Overview

Divvy Homes provides a rent-to-own path to homeownership. It buys homes that clients select and then rents them to those clients. A portion of each month’s rent is saved toward a future down payment, allowing people who may not yet qualify for traditional mortgages to gradually accumulate funds while living in the home they plan to buy. Divvy handles major home maintenance, while tenants take care of everyday upkeep. When clients are ready, they can use their accumulated savings for the down payment and closing costs to complete the purchase; if they choose not to buy, they can walk away with their savings minus a fee. The company operates in U.S. markets like Phoenix, Orlando, and Atlanta. Its goal is to make homeownership more accessible by providing a clear, savings-based pathway to purchase.