Account Executive Mid-Market
Alma
Account Executive Mid-Market
Alma
Delivers retail BNPL and installment payments
Alma offers deferred and installment payment options for online and in-store retail, allowing merchants to provide BNPL-like choices to customers. Its products include installment payments in 2, 3, or 4 installments and deferred payments of 15 or 30 days. Alma charges a transparent fee per transaction and takes on 100% of the risk for unpaid installments, guaranteeing merchants receive full payment for every order. This risk assumption and fee structure aim to simplify merchant onboarding and cash flow. The key differentiator is that Alma guarantees merchant payments by covering the risk of customer default, enabling a wide range of retailersāfrom small independents to large department stores and franchisesāto offer flexible payment options without exposing merchants to credit risk. The company's goal is to increase conversion rates and average order value by making purchases more accessible to a broader customer base through flexible payment terms.
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