H

Humana

Sells Medicare health plans and runs senior clinics

Medical Director National OP - Medicare

Full-TimePosted on 10/21/2026Deadline 10/25/26
$223.8k - $313.1k/yr+ Bonus incentive plan
Senior
MBA, MD
Remote in USA
RemoteRemote work is limited to the contiguous United States.
Medical, Clinical & VeterinaryPhysicians & Surgeons

About the job

Requirements
  • An MD or DO degree is required.
  • At least 5 years of direct clinical patient-care experience after residency or fellowship is required; inpatient experience or experience with Medicare-type populations is preferred within this requirement.
  • Current and ongoing board certification in an approved American Board of Medical Specialties medical specialty is required.
  • A current, unrestricted license in at least one jurisdiction is required, with willingness to obtain additional licensure if needed.
  • Candidates must have no current sanctions from federal or state governmental organizations and must be able to pass credentialing requirements.
  • Strong verbal and written communication skills are required.
  • Analytic and interpretation skills are required.
  • Candidates must be able to meet departmental expectations independently, work in a structured environment, and consistently produce written determinations.
  • Candidates must meet compliance timelines consistently.
  • Candidates must be able to work from a dedicated home workspace without ongoing interruptions to protect member protected health information, and provide internet service with at least 25 Mbps download and 10 Mbps upload speeds.
Responsibilities
  • Review preauthorization requests and submitted clinical records, and use medical judgment to determine whether requested services, levels of care, and sites of service should be authorized.
  • Conduct utilization management of care received by members in an assigned market, member population, or condition type.
  • Interpret medical information and determine whether services delivered by other healthcare professionals align with national guidelines, Centers for Medicare & Medicaid Services requirements, Humana policies, clinical standards, and applicable contract requirements.
  • Prioritize daily clinical-review work, communicate decisions to internal associates, and meet applicable compliance timelines.
  • Discuss cases with external physicians by phone to gather additional clinical information or discuss determinations, including resolving conflicts when necessary.
  • Collaborate with team members, other departments, Humana colleagues, and the Regional Vice President of Health Services.
  • Participate in care management, grievance and appeals reviews, project teams, or organizational committees as applicable.
  • Support contracted external physicians, physician groups, facilities, and community groups on regional market priorities, including collaborative business relationships, value-based care, population health, disease management, or care management, as applicable.
  • Complete daily responsibilities with minimal direction after mentored training.
Desired Qualifications
  • Experience that includes inpatient care or care related to a Medicare-type population, including disabled people or people over age 65.
  • Knowledge of the managed-care industry, including Medicare Advantage and Managed Medicaid.
  • Utilization-management experience in a medical-management review organization, such as Medicare Advantage, managed Medicaid, or commercial health insurance.
  • Experience with national guidelines such as MCG or InterQual.
  • An advanced degree such as an MBA, Master of Health Administration, or Master of Public Health.
  • Exposure to public health, population health, analytics, and the use of business metrics.
  • Experience working with case managers or care managers on complex case management, including familiarity with social determinants of health.

About the company

Humana sells health insurance paid for by government programs, chiefly Medicare Advantage plans that private insurers run for Americans 65 and older in place of traditional Medicare. It ranks among the largest Medicare Advantage insurers in the country and also runs Medicaid plans for low-income families in several states. Its CenterWell business operates senior primary care clinics, a mail-order pharmacy and home health services, so many members get care from a company the insurer owns. Medicare and states pay Humana a set monthly amount per member, and it keeps the difference between those payments and members' medical costs. Humana was founded in 1961 as a nursing home company and is based in Louisville, Kentucky.

Company Size

10,001+

Company Stage

IPO

Headquarters

Louisville, Kentucky

Founded

1961

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Simplify Jobs

Simplify's Take

What believers are saying

  • Enrollment is surging: in July 2026 Humana affirmed about 25% individual Medicare Advantage membership growth for 2026.
  • Owned clinics create clinical careers: CenterWell Senior Primary Care added 130,900 patients, up 27%, in early 2026.
  • Medicaid is widening: Illinois chose Humana in June 2026 to run Medicaid coverage statewide.

What critics are saying

  • Low quality scores cut Medicare bonuses: only 20% of Humana's members sat in 4-star or better plans for 2026.
  • The insurer is shrinking to save margins: about 600,000 Medicare Advantage members got plan-closure notices in October 2026.
  • Stock grants carry risk: in July 2026 Humana cut its 2026 GAAP earnings floor to $6.52 a share from $8.36.

What makes Humana unique

  • Military families are a second market: Humana runs the Pentagon's TRICARE health plan across 24 eastern states and Washington, DC.
  • Florida anchors the business: Humana's Medicare Advantage contracts there produced 14% of its 2025 revenue.
  • Medicaid is a quiet second insurer: Humana covers over 1.54 million low-income members across 11 states.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Unlimited Paid Time Off
  • Paid Vacation
  • Paid Parental Leave
  • Short-term Disability
  • Long-term Disability
  • 401(k) Retirement Plan
  • 401(k) Company Match

Growth & Insights and Company News

Headcount

6 month growth

6%

1 year growth

6%

2 year growth

6%
Yahoo Finance
Oct 20th, 2026
UnitedHealth and Humana raise drug costs 30% as older Americans face pricier Medicare

US insurers including UnitedHealth and Humana are cutting benefits for older clients and raising prescription drug costs for 2027, weeks before the midterm elections. Both insurers scrapped hundreds of plans and tightened coverage as older voters began choosing their plans. UnitedHealth and Humana raised maximum out-of-pocket costs by 11% and 8% respectively, according to investment bank Leerink. Both raised prescription drug coverage costs by about 30%. The changes affect 35 million Americans on Medicare Advantage plans, and the two firms hold about 46% of that market. The changes should help insurers' profits. UnitedHealth's healthcare division operating margin rose to 3.3% from 2.1% a year earlier, and Humana's shares are up 57% this year.

Yahoo Finance
Oct 9th, 2026
Humana soars 15% as 95% of Medicare members join four-star plans, beating analyst expectations

Humana shares surged 15% after the insurer announced 95% of its Medicare Advantage members will be in plans rated four stars or higher for 2027, up from just 20% a year ago. The result significantly exceeded J.P. Morgan analysts' expectations of 60% to 70%. Plans with four-star ratings or higher qualify for government bonus payments worth billions across the industry. The industry average for 2027 stands at roughly 71%. However, these ratings will determine bonus payments for 2028, not 2027. The improved ratings are particularly significant given Humana's thin margins. The company's EBIT margin has declined from 4.3% in 2023 to 2.3% on a last-twelve-months basis. Meanwhile, competitors moved in the opposite direction. UnitedHealth's four-star share is estimated to fall to approximately 67% from 81%, whilst CVS Health's drops to around 70% from 84%. CVS shares declined roughly 3%.

Yahoo Finance
Sep 13th, 2026
US health insurers rebound as medical costs stabilise, analysts predict 16% earnings growth through 2030

The health insurance industry may have recovered from high medical costs, with analysts predicting strong growth through 2030. Morningstar forecasts 16% annual earnings per share growth for major insurers, above the industry's typical low-double-digit target. Health insurers are improving profitability by raising rates to cover increased medical utilisation. UnitedHealth Group reported over $5 billion in second-quarter net income, with its medical care ratio falling to 86.7% from 89.4% year-over-year. The outlook also improved for pharmacy benefit management operations at companies like UnitedHealth, CVS Health, and Cigna. Despite increased regulatory scrutiny, the "big three" PBMs maintain strong competitive positions. Third-quarter earnings reports next month should provide further clarity on the industry's financial health.

PR Newswire
Sep 2nd, 2026
Thyme Care raises $125M at $2B+ valuation to expand oncology care model

Thyme Care, a Nashville-based oncology company, has closed a Series E funding round of more than $125 million at a valuation exceeding $2 billion. Morgan Health led the round, with participation from CVS Health Ventures, Humana, AlleyCorp, HealthQuest Capital, Foresite Capital, Concord Health Partners, Frist Cressey Ventures, Town Hall Ventures, and a16z Bio + Health. The company now serves over 10.5 million people across all 50 US states and manages more than $7 billion in oncology spend. Thyme Care reports it is profitable with positive free cash flow whilst delivering validated reductions of 5 to 10 per cent in total cost of care. Alongside the funding, Thyme Care is establishing Thyme Companies, a parent entity that will build a portfolio of independent oncology businesses addressing care barriers. Co-founder Robin Shah will serve as executive chairman of the new entity.

Associated Press
Aug 20th, 2026
Humana appoints Dr. Shantanu Nundy as chief medical officer to lead AI and digital care strategy

Humana has appointed Dr Shantanu Nundy as Chief Medical Officer, effective 31 August. Dr Nundy, a practicing physician and healthcare executive, will help shape the company's products, platforms, and use of AI whilst bringing clinical expertise to the enterprise. He most recently served as Executive Vice President of Care Delivery and Chief Health Officer at Accolade, a healthcare navigation company. Previously, he was Managing Director for Clinical Innovation at Evolent Health, driving value-based and digital care transformation across health systems. Dr Nundy will report to Jim Rechtin, Humana's President and CEO, and join the company's Enterprise Leadership Team. He continues to practice primary care and hospital medicine.