Full-Time

Staff Data Scientist

NerdWallet

NerdWallet

501-1,000 employees

Personal finance guidance with product comparisons

Compensation Overview

$152k - $282k/yr

+ 401(k) match + Monthly wellness stipend + Cell phone stipend + WiFi stipend + Work-from-home equipment stipend + Co-working space subsidy

Remote in USA

Remote

Category
Data & Analytics (1)
Required Skills
Scikit-learn
Microsoft Azure
Python
Airflow
Data Science
Git
Xgboost
Apache Spark
SQL
Machine Learning
Apache Kafka
Kinesis
MLflow
A/B Testing
AWS
Pandas
NumPy
Databricks
Reinforcement Learning
Snowflake
Google Cloud Platform

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Requirements
  • At least 8 years of experience in applied machine learning, causal inference, experimentation, or related quantitative fields.
  • Deep expertise in causal inference methodologies, including uplift modeling, doubly robust learners, instrumental variables, difference-in-differences, synthetic control, and Bayesian time series.
  • Proven experience building and operationalizing lifetime value models for real-time or near-real-time applications.
  • Strong software engineering and production machine learning experience, including Python with pandas, NumPy, scikit-learn, LightGBM, and XGBoost, PySpark, and advanced SQL.
  • Experience with distributed systems and modern data platforms such as Snowflake, Databricks, Spark, and AWS, Google Cloud Platform, or Microsoft Azure.
  • Experience with version control and machine learning lifecycle tools such as Git and MLflow.
  • Hands-on experience with experimentation frameworks, A/B testing, and statistical diagnostics such as power analysis and bias detection.
  • Demonstrated success deploying models that materially impact revenue, efficiency, or user experience.
  • Ability to communicate complex analytical insights and trade-offs to Product, Marketing, Finance, and executive stakeholders.
  • Strong strategic thinking and ability to operate in ambiguous, high-impact problem spaces.
Responsibilities
  • Lead the design and implementation of causal inference frameworks, including uplift modeling, doubly robust learners, instrumental variables, difference-in-differences, and synthetic control, to measure true incremental impact across personalization, marketing, and lifecycle interventions.
  • Establish and standardize methodologies for incrementality, experimentation, and measurement across channels and product surfaces.
  • Build and scale user-level and cohort-based lifetime value models, including churn-adjusted and horizon-specific approaches, for real-time decisioning.
  • Develop and deploy personalization models that influence ranking, offer selection, content sequencing, and monetization strategies at the moment of user intent.
  • Ship production-grade machine learning models that drive revenue outcomes, including marketplace optimization, partner routing, and budget allocation.
  • Translate predictive outputs such as conversion propensity, incremental cost per acquisition, and expected lifetime value into decision-ready signals for real-time systems.
  • Partner with Data Engineering and Platform teams to define data instrumentation, batch and streaming feature stores, and model monitoring frameworks for drift, bias, and stability.
  • Influence architectural decisions across modern data and machine learning platforms such as Snowflake, Databricks, Spark, and real-time inference systems.
  • Provide technical leadership across teams by setting best practices for experimentation, modeling, code quality, and reproducibility.
  • Mentor and develop senior and mid-level data scientists, raising the overall technical bar across the organization.
  • Communicate complex analytical insights and trade-offs to executive stakeholders and translate findings into actionable business strategies.
  • Shape long-term strategy for personalization, experimentation, and artificial-intelligence-driven growth.
Desired Qualifications
  • Experience with marketplace optimization, ranking systems, or auction-based environments.
  • Familiarity with contextual bandits, reinforcement learning, or sequential decision-making systems.
  • Knowledge of streaming data architectures such as Kafka and Kinesis, orchestration tools such as Airflow and DBT, and feature stores such as Tecton and Feast.
  • Domain experience in fintech, marketplaces, growth, or performance marketing.

NerdWallet is a financial guidance platform that helps people compare and understand financial products. It offers tools and resources for credit cards, mortgages, personal loans, insurance, and debt options, plus calculators and educational content to simplify complex money topics. Users access detailed product comparisons and expert advice, while the site earns revenue through affiliate marketing by earning commissions when users sign up for products via recommendations. This model lets the service be free for users while maintaining trust and transparency. NerdWallet’s goal is to help consumers make smarter financial decisions by providing clear information and practical tools.

Company Size

501-1,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2009

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 6% to $197.3 million, with $141 million FCF trailing twelve months.
  • Consumer revenue grew 8% in Q2 2026, led by personal loans and deposit accounts.
  • Q3 2026 guidance of $244-$260 million implies 17% midpoint growth.

What critics are saying

  • SMB revenue fell 11% in Q2 2026; organic search declines keep crushing traffic.
  • Auto insurance monetization from a large partner underperformed in Q1 2026, hitting Q2 harder.
  • Google AI Overviews and answer engines gut NerdWallet's acquisition funnel by 2027.

What makes NerdWallet unique

  • NerdWallet Insurance Experts and direct carrier integrations diversify beyond credit cards, launched 2026.
  • Q2 2026 consumer revenue hit $175.2 million, proving banking and loans monetization.
  • Dual-class control under Tim Chen preserves strategy through 2027.

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Benefits

Health and wellness

Retirement support

True work-life balance

Career development

Employee resource groups

Employee engagement

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

0%

2 year growth

-5%
Yahoo Finance
Aug 7th, 2026
NerdWallet hits record $141M free cash flow, up 100% YoY, Q3 revenue guided 17% higher

NerdWallet reported Q2 2026 revenue of $197 million, up 6% year-over-year. Consumer revenue rose 8% to $175 million, driven by personal loans and deposit accounts, whilst SMB revenue fell 11% to $22 million due to organic search declines. The company achieved record adjusted free cash flow of $141 million over the trailing 12 months, doubling year-over-year. Non-GAAP operating income reached $12 million at a 6% margin, exceeding guidance midpoint. NerdWallet repurchased $2 million of Class A shares in Q2, bringing total trailing 12-month buybacks to $160 million, reducing diluted share count by 14%. For Q3, the company expects revenue between $244 million and $260 million, representing 17% growth at the midpoint. Full-year non-GAAP operating income guidance was narrowed to $90-105 million whilst maintaining the previous midpoint.

Yahoo Finance
Aug 6th, 2026
NerdWallet beats Q2 revenue estimates with $197M, up 5.6% year-on-year

NerdWallet reported Q2 2026 revenue of $197.3 million, beating analyst estimates of $186.2 million by 6%. The financial guidance platform's sales grew 5.6% year on year. The company's GAAP profit of $0.07 per share met analyst expectations. Pre-tax profit reached $7.3 million, representing a 3.7% margin. Over the past five years, NerdWallet has grown revenue at a 24.3% compound annual growth rate. However, its two-year annualised revenue growth of 19.8% shows some deceleration from the longer-term trend. The stock traded flat at $8.90 immediately following the earnings announcement. NerdWallet's market capitalisation stands at $597.5 million. Founded in 2009, NerdWallet provides digital financial guidance to consumers and small businesses for credit cards, loans, insurance and other financial products.

PR.com
Jul 10th, 2026
National financial publication NerdWallet features ERPS Group CEO Ella Rivkin as tax strategy expert.

National financial publication NerdWallet features ERPS Group CEO Ella Rivkin as tax strategy expert. Nationally recognized tax strategist and ERPS Group CEO Ella Rivkin has been featured in NerdWallet's latest small-business tax guide. The feature showcases her expertise in strategic tax planning and offers business owners practical advice on selecting the right tax professionals, maximizing tax savings, and building long-term financial success. Miami, FL, July 10, 2026 -( PR.com )- Recognized business advisor shares expert insights on strategic tax planning, helping small business owners make smarter financial decisions beyond tax season. Ella Rivkin, CEO of ERPS Group, nationally recognized tax strategist, USA Today GameChanger, 10X Certified Business Coach, and co-author alongside Brian Tracy and Richard Branson, has been featured as an expert source in NerdWallet's newly released guide, "A Guide to Small-Business Tax Services." The article provides practical guidance to entrepreneurs navigating today's increasingly complex tax environment and choosing the right financial professionals to support their businesses. In the guide, Rivkin explains one of the most common misconceptions among business owners: believing that having someone prepare their tax return automatically means they're receiving strategic tax planning. "There is a big difference between a professional who files your tax return and one who acts as a strategic advisor. While one keeps your records accurate, the other works to lower your tax bill throughout the year. Having the former doesn't mean you have the latter." For more than 27 years, Rivkin has helped business owners legally reduce taxes, improve cash flow, and build long-term wealth through proactive tax planning and business advisory services. Her inclusion in NerdWallet's latest business resource reflects the growing national demand for experienced professionals who go beyond tax preparation to help entrepreneurs make strategic financial decisions throughout the year. "Too many business owners only meet with their tax professional once a year," said Rivkin. "By then, many of the best planning opportunities are already gone. Tax planning should be proactive - not reactive. The right strategy doesn't just reduce taxes; it creates more cash flow, stronger businesses, and greater financial freedom." Throughout the article, Rivkin emphasizes that business owners should evaluate tax professionals based on the value they provide - not simply their credentials. She encourages entrepreneurs to look for advisors who communicate regularly, understand their business structure, and actively identify tax-saving opportunities year-round. Among the key insights Rivkin shares in the article are: A full-service accounting firm should provide far more than tax preparation - it should integrate bookkeeping, payroll, tax planning, financial strategy, and other essential business services under one roof. Business owners should view professional tax advice as an investment, because the right advisor can potentially save them significant amounts of money over time. Meeting with your tax advisor throughout the year - not only during tax season - creates more opportunities to reduce taxes and improve financial performance. Choosing a tax professional should be based on specialization, experience, and strategic guidance rather than title or credentials alone. "This feature reinforces something we've believed for years," Rivkin added. "Tax planning isn't just about compliance - it's about creating opportunities. Every dollar you legally save in taxes is another dollar you can invest back into your business, your family, and your future." The article also highlights several important signs that business owners may have outgrown DIY tax software, including business growth, multi-state operations, hiring employees, entity changes, and increasing financial complexity. As entrepreneurs continue to face evolving tax laws and economic uncertainty, Rivkin believes education and proactive planning have never been more important. Business owners can read the full NerdWallet article, "A Guide to Small-Business Tax Services," here: https://www.nerdwallet.com/business/taxes/learn/small-business-tax-services About Ella Rivkin Ella Rivkin is the CEO of ERPS Group, a nationally recognized business advisory firm specializing in strategic tax planning, accounting, CFO advisory, bookkeeping, payroll, and business consulting. With more than 27 years of experience, Ella has helped business owners across the United States legally reduce taxes, increase cash flow, and build lasting wealth. She is a USA Today GameChanger, a 10X Certified Business Coach, and a co-author alongside Brian Tracy and Richard Branson. Through ERPS Group, Ella is committed to helping entrepreneurs achieve personal, professional, and financial freedom. Learn more at www.ellarivkin.com. About ERPS Group ERPS Group is a full-service business advisory firm providing strategic tax planning, accounting, bookkeeping, payroll, CFO advisory, and financial consulting for entrepreneurs nationwide. The firm's proactive approach helps business owners keep more of what they earn while building stronger, more profitable businesses. Learn more at www.erpsgroup.com. Media Contact ERPS Group; Ella Rivkin (954) 255-3848 ERPS Group Ella Rivkin 954-255-3848 www.erpsgroup.com www.ellarivkin.com

Yahoo Finance
Jun 24th, 2026
NerdWallet beats Q1 revenue estimates by 6.5% but shares drop 26.7%

NerdWallet reported first-quarter revenues of $222.2 million, up 6.2% year-on-year and exceeding analyst expectations by 6.5%. Despite the revenue beat, the company delivered mixed results with a narrow EBITDA beat but a significant earnings per share miss. The personal finance platform scored the largest analyst estimate beat amongst diversified financial services stocks tracked this quarter. However, investors reacted negatively to the results, with shares falling 26.7% since the earnings announcement. The stock currently trades at $8.21. Overall, the 10 diversified financial services companies tracked reported strong first-quarter results, with revenues beating consensus estimates by 3%. However, share prices have declined an average of 10.8% following earnings announcements, reflecting broader market concerns despite solid operational performance.

StockTitan
May 21st, 2026
New NerdWallet (NASDAQ: NRDS) director and 2026 shareholder vote results.

New NerdWallet (NASDAQ: NRDS) director and 2026 shareholder vote results. Filing Impact (Moderate) Filing Sentiment Rhea-AI Filing summary. NerdWallet, Inc. appointed Teresa Chia as an independent director effective May 22, 2026, filling a vacancy created when Jennifer Ceran chose not to stand for re-election. She will serve on the Board and its Audit Committee through the 2027 annual meeting, receiving cash fees and restricted stock units under the non-employee director plan. The company also reported results of its 2026 annual meeting, where stockholders elected four director nominees and ratified Deloitte & Touche LLP as independent auditor for the year ending December 31, 2026. 8-K event classification. 3 items: 5.02, 5.07, 9.01 Key figures. Board cash retainer: $50,000 per year Audit Committee retainer: $10,000 per year Initial RSU grant: $185,000 target value +5 more Key terms. independent director, Audit Committee, restricted stock units (RSUs), 2021 Equity Incentive Plan, +2 more 05/21/2026 - 02:22 PM Faq. What board change did NerdWallet (NRDS) announce in this 8-K? NerdWallet appointed Teresa Chia as an independent director effective May 22, 2026. She fills the vacancy created by Jennifer Ceran not standing for re-election and will serve on the Board and Audit Committee until the 2027 annual stockholder meeting. How is new director Teresa Chia compensated by NerdWallet (NRDS)? Teresa Chia receives annual cash fees of $50,000 for Board service and $10,000 for Audit Committee service. She also receives an initial RSU grant valued at $185,000 and a prorated annual RSU grant targeted at $185,000, subject to the 2021 Equity Incentive Plan. What were the 2026 NerdWallet (NRDS) director election voting results? All four director nominees were elected. For example, Tim Chen received 331,293,392 votes for and 5,290,731 withheld, with 7,560,481 broker non-votes. Each elected director will serve until the 2027 annual meeting and until a successor is duly elected and qualified. Did NerdWallet (NRDS) stockholders ratify the 2026 independent auditor? Yes. Stockholders ratified Deloitte & Touche LLP as independent registered public accounting firm for the year ending December 31, 2026. The vote totals were 343,651,768 for, 154,224 against, and 338,612 abstentions, with no broker non-votes reported for this proposal. What voting rights do NerdWallet (NRDS) Class A and Class B shares carry? For the 2026 annual meeting, holders of Class A common stock were entitled to one vote per share as of March 24, 2026. Holders of Class B common stock were entitled to ten votes per share as of the same record date, reflecting a dual-class voting structure. Filing exhibits & attachments. 3 documents