Full-Time

Associate Product Designer

Perpay

Perpay

51-200 employees

Interest-free paycheck-deducted installment payments

No salary listed

Philadelphia, PA, USA

In Person

Relocation assistance available; 100% on-site in Philadelphia.

Category
UI/UX & Design (1)
Required Skills
Adobe Photoshop
Figma
Adobe Illustrator
Graphic Design
Product Design
Requirements
  • 0–2 years of experience in product design (internships, freelance, or academic projects all count!)
  • A strong portfolio that demonstrates both product thinking and visual craft
  • Graphic design and motion design skills—bonus if you’ve worked on marketing assets or brand-related design
  • A desire to grow within a collaborative team and openness to feedback
  • A builder’s mindset—you’re excited to own problems and turn ideas into shipped solutions
  • Comfortable working with established design systems, while knowing when to stretch them
  • Deep understanding of design and prototyping tools (Figma, Illustrator, Photoshop)
  • Familiarity with artificial intelligence tools that a designer can leverage
  • Passion for our purpose of creating access to credit and helping our customers build credit
Responsibilities
  • Contribute to design projects that directly impact our customers’ financial lives
  • Apply design thinking methodologies to solve user and business problems
  • Collaborate with product, engineering, brand, and marketing partners to ship experiences that are useful, beautiful, and on-brand
  • Bring designs to life through high-quality visual work, motion design, and attention to micro-interactions
  • Support research initiatives by contributing to planning, synthesizing insights, and applying findings to your designs
  • Uphold and apply our design system and visual language across platforms
  • Take initiative and drive work forward even when things are ambiguous—we’re looking for someone with grit and a hustle mentality

Perpay provides a platform for interest-free installment shopping. Users receive a spending limit based on a few questions and pay for their purchases through automatic deductions taken directly from their paychecks. Unlike many competitors that rely on traditional credit checks or high-interest loans, Perpay uses payroll integration to simplify the repayment process. The company's goal is to make significant retail purchases more accessible and affordable for people who want to avoid debt.

Company Size

51-200

Company Stage

N/A

Total Funding

$2.5M

Headquarters

Philadelphia, Pennsylvania

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • CFPB 2024 guidance on earned wage access legitimizes paycheck-deduction compliance framework.
  • Marqeta partnership enables scaled card issuance to 2 million members rapidly.
  • Credit score increases (32 points in three months) drive retention and referrals.

What critics are saying

  • Celtic Bank regulatory scrutiny over subprime lending halts credit card operations.
  • Marqeta outages or pricing increases cripple card issuance and repayments.
  • CFPB enforcement against deceptive BNPL practices forces shutdown or restructuring.

What makes Perpay unique

  • Automatic credit bureau reporting builds credit history unlike most BNPL competitors.
  • Paycheck-linked repayment model reduces default risk through direct deposit integration.
  • Income-based spending limits ($500–$2,500) target underbanked consumers systematically.

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Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

8%
PaySpace Magazine
May 8th, 2025
Perpay Selects Marqeta to Power Consumer Credit Card

Perpay selects Marqeta to power consumer credit card.