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Wells Fargo

Nationwide banking and financial services

Business Banker

Retail & Commercial BankingPosted on Nov 9
Full-timeMurfreesboro, TN, USA

About the Job

Requirements

  • At least 2 years of financial services, sales, or customer service experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Meet the Consumer Financial Protection Bureau qualification requirements for Loan Originator positions, including applicable financial responsibility, character, general financial fitness, and criminal background standards.
  • Meet ongoing regulatory requirements, including additional screening if necessary.

Responsibilities

  • Act as a trusted advisor by offering a full range of products and services and integrating advice across deposits, credit, treasury management, payments, and digital capabilities.
  • Deliver solutions that support clients' business objectives while ensuring alignment with bank policies, procedures, and risk requirements.
  • Manage and grow a portfolio of business clients, typically with $500,000 to $2 million in annual sales, owning the client journey from onboarding through relationship deepening and new-client acquisition while delivering a client-centered experience that drives growth and positions the bank as a trusted partner.
  • Acquire new business clients through targeted prospecting, branch-generated opportunities, networking, referrals, and coordinated market outreach; execute defined business-development routines and maintain an active pipeline of qualified opportunities.
  • Identify and refer secured or complex lending opportunities, coordinate customer introductions, and support a seamless client experience within the Business Banker and Relationship Manager partnership model while maintaining ownership of the broader relationship.
  • Help clients improve cash flow, liquidity, and overall financial health.
  • Partner across Retail, Treasury Management, Merchant Services, Credit, Branch Partners, and Relationship Managers to deliver a holistic, client-centered banking experience.
  • Manage client relationships, recommendations, documentation, and business-development activities in accordance with applicable laws, regulations, policies, procedures, and risk-management requirements.
  • Share knowledge and best practices with peers and partners to support team effectiveness and consistent delivery of business banking solutions.
  • Assess customer needs and refer customers interested in a dwelling-secured product to a SAFE team member. Assist customers without taking an application or offering or negotiating transaction terms.

Desired Qualifications

  • At least 2 years of business banking experience.
  • At least 1 year of experience managing client portfolios and business relationships.
  • Knowledge of business banking and portfolio management.
  • Experience in business lending, credit policies, compliance requirements, and financial products and their application to business client needs.
  • Ability to prospect, network, and generate new business opportunities, with accountability for follow-up, pipeline management, and business-development activities.
  • Relationship-building, communication, collaboration, and consultative selling skills, including the ability to partner effectively across teams.
  • Ability to understand client needs, make sound decisions, and recommend appropriate financial solutions.
  • Experience using digital banking tools and navigating financial conversations.
  • Ability to deliver a client-first experience in a fast-paced environment.
  • Ability to partner closely with peers and business partners to help clients meet their goals.
  • Fluency in Spanish.

About the Company

Wells Fargo

Nationwide banking and financial services

Wells Fargo provides banking, investment, and payment services across the United States. Its products include checking and savings accounts, loans, credit cards, wealth management, and payment solutions that work through branches, online and mobile platforms, and an extensive network of branches and ATMs to move money and manage accounts. The bank leverages a long West-to-Midwest footprint and an integrated suite of banking, investment, and payments, reflecting its evolution from 1852 and the 1998 Norwest merger that adopted the Wells Fargo name. Its goal is to help customers manage money, grow wealth, and pay and transfer funds safely and reliably for individuals, small businesses, and institutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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