Citi
Global financial services including banking, investment
Applications Development Tech Lead
+ Incentive awards + Retention awards
More locations: Irving, TX, USA
Three days on-site per week and two days remote.
About the job
- Six to ten years of relevant experience in an Applications Development or systems analysis role.
- Extensive experience in systems analysis and software application programming.
- Experience managing and implementing successful projects.
- Subject matter expertise in at least one area of Applications Development.
- Ability to adjust priorities quickly as circumstances dictate.
- Demonstrated leadership and project management skills.
- Clear and concise written and verbal communication.
- A bachelor's degree, university degree, or equivalent experience.
- Expertise in scalable enterprise architecture and full-stack design using Java, user interfaces, and PL/SQL.
- Experience designing microservices architectures that handle high throughput and low latency.
- Experience optimizing PL/SQL queries, stored procedures, and database schemas for performance and data integrity.
- Experience implementing state management and reusable component libraries in Angular and React.
- Knowledge of design patterns including CQRS, Event Sourcing, and Dependency Injection.
- Understanding of AI engineering and agentic AI orchestration, including prompt engineering, Retrieval-Augmented Generation, and multi-agent orchestration frameworks.
- Experience integrating generative AI models into enterprise application workflows.
- Ability to design agentic systems in which AI agents plan, use APIs and databases, and collaborate to solve business problems.
- Experience implementing guardrails, semantic caching, and evaluation metrics for AI safety, accuracy, and cost efficiency.
- Familiarity with AI orchestration frameworks such as LangChain, LangGraph, CrewAI, or equivalent internal frameworks.
- Expertise in enterprise integration and API ecosystem design.
- Experience designing and documenting RESTful APIs, gRPC services, and GraphQL endpoints.
- Experience implementing asynchronous, event-driven integration patterns using Kafka, Solace, or RabbitMQ.
- Experience applying OAuth2, OIDC, mutual TLS, and API gateways across integration points.
- Experience designing for fault tolerance, circuit breaking, rate limiting, and graceful degradation.
- Ability to collaborate with business partners and product owners to refine requirements and define technical roadmaps.
- Ability to coordinate with infrastructure, security, cloud, database administration, and DevOps teams for deployment and compliance.
- Ability to partner with project managers and Scrum Masters on sprint planning, technical risk mitigation, and unblocking development teams.
- Ability to mentor engineers, conduct code reviews, and promote engineering excellence.
- Design, develop, and maintain large-scale enterprise applications across the full stack using Java, React, Kafka, PL/SQL, and RESTful API development.
- Architect and implement robust data exchange and messaging solutions using Kafka for scalable and reliable distributed-systems integration.
- Define and enforce engineering standards for coding, testing, debugging, and deployment.
- Collaborate with product owners, business stakeholders, DevOps teams, and program managers to translate business requirements into scalable technical solutions.
- Partner with architecture and infrastructure teams to align application designs with the broader technology blueprint and long-term platform strategy.
- Identify and lead the resolution of high-impact technical and business-process challenges.
- Coach and mentor mid-level developers and analysts, providing technical guidance and allocating work to support team delivery and professional growth.
- Assess technical and business risk in engineering decisions to ensure compliance, security, and quality standards.
- A master's degree.
About the company
Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1812
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Simplify's Take
What believers are saying
- Q2 2026 revenue rose 14% to $24.8 billion, showing broad business momentum.
- Assets under custody and administration reached $35 trillion, up 22% year over year.
- Citi won $250 million from FundPark, expanding trade-finance and SME financing capacity.
What critics are saying
- Britain fined Citi £4.7 million on September 2, 2026 for Russia sanctions failures.
- Citi cut about 1,000 jobs in January 2026 and plans more March layoffs.
- China brokerage approval in September 2026 still leaves Citi exposed to CSRC rejection and delays.
What makes Citi unique
- Citi's Services franchise hit $6.4 billion in Q2 2026, led by TTS and Securities Services.
- Citi processed live tokenized-dollar transfers with DBS and SWIFT in minutes.
- Citi is launching Custody+ and Japan blockchain payments, extending global transaction-banking reach.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Retirement Plan
401(k) Company Match
Wellness Program
Paid Vacation
Paid Sick Leave
Paid Holidays
Company News
Citigroup will launch instant cross-border payment services for Japanese companies using blockchain-based tokenized deposits as early as this year. The US bank claims this will be the first such service offered to Japanese clients by a foreign financial institution. The blockchain-based system will enable companies to make foreign-currency transfers instantly, including during nights and holidays when traditional banking systems are unavailable. The service represents an expansion of Citi's blockchain payment capabilities into the Japanese market, offering businesses greater flexibility in managing international transactions outside standard banking hours.
NEOM has secured approximately $3 billion in export credit agency financing from Italy's SACE under a long-term multicurrency untied facility. The deal, NEOM's first corporate ECA financing and the largest untied financing ever guaranteed by SACE, is backed by nine international banks including HSBC, Bank of America, and J.P. Morgan. The financing will support various projects across NEOM, particularly in infrastructure, urban development, construction, and transport. It will enable NEOM to leverage supplies from Italian businesses, especially SMEs. Italian suppliers and contractors have already supported NEOM projects with contracts worth $6.3 billion. The partnership aims to generate capital investment aligned with Saudi Vision 2030 and diversify the Kingdom's economy through foreign investment.
DBS and Citi completed a live cross-border US dollar payment on a Saturday in minutes using tokenized deposits through SWIFT's blockchain-based Digital Ledger. The transaction between DBS in Singapore and Citi's New York office took place on 5 September, whilst conventional transfers can take up to two business days. SWIFT declared its blockchain ledger ready for initial use in July, with 17 banks across six continents preparing live pilots. Participants include Citi, DBS, HSBC, Standard Chartered, UBS, BNY, Wells Fargo, BNP Paribas, and MUFG. Banks issue tokenised representations of deposits on their own ledgers, whilst SWIFT's shared ledger coordinates payment commitments. Final settlement occurs through existing infrastructure. Citi has already processed live transactions with First Abu Dhabi Bank and OCBC.
Citigroup is expected to receive Chinese regulatory approval for its fully owned mainland brokerage as early as this month, Reuters reported. The US bank applied for the licence in late 2021 as part of efforts to deepen its China operations. The bank plans to expand the unit's workforce to around 100 employees by year-end, roughly double current levels, according to sources. Recruitment will cover senior revenue-generating roles and operational positions through relocations and external hiring. The brokerage will seek permission for A-share trading, underwriting, research and principal trading. It aims to leverage Citi's existing mainland corporate relationships for equity and M&A work, focusing on technology, healthcare, consumer and financial sectors. Citi declined to comment on the application.
Anthropic, the developer behind Claude AI chatbot, has secured a $15 billion credit facility ahead of its initial public offering. Major financial institutions including Morgan Stanley, Goldman Sachs, JPMorgan Chase, and Citigroup are backing the arrangement. The facility significantly exceeds last year's $2.5 billion loan and surpasses the company's roughly $10 billion target. Anthropic now expects over $65 billion in annualised revenue, representing more than a sevenfold increase from its pace at the end of last year. Additional banks including Barclays and Bank of America have joined the arrangement. The timing coincides with renewed activity in the US IPO market, positioning Anthropic for a substantial market debut.