C

Citi

Runs banking and payments for global clients

Business Analytics Analyst - PySpark

Full-TimePosted on 10/16/2026Deadline 10/27/26
No salary listed
Senior
Bengaluru, Karnataka, India
Hybrid
Data & AnalyticsData Analysis

About the job

Requirements
  • Advanced SQL querying, including joins, window functions, common table expressions, and performance tuning across large relational, Teradata, and Hive data warehouses.
  • Python skills for data wrangling with pandas and NumPy, automation scripting, statistical analysis, and visualization with Matplotlib and Seaborn.
  • PySpark skills for distributed processing of large campaign and transaction datasets in Hadoop and Spark ecosystems.
  • Base SAS and SAS Macros skills for large-scale data manipulation, campaign tagging, and reporting automation.
  • Grounding in consumer banking and credit card fundamentals, including account lifecycle, interest income, fees, credit risk basics, and portfolio economics.
  • Understanding of the credit card marketing lifecycle, including acquisition, activation, usage, retention, and attrition.
  • Experience designing and executing test-versus-control and champion-challenger campaign effectiveness frameworks.
  • Experience with incrementality and lift analysis, response modeling, and uplift measurement.
  • Experience tracking campaign performance using response rates, conversion, activation, spend, and profitability metrics.
  • Experience building recurring campaign performance dashboards and scorecards for monitoring and post-campaign readouts.
  • Knowledge of hypothesis testing, A/B testing methodology, and significance testing.
  • Knowledge of segmentation and targeting analysis, including behavioral, demographic, and risk-based approaches.
  • Data quality checking, reconciliation, and root-cause and variance analysis.
  • Working knowledge of generative AI tools for analytics productivity, including LLM assistants for code generation and debugging in SAS, SQL, and Python, documentation, and summarizing campaign results.
  • Exposure to prompt-engineering basics for querying enterprise generative AI platforms to accelerate exploratory analysis and reporting.
  • Awareness of generative AI use cases in marketing analytics, including automated insight generation, natural-language dataset queries, and synthetic test-data creation.
  • Ability to translate analytical findings into actionable recommendations for marketing and product stakeholders.
  • Ability to present data insights clearly to senior stakeholders, with PowerPoint and Excel proficiency.
  • Ability to collaborate cross-functionally with Marketing, Risk, Finance, and Technology teams.
  • Project management skills to manage multiple concurrent campaign analytics requests under tight timelines.
  • Five to seven years of hands-on relevant analytics experience, preferably in banking, cards, or financial services.
  • Ability to independently own analytics workstreams with minimal supervision and mentor junior analysts and review their analytical output.
  • Attention to detail and a controls mindset for rate-based offers in a regulated context.
  • Proactive problem-solving and ability to work in ambiguous, fast-paced environments.
Desired Qualifications
  • Exposure to regression and predictive modeling, including logistic regression and decision trees, for propensity or response scoring.

About the company

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

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Simplify's Take

What believers are saying

  • Revenue is expanding: Citi reported $24.8 billion in the June 2026 quarter, up 14% year over year.
  • US parents get protected time: eligible Citi employees receive 16 weeks of bonding leave at full base pay.
  • Institutional deposits are sticky: Citi says around 80% of Services deposits come from clients with relationships exceeding 15 years.

What critics are saying

  • Lending losses remain substantial: Citi's net credit losses reached $2.4 billion in the June 2026 quarter.
  • Australian hybrid roles require office time: Citi sets a minimum of three office days weekly for designated hybrid positions.
  • Job cuts carry a cost: Citi booked roughly $500 million in severance in the March 2026 quarter.

What makes Citi unique

  • Corporate payments move at scale: Citi processes around $6 trillion daily through its Treasury and Trade business.
  • Deposits move beyond banking hours: Citi Token Services transfers cash between participating Citi branches around the clock.
  • Employees use a shared AI workspace: Citi's Stylus platform reaches over 180,000 people for research and multi-step workflows.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays

Company News

Yahoo Finance
Oct 26th, 2026
Citigroup returns 24.7% in a year as $30B buyback and margin gains test bull and bear views

Citigroup shares returned 24.7% over the past year, including dividends, after the bank reported record revenue, earnings ahead of forecasts, and a $30 billion buyback plan. The stock now trades at $121, up from $96.69 at the start of the period. Revenue rose from $19,836 million in Q3 2025 to $21,423 million in Q3 2026. Net income climbed from $3,439 million to $4,840 million, lifting net margin from 17.3% to 22.6%. Simply Wall St's bullish case puts fair value at $103, built on 6.9% revenue growth and a 19.3% margin from digital transformation and cross-border payments. The cautious case sets it at $77, citing heavy spending and regulatory pressure. The key test is whether Citigroup can turn services growth and AI-driven efficiency into durable double-digit returns on tangible common equity.

Yahoo Finance
Oct 23rd, 2026
team.blue extends $1.2B of Term Loan B to 2032 after upsizing twice

team.blue, a pan-European provider of digital services for small and medium-sized businesses, has extended €1.1 billion of its €1.35 billion Term Loan B. The Ghent-based company, backed by Hg, CPP Investments and Sofina, priced the deal on October 22, 2026. The refinanced tranche now matures in July 2032, instead of September 2029. About 90% of the company's term debt now falls due in 2032. Demand was strong. The deal was upsized twice from an initial €500 million, making it the largest software euro term loan issuance in the last 12 months. It priced at E + 425bps with an original issue discount of 98.5. "The depth of support from our institutional investor base allowed us to go much further," said chief financial officer Jonathan Thackray.

KLSescreener
Oct 23rd, 2026
Malaysia Aviation Group secures US$75mil trade finance facility from Citi

KUALA LUMPUR: Malaysia Aviation Group (MAG) has secured a US$75mil structured trade finance facility from Citi to support its supply chain operations and working capital requirements across Asia.

Carbon Herald
Oct 22nd, 2026
Applied Carbon secures $72M Citi note to scale Texas biochar carbon removal

Applied Carbon has secured $72 million from Citi to fund biochar carbon removal operations in Texas. Investment manager Nuveen also took part. The financing is a principal-protected note with a term of 3.5 years. Investors will receive payments linked to verified carbon removals, rather than standard bond coupons. Citi said it is its first outcome bond tied to verified carbon removals. Applied Carbon makes biochar from agricultural crop residue, using mobile pyrolysis systems that process waste biomass directly in fields. It plans to use the funds to scale this technology across Texas. "This is the kind of structure that will unlock capital for carbon removal at scale," said Jason Aramburu, founder and chief executive officer.

BBX
Oct 22nd, 2026
Nebius secures $3.5B Citibank financing for global AI cloud expansion

Nebius Group, an AI cloud service provider, has secured a $3.5 billion priority secured financing line from Citibank. The company will use the funds to support the global expansion of its AI cloud computing business.

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