Software Engineer - Onboarding
About the job
- A minimum of 2 years of experience in a software development role.
- Experience shipping fast, reliable applications using modern development tools and infrastructure.
- Ability to work in a fast-paced, continually improving startup environment and solve problems with iterative technical solutions.
- Ability to improvise and develop creative solutions when common approaches fail, applying pragmatism in uncertain situations.
- Build software to grow Ramp to its next millions of users.
- Scale the output of the application decisioning operations team through automation and AI assistance.
- Drive business outcomes through metric-driven software development.
- Own the customer journey from discovering and applying to Ramp through approval and product onboarding.
- Experience with Python (Flask), SQL, and modern observability tooling.
- Experience applying AI and large language models in production use cases.
- Fintech or payments experience, including credit underwriting, risk, or compliance.
- Exposure to AI- or rule-based automation systems.
About the company
Ramp runs a financial operations platform for businesses and their finance teams, linking corporate cards with expense records and invoice payments. Finance teams use its software to collect receipts, approve spending and send transaction data to their accounting systems, while employees submit expenses through connected apps. Its Router service also directs AI requests across outside model providers, selecting models based on cost and performance. Customers use a free core plan or pay for broader software automation features, with partner banks issuing cards and providing deposit services. Ramp was founded in 2019 and has its headquarters in New York City.
Company Size
1,001-5,000
Company Stage
Growth Equity (Venture Capital)
Total Funding
$5.4B
Headquarters
New York City, New York
Founded
2019
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Simplify's Take
What believers are saying
- AI investment has fresh capital: Ramp raised $750 million in primary funding in June 2026 to develop financial automation.
- Staff receive ongoing support: Ramp offers a 401(k) employer match and monthly wellness stipend alongside its financial-technology work.
- Customer reach extends beyond startups: Ramp reports more than 70,000 businesses using its financial operations platform.
What critics are saying
- Card issuance depends on partners: Ramp's US corporate cards use Celtic Bank and Column rather than its own bank charter.
- Expect a fast working pace: Ramp's careers page says staff are pushed to the fastest pace of their career.
- Customer spending ceilings fluctuate: Ramp regularly changes card limits using clients' cash balances and wider financial performance.
What makes Ramp unique
- Card balances cannot revolve: Ramp requires full statement repayment and charges no interest on its corporate charge card.
- Negotiations draw on peer contracts: Ramp benchmarks software renewal quotes against prices paid by other customers.
- Virtual cards enforce vendor agreements: Ramp's recurring cards restrict charges to the chosen supplier and specified contract amount.
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Benefits
- Competitive salaries: You never have to wonder how your pay compares. Our generous comp reflects our belief that you'll take Ramp to the next level.
- Comprehensive health plans: US-based employees get full medical, dental, and vision insurance coverage. Everyone gets a monthly stipend for personal wellness.
- Professional development: Take advantage of our annual education stipends to stay on top of your personal growth.
- Unlimited PTO: Flexible vacation days give you the time to step away, unwind, and recharge.