S

Sezzle

BNPL fintech facilitating consumer-merchant transactions

Senior Database Reliability Engineer

Full-Time
$5k - $9.5k/mo
Senior
Bachelor's
South America
Remote
DevOps & InfrastructureDatabase Administration

About the job

Requirements
  • At least 6 years of professional software engineering, infrastructure engineering, database engineering, Site Reliability Engineering, or platform engineering experience.
  • Strong software engineering ability in at least one production programming language such as Go, Python, or TypeScript.
  • Ability to build production-quality internal tools, libraries, frameworks, services, or platform components used by other engineers.
  • Hands-on experience with relational databases, especially MySQL and/or PostgreSQL, in high-availability production environments.
  • Strong understanding of application-to-database interactions, including connection pooling, transactions, isolation levels, retries, timeouts, deadlocks, locking, migrations, and query execution.
  • Experience designing or improving shared database access patterns, internal database packages, object-relational mapping wrappers, migration frameworks, or developer-facing database tooling.
  • Hands-on experience with AWS RDS/Aurora, including provisioning, upgrades, replicas, backups, failover, monitoring, parameter tuning, and production troubleshooting.
  • Experience with database connection management technologies such as RDS Proxy, PgBouncer, ProxySQL, or application-level pooling.
  • Ability to analyze database performance using query plans, indexes, slow query logs, wait events, locks, metrics, and application traces.
  • Experience designing safe database migration processes for production systems.
  • Understanding of observability for database-backed applications, including metrics, logs, traces, service-level objectives, alerting, and incident response.
  • Experience with infrastructure-as-code and CI/CD systems such as Terraform, GitLab CI/CD, Kubernetes, Helm, or similar tooling.
  • Ability to influence engineering teams through clear design reviews, documentation, technical standards, and practical implementation.
  • Ability to operate independently, identify high-impact problems, propose pragmatic solutions, and drive them to completion.
  • Demonstrated experience working with Claude or equivalent large language model tools, and comfort leveraging AI to enhance productivity, research, and communication.
  • Bachelor’s degree in Computer Science.
Responsibilities
  • Design, build, and maintain shared database platform components used by Sezzle applications, such as database connection packages, database client libraries, migration tooling, safety checks, query standards, and developer-facing abstractions.
  • Establish reliable, scalable patterns for how Sezzle services connect to and interact with relational databases across production, staging, and development environments.
  • Partner with backend engineering teams to improve database usage in application code, including connection lifecycle, transaction handling, retries, timeouts, pooling, query patterns, and migration workflows.
  • Build automation and internal tooling that makes database operations safer, more repeatable, and less dependent on manual intervention.
  • Define and enforce engineering standards for database access, schema design, migrations, indexing, query performance, connection management, and operational readiness.
  • Architect and improve database infrastructure across AWS RDS/Aurora MySQL, PostgreSQL, RDS Proxy, read replicas, backups, failover, parameter groups, monitoring, and capacity planning.
  • Lead database reliability initiatives that reduce operational risk, improve performance, and help Sezzle scale safely.
  • Review application designs and database changes early in the development lifecycle to ensure reliability, scalability, maintainability, and security are built in from the start.
  • Build guardrails for database migrations, including automated checks, rollback expectations, schema review workflows, migration observability, and production safety controls.
  • Improve developer self-service for database provisioning, access, schema management, local development, testing, and observability.
  • Investigate production database issues by combining application telemetry, database metrics, logs, query plans, traces, and cloud infrastructure data.
  • Identify and fix systemic database problems, including bad access patterns, unsafe migrations, inefficient queries, connection storms, lock contention, replication lag, and capacity bottlenecks.
  • Create and maintain high-signal dashboards, alerts, service-level objectives, service-level indicators, runbooks, and operational readiness checks for database-backed services.
  • Drive improvements in database backup validation, restore testing, disaster recovery, failover readiness, and business continuity.
  • Work with security and compliance teams to improve database access controls, auditability, encryption, secrets management, least privilege, and PCI/SOC 2-aligned controls.
  • Mentor engineers on database design, query performance, safe migrations, operational readiness, and production debugging.
  • Use automation and AI tooling where appropriate to improve migration review, query analysis, incident investigation, documentation, and developer productivity.
Desired Qualifications
  • Experience building platform capabilities for a microservices environment.
  • Experience with Golang application development and database access patterns.
  • Experience creating database libraries, SDKs, service templates, migration frameworks, or paved-road developer tooling.
  • Experience improving database reliability across many services or teams, not just one application.
  • Experience with fintech, payments, banking, e-commerce, or other high-volume transactional systems.
  • Experience with compliance-sensitive environments such as PCI DSS, SOC 2, or SOX.
  • Experience with database access governance, audit logging, secrets management, encryption, IAM authentication, and least-privilege access models.
  • Experience with large-scale operational automation for provisioning, patching, failover testing, backup validation, access management, or schema review.
  • Experience with distributed systems patterns such as transactional outbox, event-driven architecture, idempotency, queues, eventual consistency, and data consistency tradeoffs.
  • Experience with observability tools such as Prometheus, Grafana, Datadog, CloudWatch, Performance Insights, OpenTelemetry, or New Relic.
  • Familiarity with Elasticsearch or other supporting data stores.
  • Familiarity with AI developer tooling such as Claude Code, Gemini CLI, Codex, and Cursor, and using it to be a more productive engineer.

About the company

Sezzle provides a four‑installment, interest‑free buy now, pay later (BNPL) service for consumers and a merchant payment option for retailers. Consumers split purchases into four equal, no‑interest payments at checkout, while merchants pay Sezzle a fee to enable the option and reduce cart abandonment. Sezzle earns most of its revenue from merchant fees and operates as a Public Benefits Corporation and Certified B Corp, aligning financial goals with social impact. Its stated goal is to financially empower younger consumers and help merchants grow by offering accessible, flexible payments, supported by rapid growth in active users and merchants (3.4 million and 46,982 respectively, with $1.8 billion in underlying merchant sales).

Company Size

201-500

Company Stage

IPO

Headquarters

Minneapolis, Minnesota

Founded

2016

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 51.7% to $149.7 million, and net income reached $40.8 million.
  • SezzleCash launched in June 2026, and Sezzle Send targets 100,000 waitlisted users.
  • Management plans a national bank charter application in 2026, expanding funding and product flexibility.

What critics are saying

  • Shopify’s Installments and checkout friction still threaten Sezzle distribution; discovery started after May 11, 2026.
  • WebBank retains SezzleCash and Send loans, and Sezzle raised its tangible-net-worth covenant to $100 million.
  • Aggressive marketing drove Q2 spend to $19.4 million; if payback slips, growth economics break.

What makes Sezzle unique

  • WebBank powers SezzleCash and Sezzle Send; Sezzle services loans through September 2029.
  • 854,000 active subscribers and 7.2 quarterly purchases show sticky repeat usage beyond checkout.
  • Sezzle’s AI chatbot handled 68% of queries, and 88% of new code was AI-developed.

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Benefits

  • Comprehensive Benefit Plans
  • Generous Parental & Family Leave
  • Competitive 401k Match
  • Paid Time Off & Volunteer Time Off
  • Ownership Through Equity
  • 100% of Donations to Charity Matched
  • Work from Home Stipend
  • Highly Discounted Fitness Membership

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Yahoo Finance
Aug 27th, 2026
Sezzle vs SoFi: Which high-growth fintech stock offers better value?

Sezzle and SoFi are both expanding their fintech platforms through technology and cross-selling, but their approaches differ significantly. Sezzle focuses on payments and short-term consumer financing, adding subscriptions, cash advances and money transfers. SoFi operates a broader ecosystem including deposits, lending, investing and business banking. Sezzle's active subscribers reached 854,000 in Q2, up 76.4% year over year, with purchase frequency climbing to 7.2 times quarterly. The company added enterprise clients including Poshmark and Gymshark. Second-quarter revenues rose 51.7% whilst net income increased 47.7% year over year, with marketing payback under six months. The comparison highlights Sezzle's focused execution versus SoFi's scale and diversification. Sezzle's smaller platform potentially offers more room for new products to impact results.

Yahoo Finance
Aug 26th, 2026
Sezzle launches SezzleCash advance product to drive subscriber growth beyond BNPL

Sezzle is expanding beyond buy now, pay later with SezzleCash, a cash-advance product for short-term liquidity needs. Available to eligible Sezzle Anywhere subscribers, it allows consumers to access funds and repay through Pay-in-4 or Pay-in-5 instalments plus a service fee. Early adoption shows promise. The average advance was approximately $165, and nearly 10% of eligible new subscribers requested an advance as their first transaction. Sezzle's subscriber base reached 854,000 in the second quarter of 2026, up 76.4% year over year. Management is cautiously fine-tuning underwriting and marketing. Fiscal year 2026 guidance assumes no material upside from SezzleCash. The product competes with Block's Cash App Borrow and Dave's ExtraCash in the short-term cash access market.

Yahoo Finance
Aug 21st, 2026
Sezzle's AI chatbot deflects 68% of customer queries with higher satisfaction than human agents

Sezzle is integrating AI across customer service and operations, reporting measurable productivity gains. In Q2 2026, its AI chatbot handled 68% of consumer enquiries with higher satisfaction scores than human agents. The AI shopping assistant generated 3.6 times more product clicks and reached 80% of Sezzle Anywhere users. Internally, 88% of new code was AI-developed, and developer productivity rose 20% quarter-over-quarter. Sezzle's revenues increased 51.7% year-over-year to $149.7 million, with adjusted EBITDA of $58 million and a 38.8% margin. Active subscribers grew 76.4% to 854,000. The company used AI to build its upcoming Sezzle Send product in weeks with a small team. The product already has approximately 100,000 users on its wait list. Competitors Klarna and Affirm are also expanding AI use across operations and product development.

Kalkine Media
Aug 18th, 2026
Sezzle and WebBank broaden partnership with launch of SezzleCash and Sezzle Send.

Sezzle and WebBank broaden partnership with launch of SezzleCash and Sezzle Send. On August 18, 2026, Sezzle Inc. announced via a Form 8-K filing that it finalized Second Amended and Restated Bank Program Agreements with WebBank on August 12, 2026, enhancing their existing banking collaboration to incorporate two new products and revising certain financial covenants. Key highlights. * Agreement date: The updated Second Amended Bank Program Agreements were signed on August 12, 2026, between Sezzle Inc. and WebBank, a Utah-chartered industrial bank. * Introduction of two new products: The amended agreements extend the program to include SezzleCash, a cash advance offering, and Sezzle Send, a payments solution backed by installment loans. * Loan retention by WebBank: For these new products, WebBank will hold loans on its balance sheet until maturity, subject to an initial aggregate retention cap of $30.0 million, which may be increased at WebBank's discretion up to $150.0 million. * Financial covenant update: The minimum tangible net worth requirement for Sezzle was raised from $12.0 million to $100.0 million. * Program duration: The program's original term remains unchanged, continuing through September 27, 2029. * Exclusive loan originator: WebBank continues as the sole originator of consumer installment loans and cash advance products marketed and serviced by Sezzle, with limited exceptions. Sezzle and WebBank revise agreements to incorporate SezzleCash and Sezzle Send products. Sezzle Inc. (NASDAQ:SEZL) and WebBank executed a Second Amended and Restated Loan and Receivables Sale Agreement alongside a Second Amended and Restated Marketing and Servicing Agreement on August 12, 2026. These agreements amend and restate the prior agreements dated September 26, 2024, which governed their existing bank partnership program. Under this program, WebBank originates and funds consumer installment loans linked to Sezzle's offerings, while Sezzle maintains servicing responsibilities for all loans originated. The filing detailed that the expanded program now includes two additional products: SezzleCash, a cash advance product, and Sezzle Send, a payments product supported by installment loans with proceeds disbursed by WebBank to deposit accounts it establishes. Unlike the sale structure for existing products, WebBank will retain loans for these new products on its balance sheet until maturity, subject to an aggregate retention threshold initially set at $30.0 million, with certain exceptions. WebBank may increase this threshold up to $150.0 million at its discretion. Furthermore, the filing disclosed amendments to certain company covenants, notably increasing the minimum tangible net worth requirement from $12.0 million to $100.0 million. New termination clauses were added relating to judgments, fines, or penalties exceeding specified limits and breaches of financial covenants. The filing emphasized that other significant program terms, including the sale structure and economics for existing products, "remain substantially unchanged." Sezzle plans to file the agreements as exhibits to its Quarterly Report on Form 10-Q for the quarter ending September 30, 2026. Summary of disclosure. Sezzle revealed it has amended its bank program agreements with WebBank to broaden their partnership by adding two new products, modifying loan retention policies for these products, and increasing the minimum tangible net worth covenant from $12.0 million to $100.0 million.

Yahoo Finance
Aug 13th, 2026
Sezzle president forfeits $839K in shares after restricted stock vesting, retains $145M stake

Paul Paradis, president and director of Sezzle Inc., disposed of 7,110 shares of common stock at $118.00 per share on 10 August, according to an SEC Form 4 filing. The shares were forfeited to meet tax withholding obligations arising from vesting restricted stock units. Following the transaction, Paradis holds approximately 1.1 million shares valued at roughly $144.6 million based on the 11 August market close of $128.27. His holdings comprise 390,000 shares held directly and 737,000 shares held indirectly through a spouse and other entities. Sezzle is a Minneapolis-based fintech company that provides interest-free installment payment plans for consumers at e-commerce and retail locations in the US and Canada. The company has a market capitalisation of $4.3 billion.