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Cermati.com

Financial product marketplace and application service

Regional Field Collection Manager

Full-TimeUpdated on 10/23/2026
No salary listed
Mid
Bachelor's
Surabaya, East Java, Indonesia
In PersonHandles the Jawa Timur (East Java), Bali, and Nusa Tenggara area.
Business & StrategyBusiness Operations

About the job

Requirements
  • Hold a bachelor's degree from a reputable university.
  • Have at least 3 years of proven experience as a Collection Operations Manager or in an equivalent position.
  • Have at least 3 years of proven organizational and leadership ability.
  • Have knowledge of data analysis and performance and operations metrics.
  • Preferably have experience managing consumer lending products, such as credit cards, KTA, motorcycle loans, or consumer durables loans, or experience in a multi-finance company.
Responsibilities
  • Manage the company's collection operations.
  • Liaise with the Collection Head and other top management.
  • Ensure the company operates in compliance with established regulations.
  • Regularly review the efficiency of collection processes, policies, and personnel through data-driven analysis, and implement improvements.
  • Collaborate with Product, HR, Finance, Sales, Collection Support, Anti-Fraud, and Business Intelligence functions to improve efficiency and productivity.
  • Review and adjust operational budgets to balance costs against credit losses and company profitability.
  • Manage customer support processes to enhance customer satisfaction.
  • Manage staffing, resource allocation, KPI and target setting, and measurement; ensure credit operations capacity is planned to meet company growth targets.
  • Handle the Jawa Timur, Bali, and Nusa Tenggara area.
Desired Qualifications
  • Experience managing consumer lending products, such as credit cards, KTA, motorcycle loans, or consumer durables loans, or experience in a multi-finance company.

About the company

Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.

Company Size

501-1,000

Company Stage

Series A

Total Funding

$1.9M

Headquarters

Jakarta, Indonesia

Founded

2015

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Simplify's Take

What believers are saying

  • July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
  • Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
  • Series D rumors from 2024 suggest investors still see scalable value in Cermati.

What critics are saying

  • BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
  • OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
  • Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.

What makes Cermati.com unique

  • Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
  • Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
  • Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.

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Benefits

  • Flexible Work Hours

Growth & Insights and Company News

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
DailySocial
Aug 12th, 2022
Cermati Is Reportedly Securing 250 Billion Rupiah Series D Funding Led by MDI Ventures | DailySocial.id

Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures