E

EZCORP

Non-recourse pawn loans with merchandise sales

Vendedor Multifuncional

Full-TimeUpdated on 10/14/2026Deadline 10/30/26
No salary listed
Entry
Merida, Yucatan, Mexico
In Person
RetailRetail Sales

About the job

Requirements
  • Completed preparatoria and/or technical career; certificate is mandatory.
  • Must not have serious debts in the credit bureau.
  • Must demonstrate stability, punctuality, and commitment.
  • Must be available to work Monday through Sunday, with one day off per week.
Responsibilities
  • Provide customer service.
  • Arrange, clean, and label general merchandise, including technology, appliances, jewelry, and watches.
  • Display products and deliver them to customers.

About the company

E

EZCORP

View
Website

EZCORP provides short-term cash solutions through pawn loans and sells pre-owned merchandise. It operates pawn stores in the United States and Latin America where customers can obtain non-recourse loans secured by personal property. In addition to lending, EZCORP sells collateral forfeited merchandise and used goods to value-conscious shoppers. The company targets cash- and credit-constrained consumers and emphasizes a straightforward customer experience in fast-paced locations. Unlike pure lenders, EZCORP combines lending with merchandise sales and brand-wide service standards to differentiate itself. Its goal is to meet customers’ immediate cash needs while offering access to affordable used items, supported by a scalable store network and a focus on service quality.”}

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

1978

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Simplify's Take

What believers are saying

  • Q3 FY26 revenue rose 31% to $408.4 million; adjusted EBITDA jumped 48%.
  • Pawn loans outstanding hit a record $387.2 million, driven by higher loan sizes.
  • Management plans about 40 annual openings after 33 Guatemala acquisitions and nine de novos.

What critics are saying

  • Gold-price normalization already cut scrap margin to 26% in Q3 2026.
  • SMG integration and debt retirement consumed cash, reducing liquidity to $311 million.
  • Pawn regulation, fee caps, and consumer-credit scrutiny threaten margins and store growth.

What makes EZCORP unique

  • EZCORP runs 1,549 pawn stores across the U.S., Mexico, Guatemala, El Salvador, and Honduras.
  • Its 2026 SMG acquisition added 108 stores across 12 countries, expanding international scale.
  • Pawn lending secured by jewelry and electronics keeps underwriting tied to hard collateral.

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Benefits

  • Health Insurance
  • Life Insurance
  • Profit Sharing
  • Performance Bonus
  • Meal Benefits
  • Health Savings Account/Flexible Spending Account
  • Employee Discounts
  • Training Programs
  • Employee Referral Bonus

Company News

Yahoo Finance
Sep 6th, 2026
EZCORP beats Q3 expectations with 34.7% revenue growth, shares up 99% in one year

EZCORP reported third quarter fiscal 2026 adjusted earnings per share of $0.47, beating expectations. Total revenue rose 34.7% year over year, and the company now operates 1,549 locations. The stock has surged recently, closing at $33.32 with a year-to-date return of 66.10%. The one-year total shareholder return reached 99.16%, whilst the five-year return stands at 401.05%. Despite the rally, one popular valuation narrative suggests the shares remain 15.9% undervalued, pointing to a fair value of $39.60. This view emphasises store expansion in Latin America, including recent acquisitions in Mexico and new locations in Guatemala and El Salvador. However, EZCORP's current price-to-earnings ratio of 12.9x exceeds both the US Consumer Finance industry average of 9.7x and a calculated fair ratio of 12.5x, indicating potential valuation risk.

Yahoo Finance
Aug 24th, 2026
EZCORP plans 40 new stores annually after 48% EBITDA jump and SMG acquisition

EZCORP reported record quarterly results with adjusted EBITDA up 48% and adjusted earnings per share rising 47%. The pawn retailer is accelerating expansion, increasing its store-opening pace to approximately 40 annually from 30 previously, with potential for further acceleration next year. Chief Financial Officer Tim Jugmans, speaking at Canaccord's 46th Annual Growth Conference, attributed growth to favourable consumer conditions and operational improvements including pricing discipline and acquisitions. The company recently acquired SMG's 108 stores across 12 countries, expanding its international footprint. Jugmans said luxury goods and sneakers are amongst the company's fastest-growing merchandise categories, whilst laptops have declined in value and demand. Latin America, particularly Mexico, remains a major merger-and-acquisition opportunity.

MarketBeat
Aug 21st, 2026
EZCORP (NASDAQ:EZPW) stock price up 10.7% - here's why.

EZCORP (NASDAQ:EZPW) stock price up 10.7% - here's why. August 21, 2026 Key points. * EZCORP shares rose 10.7% to $31.83 in mid-day trading, reaching a high of $32.07, amid lower-than-average trading volume. * Analyst sentiment remains positive: six analysts rate the stock a Buy and two rate it a Hold, producing a consensus "Moderate Buy" rating and an average price target of $38.80. * EZCORP exceeded quarterly EPS expectations, reporting $0.47 versus the $0.41 consensus estimate, although revenue of $408.4 million fell short of the expected $425.83 million. * Five stocks to consider instead of EZCORP. EZCORP, Inc. (NASDAQ:EZPW - Get Free Report) traded up 10.7% during mid-day trading on Friday. The company traded as high as $32.07 and last traded at $31.83. 597,268 shares traded hands during mid-day trading, a decline of 35% from the average session volume of 922,863 shares. The stock had previously closed at $28.76. Wall Street analysts forecast growth. Several research firms have recently commented on EZPW. Citigroup reaffirmed an "outperform" rating on shares of EZCORP in a report on Monday, May 11th. Citizens Jmp raised their price target on EZCORP from $33.00 to $39.00 and gave the stock a "market outperform" rating in a report on Monday, May 11th. Jefferies Financial Group boosted their price objective on EZCORP from $40.00 to $45.00 and gave the company a "buy" rating in a research report on Wednesday, July 8th. Canaccord Genuity Group set a $44.00 price objective on EZCORP in a research note on Friday, May 8th. Finally, Weiss Ratings lowered EZCORP from a "buy (a-)" rating to a "buy (b+)" rating in a research report on Tuesday, August 11th. Six analysts have rated the stock with a Buy rating and two have given a Hold rating to the company's stock. According to MarketBeat.com, the company has a consensus rating of "Moderate Buy" and an average target price of $38.80. EZCORP stock up 12.6%. The company has a debt-to-equity ratio of 0.44, a quick ratio of 3.45 and a current ratio of 4.81. The firm has a 50 day simple moving average of $31.37 and a two-hundred day simple moving average of $29.55. The stock has a market cap of $1.99 billion, a P/E ratio of 16.35 and a beta of 0.66. EZCORP (NASDAQ:EZPW - Get Free Report) last released its quarterly earnings results on Wednesday, August 5th. The credit services provider reported $0.47 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.41 by $0.06. The company had revenue of $408.40 million during the quarter, compared to analysts' expectations of $425.83 million. EZCORP had a return on equity of 13.99% and a net margin of 9.97%. Equities research analysts predict that EZCORP, Inc. will post 2 earnings per share for the current year. Insider transactions at EZCORP. In related news, Director Pablo Lagos Espinosa sold 10,000 shares of the stock in a transaction dated Monday, July 6th. The shares were sold at an average price of $35.54, for a total value of $355,400.00. Following the completion of the transaction, the director owned 207,543 shares in the company, valued at $7,376,078.22. This represents a 4.60% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 2.13% of the stock is owned by corporate insiders. Institutional inflows and outflows. Institutional investors and hedge funds have recently made changes to their positions in the stock. Harbor Investment Advisory LLC acquired a new position in shares of EZCORP during the second quarter valued at approximately $31,000. KBC Group NV acquired a new stake in EZCORP in the first quarter worth approximately $44,000. Deutsche Bank AG boosted its stake in EZCORP by 533.5% during the 4th quarter. Deutsche Bank AG now owns 2,667 shares of the credit services provider's stock valued at $52,000 after purchasing an additional 2,246 shares in the last quarter. CWM LLC increased its position in shares of EZCORP by 21.2% during the 4th quarter. CWM LLC now owns 4,146 shares of the credit services provider's stock valued at $81,000 after purchasing an additional 724 shares during the period. Finally, State of Wyoming increased its position in shares of EZCORP by 178.1% during the 2nd quarter. State of Wyoming now owns 11,069 shares of the credit services provider's stock valued at $154,000 after purchasing an additional 7,089 shares during the period. 99.83% of the stock is currently owned by institutional investors. EZCORP company profile. EZCORP, Inc is a specialty consumer finance company that provides pawn loans and retail merchandise programs primarily through its EZPAWN and Cash Converters brands. The company offers collateral-based loans secured principally by jewelry, electronics, musical instruments and other personal items, alongside check-cashing, money-transfer and bill-payment services. In addition to its pawn lending operations, EZCORP acquires previously pawned or consumer merchandise for resale through its "Sell-It-Now" platform and retail storefronts. Discover more Market Cap Calculator Stock Profit Calculator Founded in 1989 and headquartered in San Antonio, Texas, EZCORP operates in two principal geographic markets: the United States and Mexico. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Continue following MarketBeat Before you consider EZCORP, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and EZCORP wasn't on the list. While EZCORP currently has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys. Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.

Yahoo Finance
Aug 6th, 2026
EZCORP posts 48% EBITDA surge to $65.6M as pawn loan portfolio hits record $382M

EZCORP reported a robust third quarter for fiscal 2026, with adjusted EBITDA jumping 48% to $65.6 million and adjusted diluted earnings per share rising 47% to $0.47. The pawnbroker achieved record pawn loan outstanding (PLO) of $382 million, up 31%, driven by higher average loan sizes and new store openings. Core pawn revenues increased 24% whilst gross profit climbed 28%. Latin America delivered particularly strong results, with PLO up 33% and segment EBITDA rising 40%. Merchandise margins expanded significantly, reaching 40% in the US and 36% in Latin America. However, scrap margins declined to 26% from 38% in the prior quarter as gold prices stabilised. The company expects further normalisation towards historical levels of 15-20%. EZCORP also completed acquisitions including full ownership of SMG and 33 stores in Guatemala.

Yahoo Finance
Aug 6th, 2026
EZCORP revenue rises 31% to $408M as pawn loans hit record $382M

EZCORP reported strong third-quarter fiscal 2026 results, with revenue rising 31% to $408.4 million and adjusted EBITDA increasing 48% to $65.6 million. Adjusted earnings per share climbed 47% to $0.47. The pawn lender's core operations drove growth. Pawn loans outstanding reached a record $382 million, up 31% year over year, whilst merchandise margins expanded to 38%. Core pawn revenue rose 24% and gross profit increased 28%. The company completed its acquisition of SMG during the quarter, raising its ownership to 100%. Management plans to integrate SMG's systems whilst pursuing further Latin American acquisitions and new store openings. EZCORP ended the quarter with $311 million in cash. The company operates 1,549 stores across the US and Latin America.