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B.TECH

Omnichannel electronics retailer with consumer financing

Senior Data Scientist

Full-TimeUpdated on 10/17/2026
No salary listed
Mid, Senior
New Cairo City, Cairo Governorate, Egypt
Hybrid
AI & Machine LearningApplied Machine Learning

About the job

Requirements
  • At least 4 years of experience in Data Science with a strong emphasis on production engineering.
  • Deep understanding of classical machine learning, including Gradient Boosting and Statistical Models, and Deep Learning frameworks.
  • Proven track record of deploying models in real-time environments.
  • Familiarity with Feature Stores and Model Registries is essential.
  • Expert-level Python skills.
  • Strong proficiency in SQL and relational database design.
  • Ability to translate complex business key performance indicators, such as reducing Non-Performing Loans, into technical machine learning roadmaps.
Responsibilities
  • Lead the development of machine learning solutions across Credit Risk, Pricing Elasticity, and Collection Optimization, ensuring models use shared infrastructure efficiently.
  • Champion the adoption of modern Model Serving frameworks and Feature Stores.
  • Design workflows that ensure feature consistency between training and real-time inference.
  • Establish standards for Data Versioning, experiment tracking, and Hyperparameter Optimization to ensure research is reproducible and production-ready.
  • Oversee the transition of models from notebook environments to low-latency production APIs.
  • Ensure models are wrapped, containerized, and integrated with backend services.
  • Guide the team in best practices for Python software engineering, including testing strategies, code structure, and performance optimization.
Desired Qualifications
  • Experience in Fintech, Lending, or Risk is highly preferred.

About the company

B.TECH is an Egyptian omnichannel retailer for home appliances and electronics and a consumer-finance platform. It sells a wide range of brands through its 175+ stores and online shop, with financing options via its MiniCash service and fintech partners like Val, plus a B2B component through the Deel app that helps SMEs digitize procurement and operations. The company blends physical retail, online sales, and embedded financing, and has backing from investors such as DPI and SEIC, which supports its scale and reach. Its goal is to expand access to electronics in Egypt by combining convenient shopping with affordable financing for both individual customers and small businesses.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$288.9M

Headquarters

Cairo, Egypt

Founded

1997

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Simplify's Take

What believers are saying

  • April 2026 CIB securitization showed lenders still back B.TECH’s receivables and guarantees.
  • January 2026 Myla securitization funded merchant expansion and digital financing growth.
  • March 2026 B.TECH Business and Tech Care deepen revenue beyond one-time appliance sales.

What critics are saying

  • Repeated 2026 securitizations signal dependence on short-term funding to sustain growth.
  • Jumia and other marketplaces squeeze pricing power and customer acquisition costs.
  • Consumer-credit stress can hit Myla receivables; funding freezes would choke inventory and sales.

What makes B.TECH unique

  • Egypt’s biggest omnichannel appliance retailer pairs stores, e-commerce, and consumer finance.
  • Myla gives B.TECH a licensed fintech arm with repeat securitization funding.
  • B.TECH Business extends the brand into enterprise procurement across healthcare, real estate, and banking.

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Benefits

  • Remote Work Options
  • Professional Development Budget
  • Conference Attendance Budget
  • Flexible Work Hours
  • Commuter Benefits

Growth & Insights and Company News

Headcount

6 month growth

2%

1 year growth

4%

2 year growth

3%
Daily News Egypt
Apr 27th, 2026
CIB closes $25.7M securitisation for B.TECH under $198M programme

Commercial International Bank – Egypt (CIB) has completed an EGP 1.307bn securitisation issuance for B.TECH, serving as exclusive financial adviser, lead arranger, issuance manager, promoter and underwriter for the transaction. The single-tranche issuance carries a 12-month maturity and is the third under B.TECH's 14th securitisation programme, part of a two-year EGP 10bn approved programme. The Middle East Rating & Investors Service assigned the tranche a "P1" credit rating, citing the portfolio's strength and comprehensive guarantees. CIB participated in the subscription alongside investment funds managed by CI Asset Management and Arab African Investment Management. The transaction marks the continuation of a partnership that typically executes approximately three securitisation operations annually between the two parties.

Fintech Gate
Jan 8th, 2026
B.tech and Mylo launch second securitisation bonds worth £1.76B to support fintech expansion

B.tech's financial technology subsidiary Myla has completed a second securitisation bond issuance worth EGP 1.76 billion after obtaining regulatory approvals. The issuance includes 12-month maturity tranches, with EG Bank serving as bond custodian. The funding supports Myla's expansion strategy for digital financing solutions and follows its successful first issuance. CEO Mohamed Khattab said the achievement reflects institutional confidence in the company's business model and financing portfolio quality whilst supporting plans to expand its user base and merchant partnerships. Myla is among Egypt's first consumer finance companies to receive full digital registration approval and a fintech licence from the Financial Regulatory Authority. The company offers flexible instalment plans of up to 48 months across more than 5,000 brands in over 15 categories.

Zawya
Dec 18th, 2023
Egypt: B.TECH to complete $32mln securitization this week

Commercial International Bank is the coordinator and issuance manager, with Eldib and its partners as legal advisors. Egyptian Gulf Bank is the custodian

Hindustan Times
Oct 7th, 2023
IIT BHU's 12th convocation: 106 meritorious students awarded gold medals

Raghav Soni, BTech, electronics engineering was awarded the Director's Gold Medal for his contribution.

Meretail News
Aug 18th, 2023
B.Tech and Jumia join hands

B.Tech, an Egyptian integrated omnichannel retailer, has partnered with e-marketplace Jumia to launch an online store on its platform.