L

lemon.markets

Brokerage-as-a-Service investment API platform

Principal Program Manager

Full-Time
No salary listed
Expert
Germany+1 moreMore locations: Berlin, Germany
HybridHybrid work in Germany requires at least four on-site days per month in the Berlin office.
Project & Program ManagementProgram Management

About the job

Requirements
  • Strong experience in program management, strategic project leadership, or change delivery in a complex financial-services environment.
  • Experience in securities services, custody, brokerage, wealth management, asset management, or adjacent financial infrastructure environments.
  • Ability to navigate regulated environments and cross-functional dependencies across multiple senior stakeholders.
  • Ability to absorb complex context quickly, structure ambiguity, and turn it into practical action.
  • Strategic thinking combined with a hands-on mindset and strong execution discipline.
  • Ability to communicate thoughtfully, build trust, create alignment, and move topics forward across organizational boundaries and seniority levels.
  • Ability to facilitate communication across diverse stakeholder groups and keep teams aligned in complex or sensitive situations.
  • Strong commercial instincts and understanding of how product, execution, and business development interact in strategic initiatives.
  • Fluency in German and English.
Responsibilities
  • Own the overall coordination of a critical cross-company strategic program between lemon.markets and dwpbank.
  • Help shape how lemon.markets’ and dwpbank’s offerings come together into a joint proposition for shared customers.
  • Collaborate with product, engineering, operations, legal, and commercial stakeholders to ensure execution across the full value chain.
  • Act as the connective layer across teams and senior stakeholders, ensuring that priorities, decisions, risks, and dependencies are transparent and actively managed.
  • Work with senior leaders at lemon.markets and dwpbank to keep the program on track and escalate where needed.
  • Identify strategic risks and opportunities early, connect domains, and proactively steer the program.
  • Translate complex discussions and developments into clear recommendations, concrete next steps, and actionable decisions.
  • Drive follow-through, enable communication across teams, build bridges between organizations and functions, and ensure stakeholders have the necessary information and context.
  • Partner with internal commercial teams and dwpbank counterparts to support business development efforts for the joint offering.

About the company

lemon.markets provides a Brokerage-as-a-Service platform that lets other companies add stock investing features through a single API. Its API-first stack handles account opening, order management and execution, custody, and tax reporting, and can be tailored for use cases like savings plans and automated trading; it uses an in-house order management system for high throughput and plans fractional trading. It is BaFin-licensed and focuses on removing regulatory and technical hurdles for partners, differentiating itself by providing end-to-end investment infrastructure to fintechs, banks, wealth managers, and tech firms. Its goal is to enable partners to launch compliant, customer-centric investment services with minimal integration effort while maintaining independent operation under its new ownership.

Company Size

51-200

Company Stage

Early VC

Total Funding

$29.7M

Headquarters

Berlin, Germany

Founded

2020

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Simplify's Take

What believers are saying

  • Tomorrow expanded its partnership on August 5, 2026, reopening Tomorrow Fund.
  • Vivid launched a pan-European multi-asset offering with lemon.markets on October 29, 2025.
  • dwpbank's 2025 acquisition gives lemon.markets access to massive German-bank distribution.

What critics are saying

  • dwpbank integration after September 2025 makes product strategy dependent on one buyer.
  • Banks can internalize brokerage, crushing lemon.markets' pricing power and partner growth.
  • Trade Republic and Scalable Capital own retail demand, limiting BaaS distribution upside.

What makes lemon.markets unique

  • lemon.markets offers API-first Brokerage-as-a-Service for banks, fintechs, and wealth managers.
  • BaFin approval in January 2024 gave it regulated custody, broking, and advice capabilities.
  • dwpbank kept lemon.markets independent after closing on September 30, 2025.

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Benefits

  • Stock Options
  • Flexible Work Hours
  • Hybrid Work Options
  • Home Office Stipend
  • Professional Development Budget
  • Remote Work Options
  • Training Programs
  • Performance Bonus
  • Company Social Events
  • Employee Referral Bonus

Growth & Insights and Company News

Headcount

6 month growth

6%

1 year growth

2%

2 year growth

7%
Finextra
Aug 6th, 2025
Dwpbank buys brokerage-as-a-service platform lemon.markets

Dwpbank buys brokerage-as-a-service platform lemon.markets.

Norton Rose Fulbright
Aug 6th, 2025
Norton Rose Fulbright advises dwpbank on acquisition of lemon.markets Group

Norton Rose Fulbright advises dwpbank on acquisition of lemon.markets Group.

Tech.eu
Aug 6th, 2025
dwpbank Acquires lemon.markets for BaaS Expansion

Deutsche WertpapierService Bank (dwpbank) has acquired Berlin-based fintech lemon.markets to enhance its Brokerage-as-a-Service (BaaS) offering. This acquisition will allow dwpbank to combine its securities expertise with lemon.markets' innovative digital brokerage technology. The partnership aims to provide flexible, modern securities services, leveraging lemon.markets' API-based platform for seamless integration and digital workflows. Both companies will maintain their identities while collaborating closely.

Handelsblatt
Aug 6th, 2025
DWP Acquires Lemon Markets for Neobrokerage

The DWP, the securities depository bank for Volksbanken and Sparkassen, has acquired fintech Lemon Markets. This move aims to quickly provide their customers with a foundation for more affordable digital securities offerings, known as neobrokerage. The acquisition is a response to the success of neobrokers like Trade Republic and Scalable Capital.

Finance Magnates
May 5th, 2025
lemon.markets Expands Brokerage-as-a-Service Platform to Support Equity Compensation

Founded in 2020, lemon.markets has secured over €28 million in funding from investors including CommerzVentures, Creandum, Lakestar, Lightspeed, and System.one.