ESG and Impact Manager
About the job
- A Bachelor's or Master's degree in a relevant field, such as Economics, Public Policy, International Politics, or Business.
- Experience working in, or demonstrated passion for, ESG compliance, social responsibility, or sustainability issues.
- At least 8 years of experience in the ESG domain.
- Experience working with development finance institutions.
- Ability to network and liaise with shareholders and leadership.
- Ability to communicate and present effectively.
- Attention to detail and ability to work successfully in an ambiguous, fast-moving environment and meet tight deadlines.
- Coordinate environmental and social initiatives and compliance with applicable laws and regulatory requirements.
- Provide internal teams with guidance on sustainability programmes, risks, opportunities, and ESG due diligence.
- Develop, implement, and monitor a corporate-level Environmental and Social Management System (ESMS) across all business areas and operational levels.
- Coordinate with teams across business areas to ensure adherence to ESMS frameworks.
- Coordinate and work with HR teams and business leaders across all operating regions.
- Monitor performance toward ESG goals and publish periodic reports on ESG and FairMoney's impact.
- Prepare FairMoney's annual sustainability report.
- Support the ESG and sustainability agenda, objectives, goals, and programmes by coordinating with business units.
- Monitor implementation of policies, processes, procedures, and guides; update them in line with changes in laws, regulations, and corporate directives.
- Review corporate activities and ensure compliance with environmental and social policies, management plans, and procedures.
- Advise country HR teams on identifying and implementing local environmental and social laws and regulations, and monitor compliance.
- Support management in driving education, communication, training, and implementation of ESG policies across company operations and associated business activities, subcontractors, and supply chains where relevant.
- Work with business regions to identify environmental and social compliance issues and risks.
- Develop strategies to ensure compliance with ESG regulations.
- Address environmental and social risks and their potential impacts.
- Carry out environmental and social risk assessments with support from local country HR teams.
- Prepare, organize, and maintain inspection records; investigate complaints and suspected violations.
- Monitor follow-up actions when violations are found and review compliance-monitoring reports.
- Fintech experience or experience working in emerging markets or developing economies.
About the company
FairMoney operates as a Nigerian fintech offering a mobile banking suite that includes loans, savings, and merchant payment solutions. Its loans, especially SME loans up to ₦5,000,000, are processed quickly to help individuals and small businesses meet their needs. It provides savings options such as FairLock fixed-term deposits earning up to 24% APR and a daily-paid regular savings account at 14% APR, plus a Payforce-based payment network for merchants and a 2% ATM card cashback program. The company focuses on serving underserved individuals and SMEs, aiming to become the mobile bank for the next two billion people by expanding access and services to Nigeria and beyond.
Company Size
1,001-5,000
Company Stage
Debt Financing
Total Funding
$70.5M
Headquarters
Paris, France
Founded
2017
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Simplify's Take
What believers are saying
- January 2026 lending hit ₦150 billion, while savers earned ₦7 billion interest.
- September 2026 user count crossed 30 million, proving massive domestic distribution.
- February 2026 financing plans for phones and vehicles open new collateral markets.
What critics are saying
- FlexiCredit's 0.25% daily rate hits 91.25% annualized, fueling borrower backlash.
- NDIC covers only ₦500,000, leaving larger balances exposed to trust shocks.
- Motorcycle and vehicle lending can spike defaults and freeze growth by 2027.
What makes FairMoney unique
- CBN-licensed, NDIC-insured microfinance bank, not a lender app, since July 2021.
- FairMoney reached 30 million registered users in Nigeria by September 7, 2026.
- FlexiCredit offers reusable ₦5 million credit lines with 0.25% daily interest.
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Benefits
Health Insurance
Pension Plan
Training Programs
Paid Vacation
Remote Work Options
Paid Holidays
Paid Sick Leave
Growth & Insights and Company News
6 month growth
0%1 year growth
0%2 year growth
0%FairMoney unveils FlexiCredit, a new credit line designed for Nigerian professionals. FairMoney has unveiled FlexiCredit, a new credit line designed for Nigerian professionals. NewsOnline Nigeria reports that FairMoney, a leading Nigerian microfinance bank, has launched FlexiCredit, a premium credit line aimed at providing professionals with instant access to funds of up to ₦5,000,000. Designed for convenience and flexibility, FlexiCredit allows eligible users to access a personal credit limit anytime through the FairMoney app. Interest is only applied to the amount borrowed, at a rate of 0.25% per day. For instance, withdrawing ₦200,000 from a ₦1,000,000 limit for 10 days would accrue just ₦5,000 in interest, resulting in a total repayment of ₦205,000. No fees or charges are applied when the credit line is unused. Many Nigerian professionals, despite having stable incomes, often face hurdles when accessing traditional credit, including long approval times, excessive paperwork, collateral demands, and rigid repayment schedules. FlexiCredit seeks to remove these barriers, offering instant, hassle-free access to funds for urgent needs, lifestyle improvements, or business opportunities. According to Margaret Banasko, Head of Marketing at FairMoney, "FlexiCredit is designed for the modern Nigerian professional who values speed, clarity, and control. Interest is charged only on the amount used, and once the minimum due is paid, access is immediately restored. It's simple, transparent, and built to match the fast pace of our users' lives." To qualify, applicants must be salaried employees earning at least ₦250,000 per month, have a good credit score, and complete Level Two KYC on the FairMoney app. Salary accounts are linked for instant verification, securely processed in line with NDPR and CBN data protection guidelines. Approved users have 14 days to activate their credit line, with the first withdrawal required within 60 days to maintain active status. Repayment is flexible: users can pay the minimum due which covers a percentage of the borrowed amount plus accrued interest or settle the full amount. Minimum payments immediately restore access to the credit line, while full repayment refreshes the entire credit limit. Monthly due dates are clearly displayed in the app for user convenience. With the launch of FlexiCredit, FairMoney reinforces its commitment to providing fast, reliable, and accessible financial solutions for Nigeria's growing professional class. The product is currently available on android, with an ios version expected soon.
FairMoney, Nigeria's top fintech app, partnered with Netguru to scale KYC processes amid rapid growth.
The overwhelming demand for this offering highlights not only the market’s confidence in FairMoney’s strategy but also the company’s continued commitment to strengthening its balance sheet and expanding its market share.
FairMoney, a digital bank based in Lagos and headquartered in Paris, is in discussions to acquire Umba, a credit-led digital bank providing payroll and financial services to customers in Nigeria and Kenya, in a $20 million all-stock deal, sources tell TechCrunch.
FairMoney has acquired YC-backed PayForce as the lender looks to broaden its financial services proposition to merchants.