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OneMain Financial

Offers secured and unsecured personal loans

Auto Loan Representative

Retail & Commercial BankingPosted on Nov 10
Full-timeTempe, AZ, USANo salary listed

About the Job

Requirements

  • A high school diploma or GED is required.
  • Demonstrate urgency in meeting or exceeding application-processing goals.

Responsibilities

  • Reach out to potential customers through outbound calls and respond to inbound calls.
  • Communicate with dealers and merchants to handle escalated situations.
  • Form close partnerships with supporting business partners, including Product Support Managers, Verifications, and Underwriting.
  • Assist with collateral swaps and unwinding purchase loans.
  • Identify defects that may delay the defined customer timeline, escalate them so all pertinent parties are notified, agree on new timelines, and work with senior management and project teams on necessary process and system enhancements.
  • Partner closely with the team and peers, recognizing the importance of the defined milestone events.
  • Process applications and close secured title or auto loans.
  • Implement key strategies to drive growth while delivering customer service and working to exceed goals.
  • Read and understand credit bureau reports and maintain knowledge of personal lending products.
  • Maintain awareness of company policies and procedures and federal and state laws, and provide guidance to other team members to ensure compliance.
  • Market and sell OneMain lending products and services and collaborate within a team environment.

Desired Qualifications

  • At least two years of experience in inside sales, customer service, retail, or a call center environment.
  • A basic understanding of credit or personal finance concepts.
  • Bilingual ability in Spanish.

About the Company

OneMain Financial

Offers secured and unsecured personal loans

OneMain Financial provides personal loans to individuals in the United States, including those with limited access to traditional banking. It offers secured loans backed by collateral and unsecured loans, used for debt consolidation, home improvements, and other expenses. Revenue comes from interest and fees, and funding is supported by a securitization program called Springleaf Funding Trust (SLFT), which bundles loans and sells them as securities to investors. The company differentiates itself by serving borrowers with a wide range of credit profiles through a broad branch network and securitization-based funding, aiming to offer accessible, personalized financial solutions and grow loan originations and capital.

Company size
5,001-10,000
Company stage
IPO
Headquarters
Baltimore, MD
Founded
1912

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