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U.S. Bank

Offers banking, loans, mortgages, investment advisory

2027 Commercial Real Estate Development Program

Full-TimeUpdated on 10/2/2026Deadline 10/9/26
$75.9k - $89.3k/yr+ Incentive and recognition programs + Equity stock purchase plan + 401(k) contribution + Pension
Entry
Bachelor's
Los Angeles, CA, USA+4 moreMore locations: Charlotte, NC, USA | New York, NY, USA | Minneapolis, MN, USA | Denver, CO, USA
HybridThree days on-site per week are typically required at the listed U.S. Bank location.

About the job

Requirements
  • A Bachelor's degree completed in December 2026 or spring 2027.
  • A basic understanding of financial and accounting terms, concepts, and applications.
  • Ability to start the development program on July 12, 2027.
Responsibilities
  • Underwrite new business opportunities for credit approval, including project, market, and sponsor financial analysis, structuring of loan terms, and risk evaluation.
  • Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors that may affect a project's or client's risk profile.
  • Measure, monitor, and test financial covenants specified within credit approval documents.
  • Read and interpret relevant credit approval requirements and accurately input monitoring requirements and covenants into a standard compliance monitoring system.
  • Analyze financial statement results and prepare reports communicating financial performance and trends with Portfolio Managers, Relationship Managers, and Credit Administration.
  • Interact with clients as appropriate and attend meetings or calls with companies in the supported portfolio.
  • Develop technical and business acumen through training, mentorship, and exposure to senior executives.
  • Build a supportive community of peers through cohort-strengthening activities such as social events, volunteer days, and development workshops.
  • Use artificial-intelligence-enabled tools, including Microsoft Copilot, to support financial analysis, market research, portfolio monitoring, and preparation of credit-related materials while applying professional judgment and risk discipline.
Desired Qualifications
  • A GPA of 3.0 or above is preferred.
  • Strong written and verbal communication skills.
  • Well-developed analytical skills.
  • Acute attention to detail.
  • Ability to work well under pressure and time constraints.
  • Ability to work effectively in a team environment and independently, exhibiting initiative, ownership, and flexibility.
  • Proficiency in Excel and PowerPoint.
  • Experience with or exposure to Microsoft Copilot or other artificial intelligence tools, with an interest in applying technology to enhance productivity, decision-making, and client-focused outcomes.

About the company

U.S. Bank provides a wide range of banking and financial services for individuals, small businesses, and large corporations, including checking, savings, loans, mortgages, and investment advisory. Its products run through a network of physical branches and digital tools like a mobile app, enabling customers to open accounts, transfer funds, apply for loans, invest, and receive guidance. Revenue comes mainly from interest on loans, service fees, and advisory fees. The bank differentiates itself with a broad product lineup, accessibility, and inclusion, aiming to make banking easier and more accessible for people across the United States.

Company Size

10,001+

Company Stage

IPO

Headquarters

Minneapolis, Minnesota

Founded

1863

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Simplify Jobs

Simplify's Take

What believers are saying

  • Second-quarter 2026 deposits grew 2.4%, with record consumer deposits again.
  • July 16, 2026 results showed 400 basis points of positive operating leverage.
  • August 31, 2026 expansion added 50-plus bankers across Florida, Georgia, Texas, Arizona.

What critics are saying

  • USBDC stays an institutional pilot; no client rollout or commercial timeline exists.
  • May 20, 2026 OCC action exposed employee embezzlement, signaling internal-control weaknesses.
  • A 401(k) ERISA settlement and foreclosure litigation keep legal costs and reputational drag alive.

What makes U.S. Bank unique

  • U.S. Bank launched USBDC stablecoin on September 9, 2026, on Stellar.
  • Keynova ranked U.S. Bank first for mobile banking in March 2026.
  • U.S. Bank expanded specialized payments teams and industry banking into new states.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

Paid Vacation

Paid Holidays

Adoption Assistance

Paid Sick Leave

Company News

PR Newswire
Sep 29th, 2026
Verra Mobility partners with U.S. Bank to streamline toll management for fleet operators

Verra Mobility has partnered with U.S. Bank to integrate toll management services into the Voyager fleet payment platform. The solution enables U.S. Bank Voyager customers to automatically pay and record tolls across participating US toll roads, aiming to simplify payments and reduce administrative burden for fleet operators. The integration leverages Verra Mobility's toll processing platform, which handles over 300 million transactions annually across 7 million fleet vehicles. Fleet managers can now access toll payment services alongside existing Voyager offerings like fuel, EV charging, and maintenance through a single bill and reporting portal. The service addresses growing complexity as toll roads expand across the United States, helping fleets manage charges and violations across multiple tolling authorities whilst maintaining compliance. The solution is now available to all U.S. Bank Voyager customers.

Minichart
Sep 28th, 2026
Stepan secures $500M five-year credit facility, up from $450M

Stepan Company has secured a new $500 million five-year credit agreement, replacing its previous $450 million facility and boosting liquidity by $50 million. The specialty chemicals maker announced the deal on 25 September 2026. The new package comprises a $350 million multicurrency revolving credit facility and a $150 million delayed draw term loan, both maturing in September 2031. An expansion option allows Stepan to increase total capacity to $750 million if needed. Interest rates are tied to the company's net leverage ratio, with spreads ranging from 1.125% to 1.625% above benchmark rates. JPMorgan Chase Bank serves as administrative agent, with Bank of America as syndication agent. The agreement includes standard financial covenants and will finance working capital, acquisitions, capital expenditure, and general corporate purposes.

Business Wire
Sep 14th, 2026
U.S. Bank appoints Lange to head payments for technology, transport and hospitality sectors

U.S. Bank has appointed Calvert Lange as senior vice president and sales group head for payments across technology, transportation, consumer, and hospitality sectors within its Institutional Client Group. Lange brings nearly two decades of payments and treasury management experience to the role. Her team will deliver payment and treasury solutions to companies in these key sectors. Before joining U.S. Bank, Lange led Citi's Payments & Liquidity Product Sales group, advising Fortune 500 and multinational companies. She also held leadership positions at Citi's commercial cards business and spent three years with Deutsche Bank's Global Transaction Banking division. U.S. Bank is the fifth-largest commercial bank in the United States, serving 15 million clients globally with nearly 70,000 employees.

MarketScreener
Sep 10th, 2026
Principal Life Insurance Company, Principal Financial Group, Inc., and Principal Financial Services, Inc. Enter into Amended and Restated Five-Year Credit Facility of $900,000,000

On September 9, 2026, Principal Financial Group, Inc. , Principal Financial Services, Inc., a wholly-owned subsidiary of the Company , and Principal Life Insurance Company, a wholly-owned subsidiary...

Associated Press
Sep 8th, 2026
U.S. Bank expands manufacturing support with specialized expertise and tailored financial solutions

U.S. Bank has expanded its support for manufacturing businesses through specialised expertise and tailored financial solutions. The bank appointed Suzanne Widing as business banking industry specialist in 2026 and began requiring specialised training for relationship managers in 2025. The initiative targets businesses with up to $50 million in annual revenues. Services include equipment financing through Manufacturing Vendor Services, fraud prevention education, foreign exchange consulting, and enhanced SBA lending programmes with fee waivers and expanded eligibility. U.S. Bank will showcase its manufacturing focus at the International Manufacturing Technology Show in Chicago from 14-19 September and at Fabtech in Las Vegas in October. The bank also plans manufacturing-focused client events in Cleveland, Minneapolis, and Phoenix. This expansion follows U.S. Bank's 2023 initiative serving medical, dental, and veterinary practitioners, with additional industry-specific services planned.