Engineering Operations Manager

Alloy partners with Plaid to expand access to risk solutions as AI threats increase. NEW YORK (April 2, 2026) - Alloy, a leading identity and fraud prevention platform provider, today announced a partnership with Plaid, a global data network powering the digital financial ecosystem, to provide more financial institutions with improved digital tools to fight back against AI-driven fraud. In the past two years, the amount of money stolen by scammers and fraudsters rose 9.2%, largely driven by use of artificial intelligence. As financial institutions combat this increasing threat, the partnership enables Alloy clients to more easily build a holistic picture of customer identities from the start, lowering fraud losses and automating more of their KYC/KYB/AML workflows to reduce manual reviews. "AI is rapidly reshaping the risk landscape for financial institutions, and the best way to keep up is to embrace AI to fight it," said Adam Yoxtheimer, head of partnerships at Plaid. "Companies like Alloy make it easy for banks to adapt and embed AI-powered tools and signals to see outside the walls of their institution. Together, we'll help more institutions test and deploy the solutions needed to better understand risk and defend against fraud." According to Alloy's 2026 State of Fraud Report, only 24% of financial institutions and fintechs detect fraud at the time of onboarding. That leaves most organizations detecting fraud only after bad actors are in the system and money has already been stolen. To reduce these losses, companies need to build a robust, data-rich view of customer identities at onboarding and continue to monitor those identities on an ongoing basis. Rather than relying on a single data provider, Alloy's data orchestration enables institutions to layer and test hundreds of identity, fraud, and compliance solutions in parallel and adapt strategies as threats evolve. Plaid Protect combines machine learning models with cross-institutional insights to help detect fraud throughout a user's lifecycle. Through the partnership, mutual customers can securely access Plaid Protect's network-level fraud intelligence directly in their Alloy workflows. In addition, the Alloy platform will now also include access to Plaid's tools for verifying identities and assets and streamlining onboarding to build safer, more resilient experiences at scale. Clients can add these Plaid products directly from the Alloy platform, experiment with how they interact with other data sources, and roll out the combinations that best fit their risk appetite and growth goals. Plaid expands its presence in Alloy's industry-leading network of over 250 partner solutions, all easily discoverable, configurable, and testable in Alloy's Partner Center. Clients can test different configurations and utilize Plaid alongside other best-in-class solutions without building or maintaining separate point-to-point integrations. "Alloy was built on the idea that there is no single silver bullet for fraud or compliance," said Brian Bender, General Manager, Partner Solutions at Alloy. "Our clients need the freedom to layer, test, and evolve their data strategies as threats change. Deepening our partnership with Plaid is a natural extension of that vision." About Alloy Alloy provides an identity and fraud prevention platform that enables global financial institutions and fintechs to manage identity risk so they can grow with confidence. Over 800 of the world's largest financial institutions and fintechs turn to Alloy's end-to-end platform to access actionable intelligence and the broadest network of data sources across the industry, as well as stay ahead of fraud, credit, and compliance risks. Founded in 2015, Alloy is powering the delivery of great financial products to more customers around the world.

Entersekt partners with Alloy to enhance fraud prevention and authentication of digital banking activity. ATLANTA, GA - October 28, 2025 - Entersekt is excited to announce its strategic partnership with Alloy, a leading identity and fraud prevention platform provider, to enhance scam and fraud prevention for financial institutions (FIs) on digital banking platforms. Together, Entersekt's Context Aware(TM) Authentication for digital banking login and money movement, and Alloy's robust identity decisioning engine, will redefine digital banking security fraud prevention. In 2024 alone, consumers reported losing more than $12.5 billion to fraud, a 25% increase from the prior year. AI-driven threats are accelerating the pace of fraud, as reported by 76% of enterprises, according to new data from Liminal. This partnership brings Entersekt's transaction authentication capabilities to Alloy's network of 250+ partner solutions, enabling FIs to stay ahead of fraud and close potential security gaps. Entersekt's integration adds an additional layer of protection to high-risk transactions beyond initial login, including internal and external money movement. FIs will benefit from end-to-end protection while ensuring a superior experience for their users, ultimately delivering a critical advantage in the highly competitive banking market. "We are extremely pleased to announce this strategic partnership with Alloy, which brings together our complimentary solutions and capabilities, enabling us to better serve our clients and create an environment where fraud prevention is not just a nice-to-have but a competitive differentiator," said Schalk Nolte, CEO, Entersekt. "This partnership enhances fraud defenses for digital banking clients by allowing authentication decisions to be made in real-time. By combining Entersekt and Alloy capabilities, FIs gain a layered approach that reflects both user preference and risk." Entersekt also offers contextual awareness of endpoints and user-related signals, which will be enriched by Alloy's proprietary orchestration platform to enhance Entersekt's authentication methods such as mobile push notifications, browser authentication, biometrics, FIDO-based passkeys, and even proximity proof via a QR code. For more information about Entersekt's authentication solution for financial scam and fraud prevention, and its partnership with Alloy, visit here. About Entersekt Entersekt, The Financial Authentication Company, provides financial institutions with digital banking fraud prevention and payment security solutions through its cross-channel, Context Aware(TM) Authentication platform that secures digital transactions and optimizes user experiences. Founded in 2010, Entersekt serves financial institutions around the world, and holds 120+ patents for its security innovations. In 2023, Entersekt acquired the Modirum 3-D Secure software business from Modirum, a security technology firm based in Helsinki, Finland, positioning Entersekt as a global industry leader in authentication solutions for financial services. Entersekt processes 7.5bn+ transactions for 250m+ cardholders and 450,000+ merchants from nearly 900 banks in 70+ countries. Backed by companies like Silicon Valley-based Accel-KKR, one of the world's top private equity firms, Entersekt continues to expand its footprint across key regions.