Full-Time
Software Engineering – New Grad
Posted on 10/11/2023
Stripe
10,001+ employees
Online payment processing APIs for businesses
No salary listed
Toronto, ON, Canada
 Software Engineering |
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- A Bachelor's, Master's, or PhD degree in computer science or a directly related field, obtained by summer 2024, or equivalent work experience
- Some experience and familiarity with programming, either through side projects or classwork. We work mostly in Java, Ruby, JavaScript, Scala, and Go. We believe new programming languages can be learned if the fundamentals and general knowledge are present
- Experience from either previous internships or working collaboratively on multi-person coding projects (in a university or professional setting)
- Ability to learn unfamiliar systems and form an understanding of those systems, through independent research and working with a mentor and subject matter experts
- Work on cross-functional projects, directly collaborating with other engineers
- Give meaningful feedback on code reviews and technical designs
- Ensure that the systems your team operates continue running well and can scale to meet the needs of our users
- Build the skills to own a project from beginning to end, learning project management and technical leadership skills
- One or more areas of specialized knowledge balanced with general skills and knowledge, such as knowing more frontend technologies and, at a high level, how a service handles an HTTP request
- Experience in code review practices, and an understanding of how to safely update production systems
- Familiarity with navigating and managing work in large code bases
Stripe provides online payment processing through a suite of APIs that let apps accept and process payments securely over the internet for businesses of all sizes. Developers integrate these APIs into websites or apps; Stripe handles payment methods, authorization, settlement, and payouts to sellers. It differentiates itself with a broad set of connected products around payments, including Billing, Connect, Issuing, Radar, Capital, Atlas, Climate, and Identity, all designed to work together via a developer-friendly API platform for use cases such as subscriptions, marketplaces, and creator payouts. Its goal is to make online monetization simple and secure for internet businesses while earning revenue from transaction fees and related services.
Company Size
10,001+
Company Stage
Private
Total Funding
$8.7B
Headquarters
South San Francisco, California
Founded
2010
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See people who can refer or advise you
Simplify's Take
What believers are saying
- A $53B PayPal acquisition could merge $3.7 trillion in annual payment volume under one platform.
- New AI payment protocols with Visa enable autonomous commerce, reducing checkout friction for merchants.
- Stablecoin integration positions Stripe to dominate next-gen global rails as tokenized payments scale.
What critics are saying
- Antitrust regulators will likely block the $53B PayPal deal due to combined $3.7T annual volume.
- PayPal's board may reject the bid as undervalued, forcing Stripe to pay $70–$100/share or abandon.
- SWIFT's blockchain expansion with 40+ banks could capture cross-border rails before Stripe integrates PayPal.
What makes Stripe unique
- Stripe owns the core payment infrastructure API layer for millions of internet businesses globally.
- Stripe combines merchant processing with a full suite of fintech products like billing, issuing, and capital.
- Stripe leads in developer-first design, enabling seamless integration for startups and enterprise platforms alike.
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Benefits
Inclusive coverage - We provide a thoughtful and balanced set of benefits that allow Stripes to be their best selves and do great work. Whether that means offering comprehensive mental, physical, and medical health plans, supporting Stripes’ financial futures, providing fertility benefits and parental leave, or making sure Stripes have access to healthy food at the office, our robust programs put Stripes and their families first.
Growth by way of learning - We are voracious learners and teachers. Our Education team delivers an onboarding and product training curriculum for all new Stripes, and hosts expert-led courses on things like project management fundamentals and macroeconomics. Beyond the formal program, Stripes are constantly sharing knowledge with each other through conversation, documentation, reading groups, and informal talks.
A principled approach to food - The food program holds a special place in Stripe’s history and future. These Stripes come to our kitchen from a breadth of backgrounds and experiences, and focus on one proposition—respect. This is apparent not only in the local ingredients they work with or in the gracious, teamwork-driven buffet lines, but also in their approach to growing a global team through sustainable food practices and minimal waste.
Growth & Insights and Company News
6 month growth
↓ -3%1 year growth
↓ -2%2 year growth
↓ -2%team.blue adds AI tools across four small business brands. Fri, 24th Jul 2026 (Yesterday) team.blue has published a quarterly update on new artificial intelligence features across four of its brands, aimed at small and medium-sized businesses. The updates cover website creation, mobile site editing, social media reporting, and email campaign writing and translation. They span Webnode, Macaly, Metricool, and Flexmail, which team.blue positions at different stages of a company's online development. Bilal Ahmed, Chief AI & Data Officer at team.blue, outlined the approach behind the latest rollout. "Our focus this quarter was to clear the operational roadblocks that entrepreneurs face daily. By continuously embedding AI directly into our products, we are shifting the burden of manual admin work from the business owner to our platform. We are doing that while keeping everything hosted on European infrastructure, ensuring that businesses never have to compromise between cutting-edge AI innovation and European data governance," Ahmed said. Website tools One update centres on Webnode, where users can generate a website from a short business description. The tool creates copy, images, and page layouts, which users can then adjust through a drag-and-drop editor. Webnode also includes an AI assistant for writing page text and refining design elements. As a business grows, users can add functions including bookings, invoicing, a custom domain, and branded email. More than 50 million sites have been built on Webnode over the past 15 years, according to team.blue, which also says 82% of users publish on the same day they begin. Mobile editing Macaly has connected its AI agent to WhatsApp, allowing users to message it by text or voice note and send screenshots, images, or PDF files when making website changes. The system is designed for small edits that might otherwise wait until someone is back at a computer, such as correcting a typo, changing opening hours, or adding a customer review. A site started on a desktop can also be edited from a phone, as the agent recognises projects already created in the Macaly web app. Macaly has also added direct Stripe integration for payments. This allows users to create online sales and subscription flows from a single prompt, while card details go directly to Stripe rather than through the site itself. The platform can also pull data from services such as Google Maps, Instagram, and Airbnb and turn that material into a website or app. This allows businesses to use existing content elsewhere as the basis for a new online presence. Part of the Macaly service runs on team.blue's own GPU-as-a-Service infrastructure in Europe. The same computing service is also offered from its European data centres for uses including language models, data analysis, automation, and development. According to team.blue, the infrastructure is hosted in Europe and carries ISO 27001 and ISAE 3402 certification. Customers can either manage the service themselves or leave day-to-day operations to team.blue. Reporting shift Metricool, the group's social media management platform, has introduced Metricool Studio, an AI tool for creating social media reports from plain-language prompts. According to team.blue, the product is used by more than four million professionals. Users can specify a brand, channel, and time period, and the system will generate charts, written summaries, and recommendations. It can also compare performance across periods, analyse several brands or languages at once, and suggest posting times based on an account's history. The update also includes competitor analysis, allowing users to compare a brand with other accounts in the same sector and share reports through a public link that updates automatically. Email updates Flexmail has added two AI functions to its email builder: an AI Translator and an AI Copywriter. They follow an earlier AI Subject Line & Preheader Generator in the same product. The translator can create a version of an email campaign in another language while retaining the design, personalisation fields, and image alt text. Users can also set the tone and add instructions, such as leaving product names in English. The copywriter can shorten, improve, rewrite, or translate text elements or entire messages. It works using the rest of the email as context and is available across all plans, with usage tied to each plan's credit allowance. The update offers a clearer picture of how team.blue is using AI within existing software rather than as a standalone product. Across the four brands, the changes focus on reducing manual work in tasks such as launching a site, updating content, compiling reports, and adapting marketing copy for different audiences. According to team.blue, the new features were built with European compliance in mind and are hosted on infrastructure within Europe.
Xendit vs other payment gateways: which one fits your business. Choosing a payment gateway feels harder than it should when every provider claims the lowest fees and the widest reach. Founders in Indonesia, the Philippines, and the rest of Southeast Asia often pick a gateway based on a sales pitch, then discover local coverage gaps months later. This guide compares Xendit against Stripe, PayPal, Midtrans, PayMongo, and HitPay on fees, coverage, and features so you can match the right tool to your market. What sets Xendit apart. Xendit builds its infrastructure around Southeast Asia first. The platform connects directly to local banks and payment partners across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, and Hong Kong, which speeds up settlement times compared to gateways that route local transactions through international networks. Xendit also covers more than 100 payment methods, including bank transfers, e-wallets, and card payments, plus disbursement tools that let marketplaces pay out to multiple sellers at once. Its fraud detection system relies on machine learning to catch suspicious activity while keeping false declines low, and the platform adds recurring billing for subscription businesses. Xendit vs Stripe. Stripe remains the strongest choice for companies that need global reach. It supports more than 135 currencies and a mature set of developer tools, which makes it a natural fit for SaaS companies selling worldwide. Stripe struggles, though, with local payment habits in Indonesia and the Philippines, since bank transfers and regional e-wallets are not its core strength. On pricing, the gap is measurable: in the Philippines, Xendit charges 2.9% plus fifteen pesos on card payments, while Stripe charges 3.4% plus fifteen pesos, with an extra 1% on international cards. Businesses that sell mainly within Southeast Asia typically save money and gain payment method coverage with Xendit, while businesses expanding into the United States or Europe still benefit from Stripe's global tooling. Xendit vs PayPal. PayPal carries enormous brand trust, with more than 392 million active accounts worldwide, and many international shoppers already have an account ready to use. That recognition matters for cross-border sales, but PayPal does not match Xendit on local Southeast Asian payment methods such as direct bank transfers and region-specific e-wallets. Businesses that sell mostly to local customers in Indonesia or the Philippines generally see higher checkout conversion with Xendit, while businesses that depend on international buyers benefit from keeping PayPal as a secondary option. Xendit vs regional competitors. Midtrans, PayMongo, and HitPay each compete with Xendit on their home turf. Midtrans often costs slightly less for small Indonesian merchants, charging around 2.9% plus Rp 2,000 on local cards compared to Xendit's 3% plus Rp 2,000, though the difference shrinks once transaction volume grows. PayMongo focuses only on the Philippines and appeals to developer-first teams, since Stripe and Y Combinator back the company. HitPay stands out in Singapore with PayNow fees starting at 0.65%, the lowest among major providers, and it pairs online payments with in-person point-of-sale hardware for retail and food businesses. HitPay's tradeoff is limited infrastructure for expanding across multiple Southeast Asian markets and no built-in support for complex marketplace payout splitting, both areas where Xendit performs strongly. Where Xendit wins and where it falls short. Xendit wins on regional depth. Few providers match its combination of local bank integrations, disbursement tools, recurring billing, and fraud controls across six or more Southeast Asian countries in a single API. That combination matters most for marketplaces, platforms that pay multiple sellers, and subscription businesses operating regionally. Xendit falls short once a business needs to sell heavily outside Southeast Asia and Latin America, since its network does not run as deep in the United States, Europe, or other global markets. Companies scaling globally often pair Xendit for regional collections with Stripe or PayPal for international sales. Which payment gateway should you Choose. The right choice depends on where your customers are and how your business collects revenue. * Choose Xendit if you sell primarily to customers in Indonesia, the Philippines, Malaysia, Thailand, Vietnam, or Hong Kong, or if you run a marketplace that needs to pay out to multiple sellers. * Choose Stripe if your customers are mostly in the United States or Europe and you need broad currency and payment method support. * Choose PayPal if international buyer trust and instant checkout recognition matter more than local payment method depth. * Choose Midtrans if you run a small Indonesian business focused only on card payments and want the lowest possible per-transaction rate. * Choose PayMongo if you operate only in the Philippines and want a developer-first integration. * Choose HitPay if you run a Singapore retail or food business that needs both online PayNow payments and in-person point-of-sale hardware. Frequently asked questions. Is Xendit cheaper than Stripe? In markets like the Philippines, Xendit charges lower card fees than Stripe, and it adds more local payment methods at no extra integration cost. Stripe can still work out cheaper for businesses that process mostly international cards outside Southeast Asia. Does Xendit work outside Southeast Asia? Xendit supports cross-border and global setups for businesses that need them, but its core strength stays within Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Hong Kong, and parts of Latin America. What is the best alternative to Xendit? PayPal Payments ranks as a commonly cited top alternative to Xendit on review platforms, followed by GoCardless and Stripe Connect, depending on whether a business needs global reach or automated recurring payments. Can I use Xendit and another gateway together? Yes. Many businesses run Xendit for Southeast Asian collections and pair it with Stripe or PayPal to cover the United States, Europe, or other markets outside Xendit's core region. The bottom line. No single payment gateway wins every category. Xendit earns its place for businesses built around Southeast Asia, thanks to local bank integrations, disbursement tools, and fraud controls that competitors struggle to match in the region. Stripe and PayPal still make sense for businesses chasing global reach, and smaller regional players like Midtrans, PayMongo, and HitPay fit specific niches where their focus beats a broader platform. Match the gateway to where your customers actually are, and the fees will matter far less than the payment methods your checkout page can actually offer. Julian Thorne is a distinguished Technical Strategist and Fintech Analyst with over 6 years of experience in digital payment architectures. Specializing in the integration of high-performance gateways like Xendit, she focuses on optimizing the intersection of gamification and online ticketing systems. Julian's expertise lies in deconstructing complex payment flows and enhancing sales effectiveness through data-driven insights. Her recent work deeply explores the evolution of digital event platforms in 2026, providing actionable strategies for global summits and large-scale ticketing infrastructures.
The new stripe Radar AI: how SMBs are cutting chargebacks 60% this summer. Stripe shipped a new Radar AI in July. Here's how it's cutting chargebacks for service businesses. Why stripe radar ai july 2026 matters right now. This is one of the biggest automation stories of July 2026, and it's actively reshaping how SMBs generate leads, close deals, and defend market share. If you're waiting until Q4 to react, you're already behind. Buyers are moving faster than they did even six months ago, and the tools available today make it possible for a two-person team to out-execute a ten-person one. This piece breaks down what's actually happening, what the data says, and what to do this week. What the data shows in July 2026. Across the 40+ SDVOSB and SMB accounts DataPro USA manages, DataPro USA LLC is seeing consistent patterns tied to stripe radar ai july 2026. Organic click-through rates continue to compress 18-34% year over year, AI-citation visibility now accounts for 22% of net-new qualified leads, and lead-response speed under 60 seconds correlates with a 3.1x higher close rate. The businesses winning July 2026 aren't the ones producing more content; they're the ones producing fewer, denser, more citable assets and wiring them into automation that responds instantly. The 5-step automation playbook for this month. 1) Map every page to a real buyer question, not a keyword. 2) Add structured data (FAQ, Service, Organization, HowTo, LocalBusiness) so AI engines can parse and quote you cleanly. 3) Replace static lead forms with AI-assisted intake that qualifies and routes in real time. 4) Track AI-citation share (ChatGPT, Perplexity, Gemini, Google AI Overviews) as a first-class KPI alongside classic rank. 5) Automate the boring 80%: reporting, follow-up, proposal drafts, and scheduling so your humans only touch the 20% that closes deals. Common mistakes SMBs are making right now. The biggest mistake DataPro USA LLC see with stripe radar ai july 2026 is treating it as a marketing-only problem. It's not. It's an operations problem, a sales problem, and a data problem. Teams that silo automation in the marketing department will lose to teams that treat it as a full-stack revenue system. The second biggest mistake is chasing tool count instead of workflow depth. You don't need 14 AI tools. You need three, wired together correctly, running 24/7 without a human in the loop. What to do this week. Pick one workflow, one page, or one automation and rebuild it around the July 2026 playbook. Don't try to boil the ocean. Measure the before-state (traffic, leads, close rate, response time), ship the change, and measure again in 14 days. Compounding beats perfection. The teams that ship weekly are running circles around the teams still in planning meetings from Q2. How DataPro USA can help. DataPro USA LLC is a Service-Disabled Veteran-Owned Small Business (SDVOSB) that builds revenue-driving AI, SEO, automation, and web systems for operators across the U.S. If this post made you nod three or more times, book a free 30-minute strategy call at (602) 575-4583 or dataprousallc.com. DataPro USA LLC'll map your highest-ROI win for July 2026 in one call. No pitch deck, no fluff. Want this implemented for your business? Book a free 30-minute strategy call. SDVOSB-certified team.
MUFG appoints Valeria Strappa to Head Global Transaction Banking for the Americas. Mitsubishi UFJ Financial Group (MUFG) announced on July 20, 2026 that Valeria "Val" Strappa will take the reins as Head of Global Transaction Banking for the Americas, overseeing the unit's operations across the United States, Canada and Latin America. Leadership change signals a strategic shift. Strappa arrives from J.P. Morgan Payments, where she spent almost a decade steering product-innovation and large-scale transformation initiatives across the Americas. Her résumé also includes senior stints at Citi, GE Capital and McKinsey, giving her a rare blend of fintech-centric product expertise and traditional banking acumen. At MUFG, she will be tasked with accelerating commercial growth, deepening digital modernization, and tightening collaboration between Corporate & Investment Banking and the broader transaction-banking ecosystem. What Global Transaction Banking does. Global Transaction Banking (GTB) bundles cash-management, trade finance, supply-chain financing, and digital payments into a single, data-rich platform that lets enterprises move money, manage liquidity and mitigate risk in real time. Unlike stand-alone payment processors, GTB solutions embed treasury-level analytics, foreign-exchange hedging, and cross-border settlement under one roof. For multinational corporations, that integration translates into fewer legacy system patches, lower transaction costs, and a clearer view of working-capital health. Why the appointment matters. MUFG's decision to place a fintech-savvy leader at the GTB helm reflects a broader industry pivot toward end-to-end digital finance. According to Gartner, "transaction-banking revenues are projected to grow at a 12 % compound annual growth rate through 2028," driven largely by demand for real-time payments and embedded finance. Strappa's background in scaling digital payment platforms positions MUFG to capture a larger slice of that growth, especially in the fast-moving Latin American market where open-banking APIs are gaining regulatory traction. Competitive context. MUFG is not the only global bank betting on GTB transformation. JPMorgan Chase recently launched its "Pay-Connect" API suite, while Citi has rolled out a blockchain-based trade-finance network that promises near-instant settlement. Bank of America's "CashPro" platform continues to dominate the U.S. corporate treasury space. Strappa's mandate - to fuse MUFG's deep financing capabilities with a modern digital experience - aims to differentiate the bank by offering a more seamless, API-first architecture that can rival the agility of pure-play fintechs such as Stripe Treasury and Square's embedded-finance stack. Implications for enterprise marketing teams. For marketers overseeing B2B fintech products, MUFG's move underscores the growing importance of data-driven storytelling. A GTB platform that aggregates transaction data can feed real-time insights into customer-relationship-management (CRM) tools like Salesforce or Adobe Experience Cloud, enabling hyper-personalized campaigns. Moreover, the integration of open-banking standards means marketing teams can co-create value-added services - such as dynamic discounting or supply-chain financing offers - directly within a client's ERP system, shortening the sales cycle and boosting cross-sell ratios. Future outlook. Strappa's appointment arrives at a moment when embedded finance is reshaping how enterprises think about banking. IDC predicts that by 2027, "more than 60 % of B2B payments will be processed through embedded-finance platforms." MUFG's push to modernize its GTB offering could accelerate that trend in the Americas, especially if the bank leverages its existing relationships with tech giants - Google Cloud for data analytics, Microsoft Azure for secure compute, and Amazon Web Services for scalable API delivery. The success of this initiative will hinge on the bank's ability to marry legacy compliance frameworks with the speed of cloud-native development, a challenge that many incumbent institutions are still wrestling with. Market landscape. The transaction-banking market is entering a phase of consolidation and digital disruption. A 2025 Forrester survey found that 48 % of CFOs consider "real-time cash visibility" a top priority, yet only 22 % feel their current banking partners deliver on that promise. Meanwhile, open-banking mandates in Canada and Brazil are forcing banks to expose standardized APIs, leveling the playing field for fintech challengers. In this environment, MUFG's strategic focus on digital modernization - backed by Strappa's fintech pedigree - could help the bank capture a larger share of the $1.4 trillion transaction-banking spend forecast for the Americas by 2028. Top insights. * Valeria Strappa's fintech-focused background equips MUFG to accelerate GTB digitalization, a key growth driver projected at 12 % CAGR through 2028. * MUFG's GTB platform aims to outpace rivals by integrating real-time cash-management, trade-finance and API-first services under one cloud-native architecture. * Enterprise marketers can leverage data streams to deliver hyper-personalized campaigns via Salesforce, Adobe and other CRM ecosystems. * Open-banking regulations in North and South America create a fertile ground for API-driven GTB solutions, positioning MUFG for regional expansion. * Success will depend on MUFG's ability to balance legacy compliance with the agility of cloud platforms from Google, Microsoft and Amazon. Rosen Law Firm investigates potential securities claims involving FLOW cryptocurrency. Rosen Law Firm has announced that it is investigating potential securities claims on behalf of investors in FLOW (FLOW-USD) cryptocurrency over allegations that the Flow Foundation may have provided materially... Augustus reaches $1 billion valuation to build global dollar banking infrastructure. Fintech infrastructure startup Augustus has raised $180 million in Series B funding, reaching a $1 billion valuation, as it expands its vision of providing regulated U.S. dollar banking infrastructure to...
Stripe and Swift race to control the next generation of global payments infrastructure. July 17, 2026 - By CoinDesk - Original Stripe and SWIFT are competing to dominate global payments infrastructure as stablecoins gain traction, shifting focus from technology to distribution. Confidence: 80% Horizon: medium-term Key numbers. * 53 billion (Stripe's bid for PayPal) * 40 (financial institutions collaborating with SWIFT) * 439 million (PayPal's active accounts) * 1.79 trillion (PayPal processed in 2025) Market drivers (micro). * Increased adoption of stablecoins as payment infrastructure. * Competitive acquisitions among fintech companies. * Shift in focus from technology to distribution in payment systems. Context (macro). * Growing integration of blockchain technology in traditional finance. * Regulatory frameworks for digital asset payments are still developing. Who wins / who loses. * Winners: Stripe and SWIFT, as they strengthen their positions in the digital payments market. * Losers: Traditional payment intermediaries like Visa and Mastercard may face reduced influence. Scenarios. Base Stripe successfully acquires PayPal, enhancing its consumer payment capabilities and solidifying its market position. Alt Regulatory hurdles prevent the Stripe-PayPal acquisition, allowing SWIFT to gain an upper hand in blockchain payment infrastructure. What to watch next. * Regulatory developments affecting stablecoin usage. * Further moves by Stripe and SWIFT in the payments space. * Adoption rates of stablecoins among consumers and merchants. Full analysis. Stripe and SWIFT race for global payments infrastructure. As stablecoins reach mainstream status, the battle for control over the next generation of global payments infrastructure intensifies. Stripe and SWIFT, two established financial entities, are increasingly competing to dominate the infrastructure behind digital payments. This week, SWIFT announced the expansion of its blockchain-based settlement network, now collaborating with over 40 financial institutions. This move underscores the urgency among traditional financial institutions to build the necessary rails for tokenized payments. In a significant development, Stripe made an unsolicited $53 billion bid for PayPal, aiming to merge its vast merchant network with one of the largest consumer wallets globally. This acquisition is seen as a strategic effort to reduce reliance on intermediaries like Visa and Mastercard. Experts suggest that the focus has shifted from merely proving blockchain technology to controlling distribution channels. As stablecoins evolve into essential payment infrastructure, companies are keen to own the wallets, merchant acceptance, and settlement layers. The competition between Stripe and SWIFT highlights a broader trend where banks, fintechs, and payment companies are racing to establish the infrastructure for the next generation of digital payments. SWIFT connects over 11,500 financial institutions and handles trillions in cross-border payments, while Stripe processes hundreds of billions annually for millions of businesses. The Stripe-PayPal bid could allow more transactions to flow through Stripe's network, enhancing its influence over consumer payments and reducing dependency on traditional payment processors. Additionally, PayPal's existing USD stablecoin, based on Paxos, serves as a bridge between traditional finance and digital assets. Industry analysts emphasize that the real competition lies in controlling the distribution of payments rather than just the technology behind them. As more fintech companies consider launching their own stablecoins, the landscape of digital payments is set for significant evolution. In conclusion, the moves by Stripe and SWIFT indicate that established financial companies are increasingly prioritizing blockchain infrastructure as a strategic asset rather than viewing it as a niche market. With stablecoins transitioning into mainstream finance, the battle for control over payment distribution is heating up.