Customer Advisor Digital Credit Consulting
About the job
- A commercial vocational training qualification is required; career changers from customer-advising professions may also be considered.
- Knowledge and experience in telephone customer advising and/or customer support are advantageous.
- Demonstrated willingness to succeed and enthusiasm for sales and working with modern technologies and tools.
- Ability to work independently and as part of a team, with strong initiative and the ability to build customer relationships.
- Provide telephone advice to an existing customer base and acquire new customers regarding online credit, financing, card, and provision products.
- Create needs-based offers and visualize them using the latest technologies while considering individual customer wishes.
- Independently schedule customer appointments to build and maintain long-term customer relationships and increase customer satisfaction, including by placing individually suitable additional products.
- Continuously develop and maintain a sense of responsibility in proactively managing risks within the bank.
- Knowledge and experience in telephone customer advising and/or customer support.
About the company
Santander is a global bank focusing on retail and commercial banking in Europe and the Americas. It serves individuals and SMEs through strong regional franchises (Spain, Brazil, the UK, the US) and a broad Consumer Finance arm, while supporting multinational clients via its Corporate & Investment Banking division. It digitalizes core banking on its Gravity cloud to rapidly deploy digital solutions like Openbank and cross-border services, blending fintech agility with a traditional bank balance sheet. Its goal is to improve efficiency under the One Santander framework, grow cross-border revenue, and finance sustainable initiatives aligned with Net Zero targets.
Company Size
10,001+
Company Stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902
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Simplify's Take
What believers are saying
- Webster closed August 20, 2026, lifting U.S. scale and supporting 18% RoTE by 2028.
- Openbank gathered over $11 billion deposits by Q2 2026, boosted by Verizon retail activations.
- Santander targets over €1 billion AI savings and revenue by 2028, announced June 2026.
What critics are saying
- Santander UK faces £461 million motor-finance provisions under the FCA redress scheme, February 2026.
- Brazil litigation still carries €5.5 billion contingent liabilities, including PIS/COFINS disputes, June 2026.
- Spain's CNMC opened mortgage antitrust proceedings against Santander, starting a 24-month enforcement clock, June 2026.
What makes Santander unique
- Santander spans Europe and the Americas, with nearly eight million U.S. customers after Webster, August 2026.
- Gravity migrated 97% of IT infrastructure to cloud, enabling faster product launches, July 2026.
- Openbank unifies digital banking, consumer finance, and payments across markets, including Poland and Mexico, September 2026.
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Benefits
Health, dental, & vision
401k
Flexible PTO
Parental & sick leave
Discounts: technology, travel, auto, fitness, & tuition
Growth & Insights and Company News
6 month growth
↓ -14%1 year growth
↓ -3%2 year growth
↓ -3%CTO Realty Growth has closed a $1.0 billion unsecured credit facility, extending its debt maturity profile and increasing total commitments by $250 million. The Winter Park, Florida-based owner and operator of open-air shopping centres will use proceeds to repay outstanding borrowings under its previous $300 million revolving credit facility and two term loans. The new facility comprises a $400 million revolving credit facility due September 2030 and four term loans ranging from $150 million each, maturing between September 2029 and March 2032. The refinancing increases the company's weighted average debt maturity to 4.3 years from 1.6 years. Initial fixed interest rates on the term loans range from 3.4% to 5.3%, based on applied SOFR swaps. The facility was provided by a syndicate led by KeyBank National Association.
Global law firm Clifford Chance advised Banco Santander, S.A. (Santander), as lead arranger and lender, in connection with a senior secured term loan facility of up to US$209 million made available to members of the Ransa group across Spain, Peru, Chile, Colombia, Guatemala, Honduras and El Salvador.
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Proparco and Grupo Enhol partner to advance Peru's solar energy transition with landmark Illa project. Published on September 24, 2026 Proparco and Santander join forces to support Grupo Enhol's 467 MWp Illa solar project in Peru, strengthening the country's clean energy transition and mobilizing long-term financing for critical renewable energy infrastructure. Proparco has signed a USD 40 million senior loan in favor of Grupo Enhol to support the financing of the Illa project, a large-scale solar photovoltaic plant and associated transmission infrastructure in southern Peru. Developed by Grupo Enhol, a Spanish renewable energy sponsor with more than 27 years of experience in the sector, the project will have a total installed capacity of 467 MWp and is expected to become the largest solar power plant in Peru when it enters into operation in 2027. The project is expected to contribute around 2.5% of the country's national electricity supply and support the diversification of Peru's energy mix. The financing is part of a USD 289 million syndicated financing, including a USD 250 million mini-perm facility fully structured and underwritten by Banco Santander, alongside Proparco and several other development finance institutions: Instituto de Crédito Oficial E.P.E. (ICO), Corporación Financiera de Desarrollo S.A. (COFIDE), Compañía Española de Financiación del Desarrollo, COFIDES, S.A., S.M.E. (COFIDES), Fondo para Inversiones en el Exterior, F.C.P.J. (FIEX) and Development Finance Institute Canada Inc. (FinDev Canada)... The DFIs are providing financing with a seven-year maturity, supporting the project from construction through to operational maturity. The mini-perm structure is designed to secure financing during the project's higher-risk construction and ramp-up phases, while preparing the asset for access to private capital markets once operational. This approach is fully aligned with Proparco's mandate to mobilize private capital and reduce risks associated with essential infrastructure projects. The transaction also marks Proparco's first infrastructure financing collaboration with Banco Santander, opening new opportunities for cooperation on infrastructure projects across the Andean region. The Illa project is fully aligned with Peru's energy transition objectives and its ambition to increase the share of non-hydropower renewable energy to 30% of the country's energy mix by 2030. This objective is particularly relevant in a context where electricity demand is expected to reach 75 TWh, driven by industrial and mining activities as well as rural electrification. By adding significant new solar generation capacity and associated transmission infrastructure, the project will contribute to the diversification, resilience and decarbonization of Peru's electricity system. This solar plant is expected to avoid around 369,000 t CO[2]eq annually and contribute to broader socio-economic benefits, including improved access to essential energy services for an estimated 263,000 people and the creation or preservation of approximately 2,425 indirect jobs in Peru.
Santander Bank partners with Miami Dolphins and Hard Rock Stadium as it expands its South Florida presence. 24/09/2026 11:14 CEST Partnership builds on Santander's broader investment in Miami and continued U.S. growth Santander Red Zone will bring the partnership to life throughout the Dolphins' 2026 season MIAMI, September 24, 2026. Santander Bank, N.A. ("the Bank") - one of the leading retail and commercial banks in the United States and part of global financial leader Banco Santander ("Santander" or "Santander Group") - today announced a partnership with the Miami Dolphins and Hard Rock Stadium for the 2026 NFL season, supporting the Bank's brand as it continues to invest in South Florida and expands its presence in the region. As a "Proud Partner of the Miami Dolphins and Hard Rock Stadium," Santander Bank will be featured throughout the season, highlighted by the Santander Red Zone. Each time the Dolphins offense crosses its opponent's 20-yard line and moves closer to the end zone during a home game, the Santander Red Zone will come to life across Hard Rock Stadium videoboards and displays as the team closes in on a touchdown. The partnership also includes in-stadium branding, digital marquee visibility near Hard Rock Stadium, and hospitality opportunities for Santander clients and colleagues. "Miami is an important market for Santander Bank and one where we see tremendous opportunity for the future across all of Santander's U.S. businesses," said Jason Mock, Head of Retail Banking, Santander US. "We're excited to celebrate the Miami Dolphins alongside their passionate fanbase and continue finding new ways to build relationships with customers, clients, and communities across South Florida." Santander's history in Miami dates back to 1979, when it opened its first private banking office in the city. Today, Miami plays an increasingly important role in connecting Santander's customers and clients with its global network as it deepens its investment in the market. Santander broke ground earlier this year on 1401 Brickell by Santander, a 50-story mixed-use development that will become home to its employees and businesses in Miami. In recent years, Santander Bank unveiled at the Miami Worldcenter the first Openbank physical location in the United States, and it began operating its second U.S.-based Santander Work Café in Coconut Grove. "The Miami Dolphins and Hard Rock Stadium provide an incredible platform to bring the Santander brand to life," said Cenk Bulbul, Chief Marketing Officer, Santander US. "We're excited to work together to create memorable experiences through the Santander Red Zone and other game-day activations that bring Santander closer to fans." "Santander's growing presence and investment in South Florida make them a natural partner for the Miami Dolphins and Hard Rock Stadium," said Jason Green, Executive Vice President and Chief Revenue Officer, Miami Dolphins and Hard Rock Stadium. "As they continue to deepen their connection to this community, we're excited to provide new opportunities for them to connect with our passionate fans, such as the Santander Red Zone." The Bank's partnership with the Miami Dolphins builds upon its existing relationship with the region through the Formula 1 Hard Rock Miami Grand Prix as the Official Retail Banking Partner of Formula 1. Throughout the season, Santander Bank will reach millions of fans through the Santander Red Zone, in-stadium branding, digital signage, and other activations at Hard Rock Stadium.