C

Codat

Fintech data integration infrastructure for underwriting

Senior Data Engineer

Full-TimeUpdated on 10/10/2026
£90k - £110k/yr
Senior
Remote in UK
Remote
Data & AnalyticsData Engineering

About the job

Requirements
  • Built pipelines and production systems from scratch, writing code rather than primarily configuring managed services.
  • Good Python practices, including writing maintainable tests.
  • Deep experience in several of SQL, Spark, Databricks/Delta Lake, Dagster/Airflow/Temporal, and dbt.
  • Experience with CI/CD, Docker, and cloud infrastructure.
  • Interest in the business context behind data and willingness to challenge incorrect requests.
  • Use AI in work and demonstrate how it has saved time or enabled learning.
Responsibilities
  • Design and ship the systems that the AI assistant depends on, and maintain them after launch.
  • Build and maintain data pipelines from raw source data through the figures quoted by the assistant.
  • Build metrics, definitions, and relationships that enable the assistant to reason over financial data.
  • Improve testing and observability reliability, and help colleagues improve their practices.
  • Advocate for technical direction with engineering, product, and commercial teams.
Desired Qualifications
  • Experience preparing data for large language models, such as semantic layers, text-to-SQL, or retrieval.

About the company

Codat provides a data-integration platform for financial institutions and fintechs to automate and streamline access to customer financial data. It enables real-time reading, writing, and updating of data through multiple SDKs and libraries, with an easy authorization system for secure data sharing. The platform takes on ongoing maintenance, optimizations, and edge-case fixes so clients can launch new integrations quickly (weeks, not months) and focus on building products for their customers. Codat differentiates itself by offering end-to-end data integration management, maintenance, and security, rather than requiring clients to build and maintain these connections themselves. The company aims to accelerate underwriting and lending workflows for small businesses by providing reliable, scalable data access and smarter risk decisions through easy access to financial data.

Company Size

51-200

Company Stage

Series C

Total Funding

$169.9M

Headquarters

London, United Kingdom

Founded

2017

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Simplify's Take

What believers are saying

  • Codat secured BMO collaboration on May 5, 2026, validating its new bank-focused strategy.
  • Supplier Enablement and JPMorgan create direct revenue pull from virtual-card adoption.
  • Security updates on July 10, 2026 for Sage Bank Feeds reinforce enterprise trust.

What critics are saying

  • Codat deprecated Java SDKs on April 2, 2026, forcing customer migrations off legacy code.
  • Legacy product retirements through May 1, 2027 signal shrinking support breadth and platform churn.
  • If BMO and JPMorgan deployments stall, Codat’s bank-led expansion strategy loses credibility.

What makes Codat unique

  • Codat’s 2026 advisory intelligence platform targets commercial banks with specialized business-data workflows.
  • JPMorgan adopted Codat’s Supplier Enablement product in April 2024 for virtual-card adoption.
  • BMO joined Codat’s May 5, 2026 repositioning as an early advisory-intelligence collaborator.

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Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
PYMNTS
May 15th, 2025
Getting On Board: How Supplier Enablement Is Unlocking The Benefits Of Virtual Cards

Historically, B2B payments have often played out like a tug-of-war, with buyers aiming to retain their cash as long as possible while suppliers seek prompt payment. As a result, innovations that benefit both sides are often viewed through the lens of competing interests. Virtual cards, for example, offer a compelling solution for accounts payable (AP) teams. With features like enhanced security, improved spend management, and the ability to earn supplier rebates and discounts, virtual cards enable buyers to streamline AP processes and boost profitability. At the same time, these tools deliver advantages to suppliers’ accounts receivable (AR) teams, such as faster payments and improved cash flow. Despite these benefits, some suppliers remain hesitant to embrace virtual card payments

FF News
Feb 11th, 2025
Over Two-Thirds Of Midsized Us Businesses Are ‘Polybanking,’ Survey Finds

Midsized businesses in the U.S. are moving away from traditional single-bank relationships in favor of a more diversified approach, according to data insights platform Codat. The data comes from a survey of 500 midsized businesses earning between $10M and $1B, and found that 68% now work with more banks than they did three to five years ago, making ‘polybanking’ the new banking relationship norm.The data found that 50% of businesses surveyed work with three or more banks, signalling that competition is intensifying in the midmarket, and technology is emerging as the top differentiator. Bank of America and JP Morgan Chase came out as the leading primary banks for most businesses, but their competitive advantage isn’t just customer service—it’s technology. Roughly one-third (33%) of finance leaders say advanced online features are their top priority when choosing a banking partner.Despite the dominance of major banks, businesses are sourcing just 63% of their financial services from their primary institution, highlighting an increasing reliance on alternative providers. More than a third (37%) of mid-sized businesses are now engaging with fintechs or neobanks to fill gaps left by traditional banks.As businesses increasingly rely on cloud-based apps for a comprehensive view of their financial health, they are becoming more willing to share their data in exchange for smarter, more tailored financial services.Over half (53%) of businesses surveyed are open to the idea of granting banks continuous access to their financial data—provided security measures are robust

FF News
Dec 12th, 2024
Codat & Paytech Partner To Enable Issuers To Help More Commercial Clients Optimize Spend

Codat and PayTech have partnered to transform how commercial card issuers support clients to optimize their supplier payments through spend analytics. Spend analysis is a critical service to help commercial clients optimize working capital by offering recommendations on how to best manage supplier spend patterns. However, these processes historically require heavy, manual efforts, making it challenging for issuers to deliver actionable insights to their commercial clients. This problem is solved by combining Codat’s purpose-built supplier and spend data solution and PayTech’s market-leading spend and transaction analysis tool and $5 trillion proprietary data lake, OPTIMA

PYMNTS
Nov 15th, 2024
The Great Paper Escape: Transforming Accounts Payable For The Digital Age

Paper checks continue to dominate the accounts payable (AP) landscape — a costly reality when digital payments innovation pulses through every artery of commerce. AP departments across industries remain mired in paper-based, legacy payments that erode business relationships. Suppliers increasingly demand buyer partners that ensure frictionless, timely payments. For AP teams, modernizing their payments strategy is more than just smart business — it is the difference between driving partner value and watching partners vanish.Legacy Payments: A Mounting Liability for Businesses. Dependency on paper checks is more than just outdated. It is unleashing a cascade of financial and operational vulnerabilities that businesses can no longer afford to ignore

Finextra
Apr 16th, 2024
Codat data product helps issuing banks accelerate from cheques to virtual cards

Codat, a leading business data API provider, announces the launch of its new Supplier Enablement data product.