Fall 2026

Legal Counsel Intern

Regulatory and Complaints Handling

Updated on 9/4/2026

Scalapay

Scalapay

201-500 employees

BNPL payments for online retailers

Compensation Overview

€10/hr

+ Meal vouchers

Milan, Metropolitan City of Milan, Italy

Hybrid

Three days on-site per week required.

Bachelor's

Category
Legal (1)
Required Skills
Microsoft Office
Word/Pages/Docs
Excel/Numbers/Sheets
PowerPoint/Keynote/Slides

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Requirements
  • Have an Italian Law Degree or equivalent.
  • Be fluent in Italian and English at C1-C2 level.
  • Demonstrate high attention to detail and strong organizational skills.
Responsibilities
  • Assist the Complaint Handling Function in reviewing and preparing responses to customer complaints through internal procedures and proceedings before the Italian Banking and Financial Ombudsman, under the supervision of the Complaints Officer.
  • Support the Legal Team with the day-to-day legal affairs of the Company and Group, focusing on payment services, consumer credit, consumer protection, contract law, and other relevant legislation.
  • Draft and review commercial agreements.
  • Draft internal legal memoranda and analyses.
  • Conduct legal research on case law and scholarly papers.
  • Collaborate with cross-functional teams by collecting information, supporting legal reviews, and helping implement internal legal guidelines and best practices.
Desired Qualifications
  • Speak an additional language such as French or Spanish.
  • Be proficient with the Microsoft Office Suite, including Word, Excel, and PowerPoint, and/or the Google Suite, including Google Docs, Google Sheets, and Google Slides.

Scalapay provides a buy now, pay later (BNPL) service for online shoppers. It lets customers split purchases into multiple interest-free installments, while merchants pay a transaction fee. The product works by integrating with online stores through plugins and APIs; at checkout, shoppers select Scalapay, pay over time, and merchants receive payment upfront with Scalapay handling the repayment from the customer. Scalapay differentiates itself with a merchant-focused model that promises zero risk for retailers, quick setup, and documented integration. It reports that offering Scalapay increases average order value and conversion rates, helping merchants boost sales and customer loyalty. The company’s goal is to help online retailers grow revenue and retain customers by providing a simple, seamless payment option that expands checkout conversions.

Company Size

201-500

Company Stage

Series B

Total Funding

$723M

Headquarters

Dublin, Ireland

Founded

2019

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Simplify Jobs

Simplify's Take

What believers are saying

  • In December 2025, EIB provided Scalapay €70 million debt financing.
  • PPRO and Scalapay expanded BNPL access across France, Belgium, Spain, Portugal, Italy.
  • Scalapay's 2026 partner ecosystem includes Shopify, BigCommerce, Adyen, and Stripe.

What critics are saying

  • Trustfull partnership in 2025 exposes persistent first-payment-default and synthetic-identity fraud pressure.
  • BNPL rivals and PSPs like Adyen, Stripe, and PPRO can commoditize Scalapay distribution.
  • If defaults rise faster than funding, lenders and securitization partners will cut exposure.

What makes Scalapay unique

  • Scalapay combines BNPL distribution with merchants, PSPs, and platforms like Shopify and Stripe.
  • Its Southern Europe focus gives localized underwriting, payments integrations, and merchant relationships.
  • Bank of Italy supervision and EU partnerships signal regulated infrastructure, not a pure coupon app.

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Benefits

Hybrid Work Options

Company Equity

Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

1%

2 year growth

0%
FF News
Dec 10th, 2024
Scalapay Partners With Trustfull To Strengthen Bnpl Fraud Prevention Across Europe

Trustfull, a leader in Identity Intelligence for fraud prevention, is proud to announce a strategic partnership with Scalapay, a premier European buy-now-pay-later (BNPL) provider. The collaboration will strengthen fraud prevention operations across Scalapay’s extensive network of European markets, leveraging Trustfull’s platform to proactively identify fraudsters and prevent first payment defaults.In 2023, the European BNPL market was valued at approximately $147.6 billion and is projected to reach $272.5 billion by 2029 (Source). This rapid market expansion brings an increasing need for robust fraud prevention solutions that can protect against evolving tactics, including synthetic identity fraud. The Trustfull platform addresses these challenges by offering open-source intelligence insights and real-time analysis on user contact details and location, enabling BNPL businesses to accurately differentiate between legitimate customers and high-risk applicants.Founded in 2019 and headquartered in Milan, Scalapay has rapidly become a leading player in the European BNPL market, known for its commitment to financial accessibility and customer convenience. With millions of customers and a growing list of merchant partners, Scalapay offers interest-free instalment payment options, making purchases more accessible while prioritizing customer safety.Trustfull’s Identity Intelligence engine analyzes hundreds of digital signals—such as email addresses, phone numbers, IP addresses, browser and device data—to assess user risk in real time. This empowers fraud teams to detect synthetic identities and prevent fraud while maintaining a seamless user experience.Ana Milena Fernandez, CRO at Scalapay, commented:“With Trustfull’s technology, we are enhancing our proactive fraud prevention controls within our online applications to keep reducing first payment defaults

FF News
Dec 10th, 2024
Scalapay Partners with Trustfull to Strengthen BNPL Fraud Prevention Across Europe

Trustfull, a leader in Identity Intelligence for fraud prevention, is proud to announce a strategic partnership with Scalapay, a premier European buy-now-pay-later (BNPL) provider.

Displayce
Jan 12th, 2024
Revolutionizing Payment Methods: Ads'up agency teams up with Displayce to amplify awareness for Scalapay

Revolutionizing payment methods: ads'up agency teams up with Displayce to amplify awareness for Scalapay.

PYMNTS
Nov 22nd, 2023
Marqeta And Credi2 Team As Bnpl Demand Grows

Marqeta has teamed with Credi2 to launch an installment payment platform for European banks. The partnership, announced Wednesday (Nov. 22), combines Credi2’s embedded lending platform with Marqeta’s card issuing offering, and comes amid a boom in popularity for installment offerings like buy now, pay later (BNPL). “Launching new payments solutions is incredibly time-consuming and complex, not to mention the stakes are incredibly high when dealing with stringent regulatory requirements and cross-border payments,” Marqeta Chief Revenue Officer Todd Pollak said in a news release

NY Headline
Nov 18th, 2023
ESTO's Innovative Approach is Redefining the Baltic BNPL Market

Compared to international competitors like Klarna, ScalaPay, and AfterPay, ESTO differentiates itself with a comprehensive suite of services that include BNPL options, installment loans, account-to-account payments, marketing support, a shopping account, and a loyalty program.