Paystand launches agentic finance suite for finance teams. Thu, 10th Sep 2026 (Today) Paystand has launched its agentic finance suite for general availability, bringing artificial intelligence agents into accounts receivable, spend management, and reporting. The launch expands Paystand's effort to combine finance software with its payment network and USDb stablecoin for business transactions. The suite is aimed at finance teams managing manual work across collections, approvals, reporting, and reconciliation. Two products, the Reporting Agent and the Spend Agent, are available now. The Collections Agent remains in private beta and is due later this quarter. The tools are designed to go beyond analysis by allowing software to carry out approved actions within existing workflows. Those actions include posting transactions into enterprise resource planning systems, routing spending requests, applying approval rules, and matching incoming payments with invoices. Paystand's approach centres on what it calls programmable money, which links a payment to its related business data and accounting treatment. The company says this allows software to act within a connected finance system rather than produce recommendations for staff to process separately. Jeremy Almond, Co-founder and Chief Executive Officer of Paystand, described the launch as part of a broader shift in finance operations. "This is a growing suite of enterprise-grade digital labor fully on-ramped from Day 1 so finance team members can spend their time focusing on growth," said Jeremy Almond, Co-founder and Chief Executive Officer of Paystand. He distinguished Paystand's system from software layered on top of older payments infrastructure. "These digital employees aren't AI bolted onto old payment infrastructure. They execute finance operations at internet speed, under the control of finance, because we made money itself programmable," Almond said. How the tools work The Reporting Agent is intended to analyse accounts receivable continuously, identify which accounts need attention, and update cash forecasts. Paystand measures the tool by forecast accuracy and by whether it directs staff to the accounts with the greatest expected cash impact. The Spend Agent operates within Slack and Microsoft Teams, where it handles employee spending requests. It can route requests, apply purchasing and expense policies, capture receipts, code transactions, and post approved expenses directly into the ERP system. When a finance team attaches an approval rule to a request, the Spend Agent can approve or block it before a purchase is made. Approved transactions are written into accounting systems as native accounts-payable objects such as bills, bill payments, and expense reports, rather than as generic journal entries. The Collections Agent, which has not yet been released generally, is intended to research customer payment behaviour, rank accounts by expected recovery, and draft outreach messages. Those communications are prepared for human review before being sent. Payments layer The launch also reflects Paystand's effort to tie artificial intelligence tools directly to a payments network rather than use them only for reporting or workflow support. Its network supports money movement in minutes to more than 190 countries. USDb, the company's digital dollar for business built on Bitcoin infrastructure, is part of that stack. Paystand launched the stablecoin earlier this year as it sought to build a system in which funds movement, reconciliation, and accounting records are handled in one environment. The company also highlighted two supporting tools in its artificial intelligence orchestration layer. Smart Match AI reads remittance information from PDFs, email attachments, and bank files to match ACH transfers, wire payments, and partial payments to the correct invoices. Smart Check AI allows a payer to photograph a written cheque on a phone so it can clear as an ACH payment, with payment information extracted automatically and posted into the relevant workflow. Native integrations with NetSuite, Sage Intacct, Microsoft Dynamics, and Acumatica are intended to let the agents write directly into accounting systems. Businesses can connect existing bank accounts, ERP systems, and approval processes without replacing their current finance infrastructure. Controls and oversight Finance teams define what information each agent can access and what actions it may take. The Spend Agent acts only on rules set by finance teams, while the Collections Agent requires human review before outreach is sent. Paystand logs agent activity, and resulting payment activity is recorded on its blockchain-based network. That emphasis on controls appears aimed at addressing concerns over how much autonomy companies are willing to grant software in finance operations. Almond addressed that point directly. "Agentic finance does not mean giving software unlimited authority," Almond said. "We start with documented work, set the guardrails and give every agent a human owner. Agents take on the repeatable work; people remain responsible for exceptions, judgment and results," he said. Paystand said its network connects more than one million businesses and has processed more than USD $20 billion in payment volume.

Paystand named one of the World's Top Fintech Companies for second consecutive year by cnbc/statista. Table of Contents A Changing Definition of Fintech Leadership Paystand's Role in the Evolution of B2B Payments USDb: A Digital Dollar Built for Business What This Means for Finance Leaders Building the Future of Enterprise Finance CNBC and Statista recognize Paystand among the world's leading fintech innovators as AI, blockchain, and digital money reshape business payments. Paystand has once again been recognized by CNBC and Statista as one of the World's Top Fintech Companies, earning a place among the leading global payments innovators for the second consecutive year. The recognition reflects Paystand's continued role in modernizing B2B payments and comes at a pivotal moment for financial technology. Artificial intelligence, blockchain, and business-ready digital money are reshaping how companies move funds, manage financial operations, and prepare for a more connected future. Paystand was ranked among the top 115 companies globally in the Payments category, which represented the largest segment on the 2026 list. The CNBC and Statista ranking recognizes companies across major fintech segments, including payments, neobanking, alternative financing, wealth technology, digital assets, enterprise fintech, insurtech, and regtech. For Paystand, the recognition reflects the company's continued leadership in reimagining B2B payments through AI, blockchain, and digital money built for modern enterprise finance. A Changing Definition of Fintech Leadership Recognition like this reflects a sustained commitment to solving some of the biggest challenges facing enterprise finance. More importantly, it reflects the direction the broader financial services industry is moving. Finance leaders are under pressure to improve efficiency, strengthen cash flow, reduce costs, and gain greater visibility across their operations. At the same time, the technologies available to them are evolving quickly. As AI transforms financial operations and digital money becomes part of the enterprise technology conversation, Paystand is investing in technologies that help finance teams operate with greater speed, intelligence, and control. Earlier this year, the company introduced USDb, a digital dollar built for business, reflecting its long-term vision for more programmable and efficient B2B payments. Being recognized once again by CNBC and Statista reinforces Paystand's continued momentum as it helps shape the next generation of business payments - one where AI, blockchain, and modern payment infrastructure work together to help finance teams move money more efficiently. Why Payments Are Leading Fintech Innovation Payments dominated the 2026 ranking because the way businesses move money is still filled with friction. Companies continue to deal with transaction fees, delayed settlement, disconnected systems, manual reconciliation, and limited visibility into cash movement. These challenges affect far more than the payment itself. They influence working capital, margins, forecasting, and the overall efficiency of the finance organization. That is why fintech payment companies are becoming central to the transformation of enterprise finance. Modern business payments must do more than move funds from one account to another. They must connect with the systems, controls, and workflows finance teams already use. The most innovative payment technology companies are helping businesses move toward: * Faster movement of money * Lower payment costs * More automated financial processes * Greater visibility into cash flow * Better connectivity between payments and accounting systems * Infrastructure that can support global growth These capabilities are becoming increasingly important as businesses look for financial systems that can keep pace with the speed of modern commerce. Paystand's Role in the Evolution of B2B Payments Paystand was founded on the belief that business payments should work more like the internet: open, connected, efficient, and designed to scale. Rather than accepting transaction fees, manual processes, and slow payment cycles as unavoidable, Paystand has focused on building a different model for B2B payments. Paystand's Network helps businesses modernize how they send, receive, track, and manage money. The goal is straightforward: help finance teams reduce the cost of moving money, accelerate cash flow, and automate the work surrounding every transaction. This approach has helped establish Paystand as a leading innovator in business payments and contributed to its continued recognition among the world's top fintech companies. USDb: A Digital Dollar Built for Business This year, Paystand introduced USDb, a digital dollar built for business. USDb reflects Paystand's long-term vision for business payments that are faster, more programmable, and better aligned with the requirements of enterprise finance. It was designed with the controls, reconciliation, and auditability finance teams expect, while supporting the broader shift toward modern digital payment networks. The objective is to give businesses a more efficient way to move money. As adoption grows and regulatory frameworks continue to develop, digital dollars could become an increasingly important part of how companies manage payments, treasury operations, and cross-border transactions. What This Means for Finance Leaders The CNBC and Statista recognition arrives at a time when finance leaders are being asked to do more than manage the numbers. They are expected to improve margins, accelerate growth, strengthen controls, and help their organizations adapt to new technology. The systems businesses use to move money can directly affect: * Cash flow visibility * Days sales outstanding * Payment processing costs * Reconciliation workloads * Forecasting accuracy * Global payment efficiency * The ability to adopt AI-driven financial workflows For CFOs, controllers, and finance teams, the future of fintech is not an abstract technology conversation. It is about building a more efficient finance organization. Building the Future of Enterprise Finance Being recognized as one of the World's Top Fintech Companies for a second consecutive year is a meaningful achievement for Paystand. It reinforces its commitment to transforming B2B payments and building financial technology that helps businesses move money with greater speed, intelligence, and efficiency. Paystand is proud to be recognized by CNBC and Statista and is even more excited to continue helping shape what comes next. Contact Paystand to discover how modern payment infrastructure can help you build the future of enterprise finance. View the complete CNBC and Statista World's Top Fintech Companies results.