Community Reinvestment Act Lending & Investments Lead

Are you passionate about, CRA lending, and strategic investment initiatives? Do you have the expertise to structure and manage CRA-qualified lending and investment opportunities while balancing business objectives, regulatory expectations, and risk management? Are you passionate about, CRA lending, and strategic investment initiatives? Do you have the expertise to structure and manage CRA-qualified lending and investment opportunities while balancing business objectives, regulatory expectations, and risk management? The Banking CRA Lending & Investments Lead is responsible for:
• sourcing, evaluating, structuring, and managing CRA-qualified lending and investment activities
• primary focus on affordable housing and Low-Income Housing Tax Credit (LIHTC) investments
• partner with CRA Officer and internal stakeholders to support the Bank's CRA strategy
• achieve CRA performance objectives
• maintain safe and sound risk management practices

Your team

You will be part of the UBS Bank USA, N.A. Community Reinvestment Act team based in Salt Lake City, UT.

Your expertise

Required Qualifications
• Extensive Low-Income Housing Tax Credit (LIHTC) experience, including investment origination, underwriting, due diligence, transaction structuring, portfolio management, and relationship management with developers, syndicators, and other affordable housing stakeholders.
• Ideally 5–7 years of experience in affordable housing finance, community development finance, CRA investments, commercial real estate lending, or related banking functions.
• Demonstrated expertise in CRA-qualified lending and investment activities, including a strong working knowledge of CRA regulations, examination processes, and strategic planning.
• Strong financial analysis, credit underwriting, investment evaluation, and risk assessment skills.
• Experience preparing investment and credit memoranda for committee review and approval.
• Maintain and strengthen CRA lending and investment policies and procedures, including leading the development and implementation of new LIHTC investment procedures and related governance frameworks.
• Support the development, implementation, and ongoing execution of the Bank's CRA strategy, including monitoring performance against strategic objectives, evaluating regulatory developments, and providing recommendations to enhance CRA performance.
• Bachelor's degree in Finance, Business, Economics, Real Estate, Urban Planning, or a related field.
• Excellent written and verbal communication skills, including preparation of executive-level presentations and reports.
• You’re curious to explore how AI can improve how we build, deliver, and optimize workflows. You do this with sound judgment – validating outputs and aligning with policies, risk standards, and ethical use.

Preferred Qualifications
• Prior CRA examination or regulatory compliance experience.
• Knowledge of community development lending programs, including Fannie Mae, Freddie Mac, HUD, and other affordable housing financing structures.
• Advanced degree or relevant professional certification.

About us

UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.
We know that great work is never done alone. That’s why we place collaboration at the heart of everything we do. Because together, we’re more than ourselves. Want to find out more? Visit ubs.com/careers.

Join us

At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.
We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.

Disclaimer / Policy statements

UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.