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Horace Mann

Insurance and financial planning for educators

Insurance Agent

Full-Time
No salary listed
Mid
Holyoke, MA, USA
In Person
InsuranceInsurance Sales & Agency

About the job

Requirements
  • Strong interpersonal and business management skills while building an agency.
  • Two to five years of experience in the insurance and financial services industry is preferred.
  • Resident-state general lines insurance licenses, including Life and Health Insurance and Property and Casualty Insurance licenses.
  • Gain Financial Industry Regulatory Authority Series 6 and Series 63 licenses if applicable in certain regions.
Responsibilities
  • Find and implement solutions to help educators achieve financial prosperity.
  • Achieve market access and form strong connections.
  • Deliver product information confidently to groups and individuals.
  • Engage in networking, community, sales, and industry events.
  • Devote the required time and resources to guarantee the success of the business.
Desired Qualifications
  • Two to five years of experience in the insurance and financial services industry.

About the company

Horace Mann specializes in insurance and financial solutions tailored for educators and community service professionals. It offers auto, home, renters, and life insurance, plus retirement planning and investment services, serving about 1 million educators in the United States. Its products work by selling individual and group insurance policies funded through premiums, and by providing financial planning services to help teachers and staff manage retirement and investments; it also supports educators through initiatives like DonorsChoose. The company differentiates itself by focusing on a niche market—education professionals—with deep knowledge of their financial needs, strong ratings from agencies, and efforts to support the education community, including data security with end-to-end encryption. Horace Mann's goal is to help educators and community service professionals achieve lifelong financial success through tailored insurance and financial solutions.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Springfield, Illinois

Founded

1945

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Simplify Jobs

Simplify's Take

What believers are saying

  • October 1, 2026 ESI acquisition immediately expands fee-based employee assistance revenue.
  • Q2 2026 core EPS hit $1.17, and full-year guidance rose to $4.60-$4.90.
  • P&C combined ratio improved to 89.6, showing underwriting gains into 2026.

What critics are saying

  • Reserve National and MedMutual Life close in Q1 2027, pending regulatory approvals.
  • Catastrophe losses still drive earnings volatility; 2026 guidance assumes only $75 million.
  • Concentration on educators limits growth; losing district payroll access would cripple distribution.

What makes Horace Mann unique

  • Horace Mann serves educators, with 2026 acquisitions deepening school-district and employer relationships.
  • Its July 21, 2026 Medical Mutual deal adds one million covered lives and 1,000 brokers.
  • The educator brand supports cross-selling life, supplemental, retirement, and employee assistance products.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Remote Work Options
  • Hybrid Work Options

Growth & Insights and Company News

Headcount

6 month growth

4%

1 year growth

4%

2 year growth

4%
MarketBeat
Oct 4th, 2026
Horace Mann Educators (NYSE:HMN) cut to "Hold" at Wall Street Zen.

Horace Mann Educators (NYSE:HMN) cut to "Hold" at Wall Street Zen. October 4, 2026 Key points. * Wall Street Zen downgraded Horace Mann Educators to "Hold" from "Buy," although other analysts remain positive; the stock carries a consensus "Strong Buy" rating and a $59 average price target. * Horace Mann reported stronger-than-expected quarterly results, with EPS of $1.17 versus the $0.79 consensus and revenue of $443.5 million, up 7.7% year over year. * Insiders sold 20,291 shares worth roughly $1.05 million over the past quarter, while institutional investors own a substantial 99.28% of the company's stock. * Five stocks to consider instead of Horace Mann Educators. Horace Mann Educators (NYSE:HMN - Get Free Report) was downgraded by analysts at Wall Street Zen from a "buy" rating to a "hold" rating in a research note issued on Sunday, Wall Street Zen reports. Other research analysts have also recently issued reports about the stock. Zacks Research raised shares of Horace Mann Educators from a "hold" rating to a "strong-buy" rating in a report on Monday, August 10th. Raymond James Financial reiterated a "strong-buy" rating and set a $59.00 target price on shares of Horace Mann Educators in a research report on Thursday, August 13th. Finally, Weiss Ratings reissued a "buy (a-)" rating on shares of Horace Mann Educators in a research note on Friday, September 11th. Three investment analysts have rated the stock with a Strong Buy rating, According to data from MarketBeat, Horace Mann Educators has an average rating of "Strong Buy" and an average target price of $59.00. Horace Mann Educators stock up 0.8%. HMN stock opened at $45.28 on Friday. The company has a debt-to-equity ratio of 0.40, a quick ratio of 0.08 and a current ratio of 0.08. The company's 50 day moving average price is $50.06 and its 200 day moving average price is $48.13. Horace Mann Educators has a fifty-two week low of $41.29 and a fifty-two week high of $55.56. The firm has a market capitalization of $1.83 billion, a price-to-earnings ratio of 10.58 and a beta of 0.08. Horace Mann Educators (NYSE:HMN - Get Free Report) last announced its quarterly earnings data on Friday, August 7th. The insurance provider reported $1.17 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.79 by $0.38. Horace Mann Educators had a net margin of 10.15% and a return on equity of 14.08%. The company had revenue of $443.50 million for the quarter, compared to analysts' expectations of $321.70 million. During the same period in the previous year, the company posted $1.06 EPS. Horace Mann Educators's revenue was up 7.7% compared to the same quarter last year. On average, equities research analysts anticipate that Horace Mann Educators will post 4.78 EPS for the current fiscal year. Insiders place their bets. In related news, General Counsel Donald M. Carley sold 2,054 shares of Horace Mann Educators stock in a transaction that occurred on Thursday, September 3rd. The stock was sold at an average price of $52.28, for a total transaction of $107,383.12. Following the completion of the transaction, the general counsel directly owned 28,760 shares in the company, valued at $1,503,572.80. The trade was a 6.67% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, Director Perry G. Hines sold 3,237 shares of the company's stock in a transaction that occurred on Thursday, September 3rd. The shares were sold at an average price of $52.22, for a total value of $169,036.14. Following the completion of the sale, the director directly owned 25,118 shares in the company, valued at approximately $1,311,661.96. The trade was a 11.42% decrease in their position. The SEC filing for this sale provides additional information. Over the last quarter, insiders sold 20,291 shares of company stock worth $1,049,069. Insiders own 3.60% of the company's stock. Institutional trading of Horace Mann Educators. Several institutional investors and hedge funds have recently made changes to their positions in HMN. Hsbc Holdings PLC acquired a new position in Horace Mann Educators in the 4th quarter valued at about $914,000. Emerald Investment Advisers LLC acquired a new stake in shares of Horace Mann Educators during the 2nd quarter worth about $3,471,000. Bank of America Corp DE purchased a new stake in shares of Horace Mann Educators during the second quarter worth about $29,287,000. B. Metzler seel. Sohn & Co. AG acquired a new position in shares of Horace Mann Educators in the second quarter valued at approximately $1,705,000. Finally, BlackRock Inc. acquired a new position in shares of Horace Mann Educators in the second quarter valued at approximately $304,006,000. 99.28% of the stock is currently owned by hedge funds and other institutional investors. About Horace Mann Educators. Horace Mann Educators Corporation NYSE: HMN is an insurance and financial services company focused on serving educators and other employees of public schools. Through its subsidiaries and affiliated agencies, the company provides insurance products and retirement solutions designed to address the needs of the education community. Discover more Trade Derivatives Stock ratings tool Its offerings include automobile and homeowners insurance, life insurance, annuities, and other supplemental insurance products. Horace Mann also provides retirement products and services intended to help educators plan for long-term financial needs. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Horace Mann Educators, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Horace Mann Educators wasn't on the list. While Horace Mann Educators currently has a Strong Buy rating among analysts, top-rated analysts believe these five stocks are better buys. The AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. However, you don't have to wait to invest. This report shows seven AI stocks that you can buy today while the big model providers get ready to go public. Continue following MarketBeat

Yahoo Finance
Oct 1st, 2026
Horace Mann completes acquisition of employee assistance program provider ESI

Horace Mann Educators Corporation has completed its acquisition of Employee Services, LLC (ESI) from Medical Mutual of Ohio. ESI is an employee assistance programme provider offering confidential counselling, work-life assistance, and resources to help employees address personal and professional challenges. The acquisition expands Horace Mann's ability to serve school districts and other employers beyond its existing insurance and financial solutions. Marita Zuraitis, Horace Mann's president and chief executive officer, said the addition of ESI represents an important step in the company's mission to help educators and community servants succeed. Horace Mann initially announced the ESI acquisition on 21 July 2026 as one of two separate agreements with Medical Mutual of Ohio. The second transaction, involving Reserve National Insurance Company, is expected to close in the first quarter of 2027.

Yahoo Finance
Aug 8th, 2026
Horace Mann raises 2026 guidance to $4.60–$4.90 per share on record Q2 earnings

Horace Mann Educators reported record second-quarter core earnings of $1.17 per share, up more than 10% year over year, and raised its 2026 full-year guidance to $4.60–$4.90 per share. Property and casualty core earnings rose 56% to $26 million, with the combined ratio improving to 89.6. The insurer lowered its 2026 catastrophe-loss assumption to approximately $75 million from $90 million. Benefits and life sales increased 44% and 20% respectively. Individual supplemental sales rose 5%, whilst life sales grew 20% due to investments in agent recruiting and training. The company reduced its full-year investment income outlook to $465–$475 million, citing pressure on alternative investment returns from higher interest rates. Acquisitions announced in July are expected to add roughly $0.40–$0.50 to annual earnings beginning in 2027.

Traders Union
Jul 24th, 2026
Horace Mann ratings remain unchanged after Medical Mutual deal announcement

Horace Mann keeps its credit ratings unchanged as it expands benefits operations with a deal involving Medical Mutual of Ohio and new acquisitions.

Coverager
Jul 24th, 2026
Horace Mann expands employee benefits business with $240 million deal.

Horace Mann expands employee benefits business with $240 million deal. Horace Mann has agreed to acquire several businesses from Medical Mutual of Ohio for a total net purchase price of approximately $240 million. Under two separate agreements, Horace Mann will acquire employee assistance provider Employee Services, LLC and all outstanding shares of Reserve National Insurance Company, which operates an individual supplemental insurance platform. Horace Mann will also reinsure Medical Mutual's group life and disability business, while Medical Mutual retains the underlying legal insurance entity. Together, the businesses generate nearly $200 million in annual revenue, cover more than one million people across approximately 7,000 employer relationships and distribute through more than 1,000 agents and brokers. Horace Mann said the transactions will expand its employer offerings and distribution capabilities while adding high-margin insurance operations and recurring fee-based revenue. The deals are expected to immediately increase core earnings per share and return on equity. The Employee Services acquisition is expected to close in the fourth quarter of 2026. The Reserve National acquisition and reinsurance transaction are expected to close in the first quarter of 2027, subject to customary conditions and regulatory approvals. Get Coverager to your inbox. A really good email covering top news.