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Tamara

Sharia-compliant BNPL for consumers and merchants

Accountant

Financial AccountingConfirmed live in the last 24 hours
Full-timeDubai - United Arab EmiratesNo salary listedIn-person

About the Job

Requirements

  • At least 5 years of experience in accounting, financial control, or related fields.
  • ACCA, CA, or an equivalent certificate.
  • Experience in fintech, technology, or financial services sectors.
  • Proficiency in month-end and year-end closing procedures.
  • Strong knowledge of accounting principles and International Financial Reporting Standards.
  • Strong reconciliation skills and experience maintaining a chart of accounts.
  • Experience developing and implementing financial control processes and procedures.
  • Advanced proficiency in Microsoft Excel and a drive for automation.
  • Ability to manage multiple priorities and deadlines in a fast-paced environment while maintaining quality and accuracy.

Responsibilities

  • Conduct month-end and year-end closing activities.
  • Record journal entries and accruals accurately and promptly.
  • Prepare balance sheet account reconciliations.
  • Identify and investigate unusual or significant fluctuations in account balances and take appropriate action to resolve them.
  • Collaborate with cross-functional teams on transaction recording and reconciliation.
  • Reconcile sub-ledgers with the general ledger to ensure accuracy and completeness.
  • Ensure proper classification of financial transactions and reconcile sub-ledgers.
  • Maintain the chart of accounts.
  • Document accounting policies and procedures.
  • Implement and uphold financial control procedures.
  • Monitor transactions for compliance with accounting standards and regulatory requirements.
  • Identify control weaknesses and drive corrective actions.
  • Identify opportunities for process automation to streamline operations.
  • Collaborate with teams to identify and address process inefficiencies.
  • Set and review personal development goals aligned with career objectives.
  • Stay updated on industry trends and best practices in financial accounting and control.

Desired Qualifications

  • Knowledge of Oracle NetSuite software.
  • Experience with Islamic Finance and shariah-compliant products.

About the Company

Tamara

Sharia-compliant BNPL for consumers and merchants

Tamara provides a buy now, pay later (BNPL) service tailored for the Middle East. It partners with merchants to offer consumers flexible payment options in Saudi Arabia, the United Arab Emirates, and Kuwait, with a Sharia-compliant framework. The product works by Tamara paying the merchant the full purchase amount upfront (minus a small merchant fee), while the consumer repays Tamara in installments over time, without late fees for delays. This model shifts payment risk to Tamara and aims to increase merchant sales while giving shoppers financial flexibility. Tamara differentiates itself from competitors through its focus on Islamic-law compliance and regional specialization, offering a merchant-centric, risk-bearing finance solution that fits local consumer expectations. Its goal is to become the leading BNPL provider in the Middle East, driving e-commerce growth by offering affordable, accessible, and compliant payment options for both shoppers and merchants.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$2.4B
Headquarters
Riyadh, Saudi Arabia
Founded
2020

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