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American AgCredit

Member-owned lender providing agricultural financing

Protein Analyst - Terrain

Full-TimePosted on 9/16/2026
$110.2k - $187.4k/yr+ Bonus
Mid
Bachelor's, Master's
Remote in USA
RemoteRemote within the United States, with some travel for team meetings and customer engagement.
Finance & BankingEquity & Credit Research
No H1B Sponsorship

About the job

Requirements
  • A master's degree in Economics, Agricultural Economics, Finance, Business, or a related field, or a bachelor's degree in Economics, Agricultural Economics, Finance, Business, or a related field and more than 3-5 years of relevant professional experience in agricultural research, analysis, or a closely related field.
  • Knowledge of United States agriculture and a desire to deepen understanding of the beef value chain.
  • Basic knowledge of, and willingness to learn more about, risk management practices in the livestock industry.
  • Training or experience with agricultural data sets, databases, and financial analysis.
  • Ability to apply statistical, econometric, and analytical methods to real-world market questions.
  • Written and verbal communication skills, with willingness to translate analysis into clear, compelling insights for external audiences.
  • Ability to communicate with coworkers and stakeholders.
  • Ability to perform basic office tasks and work in a typical office setting.
  • Ability to sit for extended periods and work at a computer for prolonged durations.
  • Ability to communicate effectively, work independently, and collaborate within a team environment.
  • Ability to lift and move items weighing up to 25 pounds when required.
  • Availability to work during established business hours, with occasional evening or weekend work as needed.
  • Ability to travel to support customer engagement.
  • Eligibility to work in the United States; visa sponsorship or transfer is not available.
Responsibilities
  • Conduct collaborative research alongside senior analysts focused on beef and adjacent protein and feed markets.
  • Develop, analyze, write, and review research in the beef sector, with emphasis on external relevance and impact.
  • Assist in producing strategic, data-driven research publications, outlooks, and presentations for customers and prospective customers.
  • Support senior analysts in developing material for conference engagements and speaking events.
  • Assist in producing selected internal-facing reports and analyses to inform association leadership and internal stakeholders.
  • Work with senior Terrain analysts to develop skills in analysis, writing, speaking, and customer engagement.
  • Collaborate with other Terrain analysts and support projects outside primary sector coverage when appropriate.
  • Provide input to analysts and leadership on the research agenda and key external messages.
  • Support business growth by developing innovative, research-backed perspectives on market conditions and emerging trends.

About the company

American AgCredit operates as a member-owned cooperative within the Farm Credit System, providing financial services, insurance products, and resources to agriculture and rural customers across California, Colorado, Hawaii, New Mexico, Nevada, Kansas, and Oklahoma. Its products help farmers and rural businesses manage money, obtain loans, and protect assets, while additional resources support day-to-day operations and growth. The company differentiates itself through its cooperative ownership model, deep focus on agricultural and rural communities, and a regional footprint designed to meet the changing needs of farming and related businesses. Its goal is to help customers grow their operations and communities by offering tailored financial solutions, insurance, and practical resources, while prioritizing employees and local communities.

Company Size

501-1,000

Company Stage

Debt Financing

Total Funding

$150M

Headquarters

Santa Rosa, California

Founded

1916

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Simplify Jobs

Simplify's Take

What believers are saying

  • September 2026 subordinated notes cut financing costs after the June 2026 preferred reset.
  • Q1 2026 loan balances reached $22.0 billion, showing scale despite agricultural pressure.
  • The cooperative serves 12,000 members, reinforcing sticky demand across rural America.

What critics are saying

  • Nonaccrual loans hit 2.02% in March 2026, led by wine grapes and tree fruit.
  • Double J Lamb sued August 3, 2026 for $7.59 million in unpaid loans.
  • Signorello Estate foreclosure and Chapter 11, August 2026, expose concentrated vineyard stress.

What makes American AgCredit unique

  • AACAra? American AgCredit spans seven states and capital markets across all 50 states.
  • Seed4Growth with Plug and Play gives 2025 startup access and agtech deal flow.
  • Its cooperative structure preserves member credit through sector stress and volatile agriculture cycles.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Unlimited Paid Time Off
  • PTO/vacation
  • Paid Holidays
  • Disability Insurance
  • Life Insurance
  • Wellness Program
  • Employee mental, physical, and financial wellness programs

Company News

BriefGlance.com
Sep 17th, 2026
American AgCredit raises $150M in subordinated debt to dodge 8.5% rate reset cliff

American AgCredit issued $150 million in subordinated notes to redeem $200 million of preferred stock ahead of a costly interest rate reset. The farm lender, the nation's fifth-largest Farm Credit association, used the proceeds plus $50 million cash to retire Series A preferred stock that was set to reset from 5.25% to approximately 8.50% in June 2026. The new 15-year notes carry a 6.75% fixed rate for ten years, generating annual savings of nearly $6.9 million. Piper Sandler served as sole initial purchaser for the private placement. The cooperative, which oversees a loan portfolio exceeding $20 billion across seven states, serves more than 12,000 agricultural member-owners. The refinancing preserves its ability to provide stable credit during a period of agricultural sector stress, with nonaccrual loans reaching 2.39%. McDermott Will & Emery and Dorsey & Whitney provided legal counsel on the transaction.

Morning Ag Clips
Aug 28th, 2026
American AgCredit donates $5,000 to support Colorado Livestock producers affected by Aspen Acres wildfire.

American AgCredit donates $5,000 to support Colorado Livestock producers affected by Aspen Acres wildfire. Aspen Acres Fire started in eastern Custer County and spread to Pueblo County. PUBLISHED ON August 28, 2026 CLA President Britt Dinis accepts a donation from American AgCredit to the disaster relief fund to aid producers impacted by the Aspen Acres wildfire. From left: Marvin Kokes, American AgCredit; Britt Dinis, CLA President; Michael Schmidke, American AgCredit; and Travis Grant, CLA CEO. (Courtesy photo) AURORA, Colo. - The Colorado Livestock Association was presented with a $5,000 donation from American AgCredit to support livestock producers affected by the Aspen Acres wildfire. The donation was presented during the annual Industry Partner Council Golf Outing at Quail Dunes Golf Course in Fort Morgan on August 25, 2026. "American AgCredit is honored to support Colorado Livestock Association's wildlife relief efforts with a $5,000 donation," said Ty Stucky, head of regional banking for American AgCredit's Colorado territory. As a cooperative dedicated to serving agriculture and rural communities, Morning Ag Clips understand the challenges that wildlife-related events can create for livestock producers and the families who depend on them. Supporting those impacted reflects its commitment to giving back to the communities Morning Ag Clips serve and helping ensure a strong, sustainable future for Colorado agriculture." Colorado Livestock Association President Britt Dinis expressed appreciation for American AgCredit's donation and its continued partnership with Colorado's livestock industry. "We are grateful for the support of our agribusiness partners, especially during times of natural disaster," Dinis said. "American AgCredit's generosity demonstrates the strength of partnership within Colorado agriculture. When we come together to support producers, we help them recover while strengthening the agricultural community as a whole." The Aspen Acres Fire started in eastern Custer County and spread to Pueblo County, burning more than 102,000 acres and becoming the seventh largest wildfire in Colorado's history. The fire, as of Aug. 25, is 77% contained. Donations will be distributed to producers who experienced property loss or damage from the fire. Funds will help offset the costs of fencing, pens, agricultural structure repairs, feed, and other necessary agricultural-related expenses associated with rebuilding and recovering from the Aspen Acres wildfire. About the Colorado Livestock Association The Colorado Livestock Association (CLA) is a membership-driven organization representing Colorado's dairy, cattle, sheep, and swine producers, as well as the agribusinesses that support them. For more than 25 years, CLA has provided a unified voice for livestock agriculture, advancing the interests of its members through advocacy, education, environmental stewardship, and industry leadership. The Association works on behalf of livestock producers and the public to address key legislative and regulatory issues affecting Colorado agriculture. - Colorado Livestock Association

PR Newswire
Jun 9th, 2025
Multiple Farm Credit Associations Collaborate With Plug And Play To Advance Agricultural Finance Through New Seed4Growth Program

SUNNYVALE, Calif., June 9, 2025 /PRNewswire/ -- In a significant step forward for agricultural finance, American AgCredit (AAC), Farm Credit Services of America (FCSAmerica), Frontier Farm Credit, AgCountry Farm Credit Services, Farm Credit East and CoBank, announce the launch of a new program with Plug and Play called Seed4Growth. The innovation program aims to collaborate across the ag and finance sectors, keeping industry leaders up to date on the rapidly evolving landscape, while showcasing the most cutting-edge digital solutions."We are thrilled to expand our partnership and launch the Seed4Growth program. This initiative will drive innovation and collaboration, ultimately benefiting the agricultural community," said Mark Jensen, Chief Executive Offices, AgCountry, FCSAmerica, Frontier Farm Credit.Krista McDonald, EVP Chief Strategy Officer, AgCountry, FCSAmerica, Frontier Farm Credit added, "We are excited to be a part of the Seed4Growth program that is evolving the Farm Credit innovation ecosystem in a collaborative way. This partnership is a testament to our commitment to working together to become more future-focused."Expanding the PartnershipThe Farm Credit organizations, part of the nationwide Farm Credit System, first approached Plug and Play for support in navigating the dynamic startup ecosystem – looking for technology solutions and resources that help support the evolving agricultural lending and finance marketplace in support of farmers, ranchers, and agribusinesses.AAC and FCSAmerica began working with Plug and Play programs in 2023. They welcomed CoBank to the relationship in 2024. An additional association, Farm Credit East, joins the collaboration with the launch of the Seed4Growth Program.ImpactThe expanded relationships have already yielded significant successes and benefits

PR Newswire
Aug 25th, 2023
Farm Credit Farmer-Owned Cooperatives Merger Effective Oct. 1

ALBUQUERQUE, N.M., Aug. 25, 2023 /PRNewswire/ -- The merger of Farm Credit of New Mexico and American AgCredit Farm Credit cooperatives will be effective Oct. 1, 2023, creating one Farm Credit Association with enhanced marketplace stability, increased funding capacity, and better access to technology. The voting stockholders of Farm Credit of New Mexico re-voted for the proposed merger after a reconsideration process established by the Farm Credit Administration (FCA). AAC FCNM. Merger Kickoff Video - American AgCreditFCNM Customer

SW Kansas News
Dec 18th, 2022
GCCC Receives Donation from American AgCredit for New Greenhouse | SW Kansas News

Garden City Community College received a $50,000 donation from American AgCredit to support a new greenhouse, a core component of the upcoming Crop Production Technology program.

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