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Citi

Runs banking and payments for global clients

Head of Product Senior Vice President - Innovation and AI

Product ManagementPosted on Nov 9
Full-time

About the Job

Requirements

  • At least 10 years of relevant experience in digital product management, consumer platforms, travel technology, loyalty/rewards, or marketplace ecosystems.
  • Proven track record of leading, managing, and developing product management teams within a large, matrixed financial services or high-scale consumer technology organization.
  • Demonstrated success taking complex, multi-million-dollar digital products and partner integrations from strategy to scalable production delivery.
  • Proficiency in modern API architectures, cloud-native platforms, AI/ML product applications, data analytics, and agile product delivery methodologies.
  • Substantial experience collaborating with senior external technology/content partners and executive stakeholders across business, technology, operations, legal, and compliance.
  • At least 10 years of related product sales experience.
  • Bachelor's or university degree.
  • Ability to articulate a compelling product vision and rally multidisciplinary teams to execute strategic outcomes.
  • Ability to influence senior leadership and align cross-functional partners through communication, storytelling, and negotiation.
  • Focus on delivery excellence, removing blockers, and managing complex dependencies in fast-paced, ambiguous environments.
  • Ability to understand customer pain points and design intuitive digital experiences.
  • Commitment to managing operational, compliance, and third-party risks.

Responsibilities

  • Build, mentor, and lead a high-performing team of Product Managers across multiple agile monthly releases.
  • Define product discovery and delivery frameworks for complex travel systems, including booking funnel optimization, multi-supplier API orchestration, release planning, and KPI instrumentation.
  • Establish product management practices, frameworks, and discovery-to-delivery lifecycles, including OKRs, customer journey mapping, hypothesis-driven experimentation, and backlog governance.
  • Unite Technology, Digital UX/UI Design, Analytics, Marketing, Customer Experience and Servicing, and Business Owners around a cohesive product vision.
  • Cultivate a culture of innovation, data fluency, accountability, customer focus, and collaboration.
  • Define and execute multi-year product roadmaps supporting growth, premium cardmember retention, and travel volume expansion, in alignment with the Director.
  • Optimize inventory display logic, cache refresh strategies, supplier markup and discount rules, and ancillary cross-sell modules throughout the booking funnel.
  • Prioritize competing business, partner, technological, and customer needs using quantitative evaluation and value-scoring frameworks.
  • Direct travel product features from concept, market testing, and MVP delivery through rollout, optimization, or deprecation.
  • Translate partnership strategies and third-party capabilities, including travel aggregators, global distribution systems, and hotel/airline content partners, into technical product requirements and integrations.
  • Co-create cardmember features with partner product and engineering counterparts, optimize inventory caching and search speeds, and enforce product SLA standards.
  • Own the digital product experience across the travel lifecycle, from inspiration, search, dynamic packaging, and points-plus-cash checkout through post-booking support.
  • Use data, differentiate travel perks, and develop targeted promotional booking accelerators to drive growth and engagement.
  • Lead ideation and delivery of AI-driven travel capabilities, including recommendation engines, contextual search, and conversational AI strategies.
  • Partner with Data Analytics and Machine Learning teams to implement A/B and multivariate testing frameworks for booking conversion and personalization accuracy.
  • Ensure AI and algorithmic product models comply with Citi's AI governance, ethical AI principles, model risk management, and data privacy policies.
  • Collaborate with USCC Brand, Loyalty, and Portfolio Marketing to translate value propositions into digital product touchpoints and go-to-market feature rollouts.
  • Deliver product capabilities supporting cardmember acquisition campaigns, milestone rewards, and seasonal travel promotions.
  • Ensure travel products and booking workflows comply with Citi's Risk and Control Framework, consumer protection laws, DOT/FTC travel industry regulations, ADA standards, and payment network rules.
  • Prepare and present product initiatives through internal governance forums, including New Activity Committees, Third-Party Risk Management, Privacy, and InfoSec reviews.

Desired Qualifications

  • Master's degree or MBA.

About the Company

Citi

Runs banking and payments for global clients

Citi runs banking, investment and payment services for companies, governments and individuals around the world. Its global network connects institutions with local banking systems, while its US consumer business sells credit cards and deposit accounts. Corporate clients use Citi to manage cash, finance trade and raise capital, and investors use its trading, custody and wealth services to hold and manage assets. The bank earns interest on loans and fees from payments, securities transactions, financial advice and account services. Citi traces its banking roots to 1812; the Citigroup holding company was formed in 1998, and its headquarters are in New York City.

Company size
10,001+
Company stage
IPO
Headquarters
New York City, New York
Founded
1812

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