Software Engineer - Infrastructure

Modern Treasury launches non-custodial Stablecoin Wallets, bringing Global USD Accounts, embeddable wallets, and orchestration together through one API. Startups and platforms can now leverage one API for money movement, compliance, ledgering, and rewards - across Global USD accounts and non-custodial Stablecoin Wallets. WASHINGTON-(BUSINESS WIRE)-Stablecon - Modern Treasury today announced non-custodial Stablecoin Wallets, giving startups, platforms, and their end-users direct control over on-chain assets. This extends Modern Treasury's custodial wallet infrastructure, enabling customers to build embedded non-custodial wallet experiences within their business workflows and for their end users. The launch also accelerates Modern Treasury's roadmap for new blockchain integrations and new stablecoin support. Modern Treasury is partnering with Turnkey to secure and scale the underlying infrastructure for its non-custodial Stablecoin Wallets. Turnkey supports more than 100 million wallets and secures billions of dollars in assets. Turnkey's infrastructure is integrated directly into Modern Treasury's platform, so customers can access it through the same API without building or managing a separate integration. As stablecoins like USDG, USDC, and USDT become a more common way to move and store value globally, startups and platforms increasingly want to leverage stablecoin-powered solutions, alongside traditional payment services. By combining Stablecoin Wallets, Global USD Accounts, and payment orchestration within the same infrastructure that has moved more than $600 billion, Modern Treasury is delivering the most unified way to move, hold, and ledger money across the U.S. financial system and stablecoins. One Platform for Fiat and Stablecoin Money Movement Stablecoin Wallets are designed to make programmable dollars work more like the financial accounts users already understand, while offering the speed, global reach, and programmability stablecoins offer. Startups and platforms using Modern Treasury's non-custodial Stablecoin Wallets can: * Launch non-custodial stablecoin experiences - Stablecoin Wallets can be offered to users in the U.S. and more than 90 countries. * Pair custodial and non-custodial wallets - Platforms can hold assets custodially via its partner, Paxos, for their own operations while giving end users self-custodied wallets, all on the same unified infrastructure. * Build rewards products - USDG can power rewards for products built on Modern Treasury. * Manage fiat and stablecoins together - Paired with Modern Treasury's Global USD Accounts, end-users in 90+ countries have the flexibility to hold fiat for payments, convert into stablecoins, or use both. Funds held in fiat may qualify for FDIC pass-through insurance through Modern Treasury's banking partners. * Move money any way through a single integration - Startups and platforms can orchestrate flows between stablecoins (USDG, USDC, and USDT) and USD via ACH debits, ACH credits, checks, wire, RTP, FedNow, and push-to-card, with built-in ledgering. The result is one infrastructure layer for products that need to store value, move money, and maintain an accurate record across fiat and stablecoins. "At Morse, we're building for people whose financial lives span countries, currencies, and banking systems," said Mike Hudack, Co-Founder and CEO of Morse. "Modern Treasury's wallets support an instant and seamless experience to connect our users to the US financial system." Built for How Startups and Platforms Actually Use Stablecoins Non-custodial Stablecoin Wallets can support a growing range of use cases, including: * Stablecoin-native cross-border settlement - Companies such as Depa onramp customer funds from fiat into stablecoins, orchestrate cross-border settlement through connected wallets and rails, and convert them into local currencies for last-mile payout. * Efficient liquidity management - Global payment providers and platforms can use stablecoins to reduce pre-funding burden across payment corridors. * Dollar-denominated accounts - Platforms can offer individuals and businesses a dollar-denominated stablecoin balance to send, receive, and hold, giving users in volatile-currency markets a way to save in USDG, USDC, or USDT. * Modern financial products - Platforms and startups can connect stablecoin balances to DeFi protocols, AI agents, and other emerging systems, powering programmatic financial products that wouldn't be possible with traditional rails. * Global payroll and payouts - Freelancer and payroll platforms, along with startups, can build toward global, programmatic, instant payouts to employees, with the option to pay directly into employee-controlled wallets. * Marketplace payments - Marketplaces can build experiences that allow buyers to pay with stablecoins while sellers receive, hold, and programmatically move into fiat when needed. As Modern Treasury brings wallet support to additional blockchains and stablecoins, these use cases scale on the same unified platform, so businesses never have to stitch together new infrastructure chain by chain. "Non-custodial wallets extend what our stablecoin wallets and orchestration can already do, giving customers even more flexibility in how they build payment experiences - for their own operations, or for the customers they serve, all through one unified platform. It also accelerates our ability to add new stablecoins and blockchains faster, so our customers can adapt as the market evolves," said Matt Marcus, Co-Founder and CEO of Modern Treasury. Non-custodial Stablecoin Wallets are available today through Modern Treasury's early access program for select customers and supported use cases. Join its upcoming webinar for a first look at building with its new Stablecoin Wallets: moderntreasury.com/events/build-with-mt-stablecoin-wallets. About Modern Treasury Modern Treasury provides the most trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes. Backed by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury has powered over $600 billion in payments for hundreds of organizations.

Modern Treasury has launched non-custodial Stablecoin Wallets, enabling startups and platforms to offer users direct control over on-chain assets. The service extends the company's existing custodial wallet infrastructure and supports stablecoins including USDG, USDC, and USDT. The platform is partnering with Turnkey, which supports over 100 million wallets and secures billions of dollars in assets. Modern Treasury's infrastructure has moved more than $600 billion in payments. The wallets can be deployed in the US and over 90 countries. Customers can orchestrate flows between stablecoins and USD via multiple payment rails including ACH, wire, RTP, and FedNow through a single API. The service is available through Modern Treasury's early access programme for select customers and supported use cases.

Modern Treasury's Payment Service Provider launches a new developer experience for instant push-to-card payouts. Developers using Modern Treasury's PSP can now send instant, 24/7/365 payouts to U.S. debit cards over Visa Direct and Mastercard Send with a new developer experience built to get them live faster. San Francisco, CA - [August 5, 2026] - Modern Treasury today announced that its Payment Service Provider (PSP) has expanded its push-to-card capabilities to better support instant payouts to U.S. debit cards over Visa Direct and Mastercard Send. Alongside these capabilities, Modern Treasury is launching a new developer experience with a cleaner codebase, more expansive sandbox environment, revamped API documentation, and fewer API calls to orchestrate stablecoin workflows. Speed Is No Longer Optional Recipients now expect to be paid the moment a payment is triggered. Marketplaces paying sellers, gig platforms paying drivers, and consumer apps disbursing proceeds are all under pressure to close the gap between "payment approved" and "funds available." Push-to-card rails like Visa Direct and Mastercard Send close that gap for recipients with an eligible debit card by moving funds in seconds instead of the two to five business days a standard ACH credit can take. Because those networks reach virtually every debit card-linked bank account in the U.S., push-to-card also helps platforms reach more users. To support this, Modern Treasury's new developer experience lets platforms easily launch and scale products that cut the time it takes to move funds, whether in stablecoins or fiat, to a U.S. debit card. What This Means for Developers With this new push-to-card developer experience on Modern Treasury's PSP, customers can: * Send instant payouts to eligible U.S. debit cards over Visa Direct and Mastercard Send * Benefit from infrastructure enhancements built for scale, with improved stablecoin orchestration that speeds up the path from wallet to U.S. debit card * Run every push-to-card and stablecoin-to-fiat payout through Modern Treasury's built-in AML screening and monitoring controls, with no separate compliance integration required * Manage these payouts within the same API, ledger, and reconciliation workflows used for ACH, wires, RTP, FedNow, and stablecoins * Get to production faster with revamped API documentation and a more expansive sandbox environment "We're focused on making it effortless for people to actually spend their crypto. Stablecoin-to-fiat orchestration gives our users a seamless way to move funds straight from their wallet into their bank account. Push-to-card takes that a step further by giving us a broader range of banks while requiring less input from the user, so there's even less friction between a stablecoin balance and instant spendable cash," said Chris Sheehan, Co-Founder and CEO at Spritz Finance. By supporting instant payouts to a wallet, bank account, or card, Modern Treasury's PSP gives customers the flexibility to route funds however their recipients want to receive them. "Whether it's paying gig workers after a shift or a peer-to-peer payment, customers expect funds to arrive in minutes," said Matt Marcus, Co-Founder and CEO of Modern Treasury. "Our expanded support for Visa Direct and Mastercard Send gives developers a faster, more scalable way to build these instant payout experiences so they can bring new products to market with confidence." To learn more about leveraging push-to-card through Modern Treasury's Payments API, visit moderntreasury.com/products/payments. About Modern Treasury Modern Treasury provides the most trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes. Backed by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury has powered over $600 billion in payments for hundreds of organizations. Ready to get started? Connect with its team of experts to learn how to leverage its integrations for your needs.