Y

Yapily

Open banking API platform for payments

Senior DevSecOps Engineer

Full-TimeUpdated on 10/17/2026
No salary listed
Senior
London, UK
HybridWork from home up to three days per week; eligibility criteria apply.
DevOps & InfrastructureDevOps Engineering

About the job

Requirements
  • Deep practical experience designing, managing, and securing high-availability infrastructure within Google Cloud Platform.
  • Proficiency in reviewing API security, providing secure API patterns, and upskilling engineers in secure API practices.
  • Expert knowledge of deploying, operating, and hardening Kubernetes clusters, including network policies, container runtime security, and secrets management.
  • Skills in writing, securing, and testing infrastructure configuration using Terraform or OpenTofu.
  • Hands-on experience deploying and managing security tools such as Aqua Security, Falco, Prisma Cloud, or similar CSPM, CWPP, or CNAPP solutions.
  • Proficiency in at least one relevant language—Python, Golang, or Shell—for developing security automation and workflow tooling.
  • Proven ability to build secure, repeatable deployment pipelines using tools such as GitLab CI or GitHub Actions, integrating mandatory security checks.
Responsibilities
  • Select, integrate, and maintain security tooling in engineering environments and CI/CD pipelines.
  • Design, implement, and enforce automated security guardrails and policies across the cloud estate and CI/CD pipeline.
  • Harden and secure the Google Cloud Platform environment, including IAM policies, network security, and resource configuration management.
  • Work with compliance and governance teams to translate requirements into automated, verifiable infrastructure and deployment practices.
  • Automate and manage the end-to-end process for identifying, triaging, and working with engineering teams to remediate vulnerabilities in infrastructure, applications, and third-party dependencies.
  • Build and maintain secure deployment templates that enable feature teams to deploy services safely.
  • Contribute expertise to the security incident response team to manage and resolve security events.
Desired Qualifications
  • Experience working with and adhering to FinTech-related certifications, standards, or frameworks such as SOC 2, ISO 27001, PCI DSS, DORA, or similar regulated-environment frameworks.
  • Relevant certifications such as Google Cloud Professional Security Engineer, Certified Kubernetes Security Specialist, or CISSP.

About the company

Y

Yapily

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Website

Yapily provides an open banking platform that lets banks and financial institutions connect with its services through an API. This API enables client applications to communicate with Yapily’s system to access data and process payments, offering features like secure payments, real-time cash flow visibility, and automated data entry. The platform also supports credit and affordability assessments to help improve loan conversions, and it handles licensing so clients can innovate across payments and data without extra licenses. Yapily’s approach focuses on secure, easy integration that helps its clients improve user experience and increase conversion rates. Its goal is to help financial brands deliver smooth, compliant open banking experiences while growing their business.

Company Size

51-200

Company Stage

Series B

Total Funding

$69.3M

Headquarters

London, United Kingdom

Founded

2017

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Simplify's Take

What believers are saying

  • 2025 revenue jumped to £16.7 million, and Yapily posted a £355,000 profit.
  • Google, Revolut, Adyen, and Intuit expanded usage in 2026.
  • Mifundo, Wollette, and Allica Bank partnerships broaden Yapily's payments and credit use cases.

What critics are saying

  • Open banking consolidation could crush independents; Yapily stayed acquisition-free through October 2026.
  • Last funding was 2021's $51 million Series B, limiting war-chest versus rivals.
  • Regulatory shifts around CCD2 and FCA open finance governance can commoditize connectivity.

What makes Yapily unique

  • Yapily connects 2,000 banks across 19 countries, including UK and Germany.
  • Google Cloud expanded Yapily verification across 11 European markets in July 2026.
  • Data Plus standardizes bank data for Mifundo and lenders, not raw feeds.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • Life Insurance
  • Disability Insurance
  • Mental Health Support
  • Paid Vacation
  • Remote Work Options
  • Hybrid Work Options
  • Parental Leave
  • Company Equity
  • Employee Referral Bonus
  • Professional Development Budget
  • Commuter Benefits

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

0%

2 year growth

0%
Tech.eu
Oct 2nd, 2026
Yapily swings to $451,000 profit as CEO shuns M&A amid open banking consolidation

UK open banking startup Yapily reported turnover increased from £6.7m to £16.7m year-on-year in 2025, whilst swinging from a £16.2m loss to a £355,000 profit. CEO Stefano Vaccino attributed the improved performance to running a lean organisation and generating increased revenues from existing customers, including Revolut, Intuit, Adyen and Google. Yapily's last funding round was in 2021, raising $51m in Series B led by Sapphire Ventures. Vaccino said the company, which has been profitable since 2025, prefers to "remain on the sidelines" amid expected consolidation in the open banking sector, focusing instead on organic growth. The sector has seen recent consolidation, with Paypoint acquiring obconnect and TrueLayer acquiring in3 and Zimpler.

ArcticStartup
Sep 21st, 2026
Estonia's Mifundo partners with Yapily to build more complete cross-border credit profiles.

Estonia's Mifundo partners with Yapily to build more complete cross-border credit profiles. September 21, 2026 Mifundo, a Tallinn-based pan-European credit data platform, has partnered with London-based open banking infrastructure provider Yapily to bring enriched bank account data into Mifundo's cross-border credit assessment ecosystem. Mifundo aggregates verified credit information from European credit bureaus and registers across more than 20 countries, while Yapily's Data Plus provides categorised and enriched bank account data with customers' consent. Under the partnership, Mifundo will combine Yapily's open banking data with verified credit data to give lenders a more complete, standardised view of customers whose financial histories span multiple European markets, reducing the need to collect and interpret information from separate sources. Europe has 45 million mobile Europeans, and an estimated €719 billion cross-border consumer lending market, yet consumer credit information remains fragmented between countries and data sources. A person may have years of credit history in one country, bank accounts in another and apply for credit in a third. For the assessing bank, building a complete financial picture of that customer can be difficult. Mifundo addresses this by bringing together financial information from credit bureaus and open banking providers across European countries into one standardised cross-border credit report. Verified credit data is obtained through Mifundo's network of credit bureaus and registers, while open banking providers give access to relevant bank account information with the customer's consent. Yapily is one of the open banking partners contributing to Mifundo's ecosystem. Through the partnership, Mifundo can access enriched and categorised consented bank account information via Yapily's Data Plus product and combine it with verified credit data from relevant European markets. For lenders, this means different sources of financial information can be delivered together in one standardised report rather than collected and interpreted separately. "Cross-border credit assessment requires more than one type of financial data. Credit bureau data shows how a customer has managed credit over time, while open banking data provides additional insight into their current financial situation. Mifundo brings these different data sources together across countries and standardises them into one report that banks can use in their credit assessment. Yapily is an important partner in providing open banking connectivity within that wider ecosystem," says Kaido Saar, Founder and CEO, Mifundo. Building pan-European coverage requires strong knowledge of the local provider landscape. Mifundo works with specialised partners based on where they have the strongest expertise and coverage. Yapily's open banking infrastructure and proven strength in several key European markets as well as their strong SME and corporate account coverage makes it an important partner in Mifundo's wider open banking network. "Open banking has an important role to play in making financial data more accessible across borders, and to do that, it needs data that is ready to act on the moment it lands, not a raw feed that still has to be interpreted. Our Data Plus product delivers bank account information already categorised and enriched, complementing credit bureau information and helping lenders build a more complete view of customers with financial histories across different countries. We are excited to be partnered with Mifundo and to contribute to a solution addressing a real challenge for European lenders," states Irene Brime, Director of Sales EMEA in Commercial, Yapily. The partnership is particularly relevant as the revised Consumer Credit Directive (CCD2) comes into force across the European Union from 20 November 2026. Article 6 introduces a non-discrimination principle for access to consumer credit, including based on a consumer's place of residence. By connecting verified credit information across European markets and complementing it with open banking data from partners including Yapily, Mifundo is building the infrastructure needed to make financial histories more portable and usable across Europe.

Financial IT
Sep 16th, 2026
Mifundo and Yapily bring open banking data into cross-border credit assessment.

Mifundo and Yapily bring open banking data into cross-border credit assessment. * Banking * 16.09.2026 11:02 am Mifundo, the pan-European credit data platform, and Yapily, an open banking infrastructure provider, are partnering to support more complete credit assessments for people whose financial histories span multiple European countries. Europe has 45 million mobile Europeans, and an estimated €719 billion cross-border consumer lending market, yet consumer credit information remains fragmented between countries and data sources. A person may have years of credit history in one country, bank accounts in another and apply for credit in a third. For the assessing bank, building a complete financial picture of that customer can be difficult. Mifundo addresses this by bringing together financial information from credit bureaus and open banking providers across European countries into one standardised cross-border credit report. Verified credit data is obtained through Mifundo's network of credit bureaus and registers, while open banking providers give access to relevant bank account information with the customer's consent. Yapily is one of the open banking partners contributing to Mifundo's ecosystem. Through the partnership, Mifundo can access enriched and categorised consented bank account information via Yapily's Data Plus product and combine it with verified credit data from relevant European markets. For lenders, this means different sources of financial information can be delivered together in one standardised report rather than collected and interpreted separately. "Cross-border credit assessment requires more than one type of financial data. Credit bureau data shows how a customer has managed credit over time, while open banking data provides additional insight into their current financial situation. Mifundo brings these different data sources together across countries and standardises them into one report that banks can use in their credit assessment. Yapily is an important partner in providing open banking connectivity within that wider ecosystem." Kaido Saar, Founder and CEO, Mifundo Building pan-European coverage requires strong knowledge of the local provider landscape. Mifundo works with specialised partners based on where they have the strongest expertise and coverage. Yapily's open banking infrastructure and proven strength in several key European markets as well as their strong SME and corporate account coverage makes it an important partner in Mifundo's wider open banking network. "Open banking has an important role to play in making financial data more accessible across borders, and to do that, it needs data that is ready to act on the moment it lands, not a raw feed that still has to be interpreted. Our Data Plus product delivers bank account information already categorised and enriched, complementing credit bureau information and helping lenders build a more complete view of customers with financial histories across different countries. We are excited to be partnered with Mifundo and to contribute to a solution addressing a real challenge for European lenders." Irene Brime, Director of Sales EMEA in Commercial, Yapily The partnership is particularly relevant as the revised Consumer Credit Directive (CCD2) comes into force across the European Union from 20 November 2026. Article 6 introduces a non-discrimination principle for access to consumer credit, including based on a consumer's place of residence. By connecting verified credit information across European markets and complementing it with open banking data from partners including Yapily, Mifundo is building the infrastructure needed to make financial histories more portable and usable across Europe.

Open Banking Expo
Jul 15th, 2026
Wollette partners with Yapily to enable sweeping VRPs for wallet funding.

Wollette partners with Yapily to enable sweeping VRPs for wallet funding. Wollette, the integrated commerce platform connecting merchants, consumers, and banks, has announced its use of Yapily's Open Banking infrastructure to enable sweeping Variable Recurring Payments (VRP) for wallet funding and balance management. Wollette provides consumers with an interest-bearing wallet that can be used to save and spend. Through Yapily's sweeping VRP capability, customers can authorise automatic transfers from their personal bank account to their wallet whenever the wallet balance falls below a customer-defined threshold, without needing to manually initiate each transfer. Advancing account-to-account payments in everyday retail. Wollette gives merchants a suite of tools built around Open Banking, including a point-of-sale system, digital receipts, customer loyalty programmes, and data analytics. By combining the convenience consumers have come to expect from card-based payments with the efficiency of account-to-account infrastructure, Wollette is delivering a streamlined payment experience for consumers while helping merchants reduce payment acceptance costs. The integration with Yapily forms an important part of this experience by enabling customers to automatically replenish their wallet balance through customer-authorised sweeping VRPs. This helps ensure funds are available when needed while removing the need for repeated manual top-ups. The same experience extends online through Wollette's pay-by-link functionality, giving merchants a unified way to accept payments across channels while providing consumers with a simple and consistent payment experience. Yapily is an Event Partner of Open Banking Expo UK & Europe 2026, which takes place on 13-14 October at the Business Design Centre in London. Click here to find out more.

Open Banking Expo
Oct 9th, 2025
Google taps Yapily to power bank account verification in Europe

Yapily - Europe's leading Open Banking infrastructure provider - has announced its strategic collaboration with Google to support the rollout of Google's bank account verification service as an option for business customers in Europe.