Full-Time

Underwriter

Credit, Surety & CPRI

R+V Allgemeine Versicherung AG

R+V Allgemeine Versicherung AG

5,001-10,000 employees

Provides private and commercial insurance services

No salary listed

Wiesbaden, Germany

Hybrid

Hybrid work combines home office and office work.

Bachelor's

Category
Insurance (1)
Required Skills
Risk Management
Marketing

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Requirements
  • A completed degree in business administration or economics, or an equivalent qualification, with strong business and quantitative understanding.
  • Several years of relevant professional experience in underwriting, credit analysis, or credit or risk management, ideally related to credit insurance, surety, or credit and political risk insurance.
  • Ability to analyze complex portfolio, market, and customer information, consolidate it into well-founded assessments, and derive clear decisions and recommendations.
  • Ability to work independently, in a structured and dependable manner, while managing parallel demands.
  • Very good Italian language skills for supporting the Italian market.
  • German and English communication skills at a minimum C1 level.
  • Empathy, cooperation, communication ability, willingness to make decisions, and willingness to assume responsibility.
  • Willingness to travel extensively.
Responsibilities
  • Prepare meaningful market, customer, and competitor analyses.
  • Manage business planning, customer visits, representation, and marketing activities for Italian customers and business partners in key account management.
  • Review offers carefully and clarify open questions with customers and brokers.
  • Review coverage scopes and statistics.
  • Coordinate closely with internal interfaces during the underwriting process and make well-founded underwriting decisions.
  • After further training and qualification, take on responsibility for profit-oriented management of the reinsurance business.
  • Contribute to special assignments and project tasks as needed.
Desired Qualifications
  • Relevant experience ideally related to credit insurance, surety, or credit and political risk insurance.
  • Experience gained in reinsurance, a primary insurance company, a bank, or a comparable market participant.
R+V Allgemeine Versicherung AG

R+V Allgemeine Versicherung AG

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R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.

Company Size

5,001-10,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Wiesbaden, Germany

Founded

1922

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Simplify Jobs

Simplify's Take

What believers are saying

  • 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
  • First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
  • Emmie won German Brand Award 2026, improving digital customer acquisition.

What critics are saying

  • R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
  • Efficiency savings already reached 100 million euros, showing structural expense pressure.
  • A 2026 German hail, flood, or Kfz shock can crush the combined ratio.

What makes R+V Allgemeine Versicherung AG unique

  • R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
  • Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
  • NextLevel targets profitable growth while preserving high risk-bearing capacity.

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Benefits

Paid Vacation

Wellness Program

Mentorship Program

Training Programs