Full-Time

Risk Analyst II

Posted on 11/27/2024

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Fintech
Financial Services

Compensation Overview

$57.6k - $106.3kAnnually

+ Performance-based incentive

Mid

United States

Hybrid remote-office company.

Category
Risk Management
Finance & Banking
Requirements
  • Bachelor's degree or equivalent education and work experience.
  • Typically, 3+ years with bachelor's or equivalent.
  • Attention to detail
  • The ability to manage multiple, competing priorities
  • Strong written and verbal communication skills.
Responsibilities
  • Design and manage the implementation of risk management process for the organization including complex risk assessments involving analyzing risks and identifying, describing, and estimating the risks affecting the business and corporate initiatives.
  • Assist in the oversight of the risk management program. Ensure compliance to the risk management policies and facilitate ongoing independent risk assessments as needed.
  • Complete variance trend analysis and provides support and justification.
  • Assist in the development and enhancement of the risk management policies and procedures as required.
  • Monitor, review, and develop risk reports in an appropriate way for different audiences.
  • Perform problem management, resolution, escalation of issues as necessary.
  • Act as a subject matter expert in designated Risk discipline.
  • Other duties as assigned.

Pathward promotes financial inclusion for individuals and businesses by offering a variety of financial services. Operating in the fintech sector, it uses technology to enhance financial solutions. Pathward provides services such as Banking as a Service (BaaS), payment processing, credit solutions, tax solutions, and commercial finance options, catering to small and medium-sized businesses and individuals lacking access to traditional banking. Unlike many competitors, Pathward focuses on a purpose-driven approach, helping clients navigate their financial journeys despite economic challenges. The company generates revenue through fees, interest, and service charges from its tailored financial services, including working capital loans and insurance premium finance. Pathward's goal is to empower clients to achieve financial stability and growth.

Company Stage

IPO

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Simplify Jobs

Simplify's Take

What believers are saying

  • Pathward's partnership with TabaPay enhances its real-time payment capabilities.
  • The expansion of Solutions for Financial Institutions broadens Pathward's market reach.
  • Pathward's Great Place To Work certification boosts its reputation and employee satisfaction.

What critics are saying

  • Increased competition from fintechs like Dash Solutions may impact Pathward's market share.
  • Technological and regulatory challenges could hinder Pathward's partnership with TabaPay.

What makes Pathward unique

  • Pathward offers a comprehensive suite of financial solutions for underserved markets.
  • The company focuses on financial inclusion through innovative fintech services.
  • Pathward's Banking as a Service (BaaS) model sets it apart in the fintech sector.

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