U.S. Bank

Runs a national bank and processes card payments

Internal Fraud Risk Management Data Analyst

Data AnalysisPosted on Nov 10

Full-timeChennai, Tamil Nadu, IndiaNo salary listed

About the Job

Requirements

A bachelor's degree or equivalent work experience is required.
Typically, 5 to 7 years of total experience in analytics is required.
Extensive data analytics experience, preferably in financial services, is preferred.
Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that affect the assigned line of business is preferred.
Advanced knowledge of Microsoft Office applications, including PowerApps, is preferred.
Experience with SAS, SQL, R, Python, Azure, Databricks, Synapse, or similar applications is preferred.
Experience with dynamic reporting dashboards and data visualization tools such as Power BI or Tableau is preferred.
Knowledge of financial services products, systems, and data is preferred.
A bachelor's degree in Business, Finance, Computer Science, Business Analytics, Statistics, or another quantitative field is listed as required in the preferred-skills section.

Responsibilities

Evaluate, identify, and influence adoption of risk-based approaches to mitigate potential internal fraud risk, working cross-functionally with business lines and technical partners.
Create and execute recurring risk reporting for management and other key stakeholders to support independent monitoring and trending insight.
Proactively identify emerging trends and partner with key stakeholders to identify root causes for leadership visibility.
Lead analytical projects using advanced analytical and statistical techniques, partnering with stakeholders across the organization; projects may span business lines and involve extensive data mining from complex databases and varied products, sources, and data types, including customer, application, transaction, and clickstream data.
Lead efforts to identify new risks to monitor, source the necessary data, and provide actionable recommendations based on reported results, benchmarks, and discovered patterns.
Perform ad hoc analysis to assess the effectiveness of current controls and recommend enhancements.
Work closely with and support partners in Issue Management, Policy Governance, and Data Analytics.
Collaborate with business lines to strengthen risk-management policies, procedures, and practices.

Desired Qualifications

Excellent presentation, interpersonal, written, and verbal communication skills.
Problem-solving, critical-thinking, and troubleshooting skills.
Ability to prioritize and manage multiple tasks while establishing responsible deadlines.
Flexibility in day-to-day work and tolerance for ambiguity.
Ability to work well in a team environment.
Ability to build cross-functional relationships with co-located and remote colleagues.
Attention to detail in writing, planning, and communication.
Ability to work with minimal oversight.
Ability to influence at all levels of the organization, including senior leadership.

At U.S. Bancorp India, we’re on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The internal fraud risk analytics professional will reside within the Enterprise Fraud Risk Management analytics area and will work cross-functionally with business lines and technical partners to evaluate, identify, and influence adoption of risk-based approach to mitigate potential internal fraud risk.

Basic Qualifications

Bachelor’s degree, or equivalent work experience
Typically, 5 to 7 years of total experience in Analytics

Preferred Skills/Experience

Bachelor’s degree in Business, Finance, Computer Science, Business Analytics, Statistics or other quantitative field required
Extensive data analytics experience preferably in the financial services industry.
Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business
Excellent presentation, interpersonal, written, and verbal communication skills
Exceptional problem solving, critical thinking, and troubleshooting skills
Advanced knowledge in Microsoft Office applications, including PowerApps
Ability to prioritize and manage multiple tasks, while establishing responsible deadlines
Flexibility in day-to-day work and tolerance for ambiguity
Positive ‘can-do’ attitude and a strong desire to continue to learn and ask questions
The ability to work well in a team environment
Excellent communication skills, both written and verbal
Ability to build relationships cross-functionally with both co-located and remote colleagues
Attention to detail in writing, planning, and communication
The ability to work with minimal oversight
Experience with SAS, SQL, R, Python, Azure, Databricks, Synapse, or other similar applications
Experience with dynamic reporting dashboards and data visualization tools (e.g. Power BI, Tableau)
Ability to work with and influence at all levels of the organization, including senior leadership
Knowledge of financial services products, systems, and data.

Roles and Responsibilities

Create and execute recurring risk reporting for management and other key stakeholders – to demonstrate effective independent monitoring and trending insight.
Proactively identify emerging trends and partner with key stakeholders to identity root cause for leadership visibility.
Lead analytical projects using advanced analytical/statistical techniques and partnering with key stakeholders around the organization. The analytical projects could span across different business lines across the enterprise and requires extensive data mining skills often from complex databases, working with different products, data sources, and data types (customer, application, transaction, clickstream, etc.)
Proactively and strategically lead efforts to identify new risks to monitor, source data needed, and provide actionable recommendations based on reported results, benchmarks, and discovered patterns.
Perform ad hoc analysis to understand effectiveness of current controls and recommend enhancements.
Closely work and provide support to partners in areas including Issue Management, Policy Governance, Data Analytics etc.
Collaborate with business lines – to strengthen risk management policies, procedures, and practices.
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Work Mode: WFO

Shift Timings: 1:30 PM to 10:30 PM

Location: Chennai

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.

About the Company

U.S. Bank

Runs a national bank and processes card payments

U.S. Bank is one of the largest banks in the United States, serving consumers, small businesses, corporations, and government agencies with banking, lending, payments, and wealth management. Its Elavon subsidiary is one of the world's biggest processors of card payments for merchants, handling sales in the United States, Canada, and Europe. People and small businesses use its branches and mobile app for checking, savings, credit cards, mortgages, and loans, while companies use it for corporate cards and cash management, and the bank earns money from loan interest and fees. U.S. Bank received national bank charter No. 24 in 1863, under President Abraham Lincoln, and is based in Minneapolis as the main subsidiary of U.S. Bancorp.

Company size: 10,001+
Company stage: IPO
Headquarters: Minneapolis, MN
Founded: 1863

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