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Humana

Sells Medicare health plans and runs senior clinics

Senior AI Engineer

Full-Time
$141.1k - $194k/yr+ Bonus incentive plan
Senior
Bachelor's
Louisville, KY, USA+2 moreMore locations: Dallas, TX, USA | New York, NY, USA
HybridThree days per week in the office; must reside within or relocate to commuting distance of a talent market.
Software EngineeringAI Application Engineering, Full-Stack Engineering

About the job

Requirements
  • A bachelor's degree in Computer Science, Engineering, Mathematics, Statistics, or another quantitative or related technical discipline, or an equivalent combination of education and practical experience.
  • At least five years of experience building and operating production software systems.
  • Experience developing backend services, APIs, distributed systems, or data-intensive applications.
  • Hands-on experience integrating large language models into production applications beyond simple chat interfaces, including structured outputs, tool calling, retrieval-augmented generation, agents, or multi-step workflows.
  • Experience with at least one major AI platform or model provider, such as OpenAI, Anthropic, Google, Azure AI, or AWS Bedrock.
  • Strong programming skills in Python and/or TypeScript or JavaScript.
  • Experience debugging, monitoring, and supporting production applications used by real customers.
  • Ability to work independently, navigate ambiguity, and take ownership of projects from concept through deployment.
  • Responsible handling of sensitive and protected data in a highly regulated environment.
Responsibilities
  • Design, develop, and deploy full-stack AI-powered applications, including frontend experiences, APIs, backend services, and data pipelines.
  • Build and optimize large-language-model workflows for information extraction, classification, retrieval, summarization, and agentic processes.
  • Develop prompt strategies, structured output frameworks, tool-calling capabilities, and fallback mechanisms to improve reliability.
  • Design and implement retrieval-augmented generation systems using embeddings, vector databases, and semantic search technologies.
  • Build evaluation frameworks, including benchmark datasets, regression testing, quality metrics, and human review workflows.
  • Develop human-in-the-loop processes that enable clinicians and domain experts to validate AI outputs and provide feedback for continuous improvement.
  • Build and maintain document-processing pipelines, including optical character recognition, document ingestion, metadata extraction, indexing, and search capabilities.
  • Optimize AI systems for accuracy, latency, reliability, scalability, and cost efficiency.
  • Implement observability, monitoring, logging, alerting, and incident response processes for production systems.
  • Deploy and operate services in cloud-native environments using Kubernetes, Docker, continuous integration and continuous delivery pipelines, and modern infrastructure tooling.
  • Collaborate with product, engineering, clinical, and operational stakeholders to translate complex business requirements into scalable solutions.
  • Ensure solutions meet privacy, security, compliance, and auditability requirements within a regulated healthcare environment.
Desired Qualifications
  • Experience building AI systems where large language models are part of the critical production workflow.
  • Experience designing evaluation frameworks, testing strategies, prompt versioning, tracing, and model performance monitoring.
  • Experience with agentic architecture, Model Context Protocol, tool orchestration frameworks, or autonomous workflows.
  • Experience with React, Next.js, modern frontend development, and full-stack application architecture.
  • Experience deploying and operating workloads in Kubernetes, Docker, and cloud environments.
  • Experience with modern continuous integration and continuous delivery practices and infrastructure automation.
  • Experience working in regulated industries such as healthcare, financial services, or government.
  • Familiarity with privacy, compliance, governance, and data protection requirements.
  • Experience using AI-assisted development tools to improve engineering productivity and software quality.
  • Strong problem-solving, communication, and collaboration skills.

About the company

Humana sells health insurance paid for by government programs, chiefly Medicare Advantage plans that private insurers run for Americans 65 and older in place of traditional Medicare. It ranks among the largest Medicare Advantage insurers in the country and also runs Medicaid plans for low-income families in several states. Its CenterWell business operates senior primary care clinics, a mail-order pharmacy and home health services, so many members get care from a company the insurer owns. Medicare and states pay Humana a set monthly amount per member, and it keeps the difference between those payments and members' medical costs. Humana was founded in 1961 as a nursing home company and is based in Louisville, Kentucky.

Company Size

10,001+

Company Stage

IPO

Headquarters

Louisville, Kentucky

Founded

1961

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Simplify Jobs

Simplify's Take

What believers are saying

  • Enrollment is surging: in July 2026 Humana affirmed about 25% individual Medicare Advantage membership growth for 2026.
  • Owned clinics create clinical careers: CenterWell Senior Primary Care added 130,900 patients, up 27%, in early 2026.
  • Medicaid is widening: Illinois chose Humana in June 2026 to run Medicaid coverage statewide.

What critics are saying

  • Low quality scores cut Medicare bonuses: only 20% of Humana's members sat in 4-star or better plans for 2026.
  • The insurer is shrinking to save margins: about 600,000 Medicare Advantage members got plan-closure notices in October 2026.
  • Stock grants carry risk: in July 2026 Humana cut its 2026 GAAP earnings floor to $6.52 a share from $8.36.

What makes Humana unique

  • Military families are a second market: Humana runs the Pentagon's TRICARE health plan across 24 eastern states and Washington, DC.
  • Florida anchors the business: Humana's Medicare Advantage contracts there produced 14% of its 2025 revenue.
  • Medicaid is a quiet second insurer: Humana covers over 1.54 million low-income members across 11 states.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Unlimited Paid Time Off
  • Paid Vacation
  • Paid Parental Leave
  • Short-term Disability
  • Long-term Disability
  • 401(k) Retirement Plan
  • 401(k) Company Match

Growth & Insights and Company News

Headcount

6 month growth

6%

1 year growth

6%

2 year growth

6%
Yahoo Finance
Oct 9th, 2026
Humana soars 15% as 95% of Medicare members join four-star plans, beating analyst expectations

Humana shares surged 15% after the insurer announced 95% of its Medicare Advantage members will be in plans rated four stars or higher for 2027, up from just 20% a year ago. The result significantly exceeded J.P. Morgan analysts' expectations of 60% to 70%. Plans with four-star ratings or higher qualify for government bonus payments worth billions across the industry. The industry average for 2027 stands at roughly 71%. However, these ratings will determine bonus payments for 2028, not 2027. The improved ratings are particularly significant given Humana's thin margins. The company's EBIT margin has declined from 4.3% in 2023 to 2.3% on a last-twelve-months basis. Meanwhile, competitors moved in the opposite direction. UnitedHealth's four-star share is estimated to fall to approximately 67% from 81%, whilst CVS Health's drops to around 70% from 84%. CVS shares declined roughly 3%.

Yahoo Finance
Sep 13th, 2026
US health insurers rebound as medical costs stabilise, analysts predict 16% earnings growth through 2030

The health insurance industry may have recovered from high medical costs, with analysts predicting strong growth through 2030. Morningstar forecasts 16% annual earnings per share growth for major insurers, above the industry's typical low-double-digit target. Health insurers are improving profitability by raising rates to cover increased medical utilisation. UnitedHealth Group reported over $5 billion in second-quarter net income, with its medical care ratio falling to 86.7% from 89.4% year-over-year. The outlook also improved for pharmacy benefit management operations at companies like UnitedHealth, CVS Health, and Cigna. Despite increased regulatory scrutiny, the "big three" PBMs maintain strong competitive positions. Third-quarter earnings reports next month should provide further clarity on the industry's financial health.

PR Newswire
Sep 2nd, 2026
Thyme Care raises $125M at $2B+ valuation to expand oncology care model

Thyme Care, a Nashville-based oncology company, has closed a Series E funding round of more than $125 million at a valuation exceeding $2 billion. Morgan Health led the round, with participation from CVS Health Ventures, Humana, AlleyCorp, HealthQuest Capital, Foresite Capital, Concord Health Partners, Frist Cressey Ventures, Town Hall Ventures, and a16z Bio + Health. The company now serves over 10.5 million people across all 50 US states and manages more than $7 billion in oncology spend. Thyme Care reports it is profitable with positive free cash flow whilst delivering validated reductions of 5 to 10 per cent in total cost of care. Alongside the funding, Thyme Care is establishing Thyme Companies, a parent entity that will build a portfolio of independent oncology businesses addressing care barriers. Co-founder Robin Shah will serve as executive chairman of the new entity.

Associated Press
Aug 20th, 2026
Humana appoints Dr. Shantanu Nundy as chief medical officer to lead AI and digital care strategy

Humana has appointed Dr Shantanu Nundy as Chief Medical Officer, effective 31 August. Dr Nundy, a practicing physician and healthcare executive, will help shape the company's products, platforms, and use of AI whilst bringing clinical expertise to the enterprise. He most recently served as Executive Vice President of Care Delivery and Chief Health Officer at Accolade, a healthcare navigation company. Previously, he was Managing Director for Clinical Innovation at Evolent Health, driving value-based and digital care transformation across health systems. Dr Nundy will report to Jim Rechtin, Humana's President and CEO, and join the company's Enterprise Leadership Team. He continues to practice primary care and hospital medicine.

Yahoo Finance
Aug 19th, 2026
Humana beats Q2 revenue estimates with $40.87B as health insurers face regulatory scrutiny

Humana reported Q2 revenues of $40.87 billion, up 26.2% year on year, exceeding analysts' expectations by 0.6%. The health insurance provider also beat earnings per share estimates. Despite the relatively strong results, Humana's stock has fallen 2.7% since the earnings announcement and currently trades at $378.11. The health insurance sector as a whole showed resilience in Q2, with the 12 tracked providers beating revenue consensus estimates by 2.8% on average. However, share prices across the sector have declined an average of 5.8% since reporting. Humana derives over 80% of its revenue from federal government contracts and serves approximately 17 million members, with a strong focus on Medicare Advantage plans for seniors.