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Humana

Sells Medicare health plans and runs senior clinics

Lead AI Engineer

Full-Time
$170.8k - $234.8k/yr+ Bonus incentive plan
Senior, Expert
Bachelor's
Louisville, KY, USA+2 moreMore locations: Dallas, TX, USA | New York, NY, USA
HybridThree days per week in the office; must reside within or relocate to a commutable distance from one of the listed talent markets.
Software EngineeringAI Application Engineering, Full-Stack Engineering

About the job

Requirements
  • A bachelor's degree in Computer Science, Engineering, or a related technical field, or equivalent practical experience.
  • Eight or more years of software engineering experience, including designing and operating production systems at scale.
  • A proven track record of delivering AI-enabled products or platforms into production environments.
  • Deep hands-on experience integrating and operating large language models within business-critical workflows.
  • Experience designing systems that use structured outputs, tool calling, retrieval-augmented generation, agentic workflows, orchestration frameworks, and evaluation pipelines.
  • Experience making architectural decisions for systems where AI is a core component of the product experience.
  • Demonstrated success leading technical initiatives across engineering teams, including architecture reviews, technical planning, mentoring, and delivery execution.
  • Strong programming skills in Python and/or TypeScript or JavaScript.
  • Experience designing and operating distributed systems, application programming interfaces, data platforms, and cloud-native applications.
  • A strong understanding of reliability engineering, system performance, scalability, and operational excellence.
  • Ability to balance technical tradeoffs involving quality, latency, cost, security, and maintainability.
  • Responsible handling of sensitive and protected data is required.
Responsibilities
  • Own the architecture, design, and evolution of full-stack AI applications, including large language model pipelines, retrieval systems, agentic workflows, human-in-the-loop processes, and supporting platform services.
  • Design and implement scalable AI solutions that prioritize reliability, accuracy, auditability, performance, and cost efficiency.
  • Build and maintain the most complex and high-risk system components where architecture and implementation decisions have significant business impact.
  • Define and enforce engineering standards for AI systems, including evaluation methodologies, structured outputs, observability, testing, fallback strategies, latency optimization, and cost controls.
  • Lead technical design reviews and guide architecture decisions related to platform capabilities, AI systems, integrations, infrastructure, and software patterns.
  • Evaluate and recommend technologies, frameworks, AI models, and third-party solutions based on technical and business requirements.
  • Translate ambiguous business goals into clear technical strategies, roadmaps, and executable workstreams.
  • Provide technical leadership across multiple projects, ensuring alignment with architectural standards and long-term platform objectives.
  • Mentor and coach engineers through design reviews, code reviews, pair programming, and technical guidance.
  • Partner with product, engineering, clinical, and operational stakeholders to deliver solutions that meet business and regulatory requirements.
  • Own operational excellence, including deployment strategies, monitoring, incident management, and production reliability.
  • Ensure solutions comply with privacy, security, governance, and audit requirements within a regulated healthcare environment.
  • Establish engineering standards that drive consistency, reliability, and quality across the engineering organization.
  • Influence architectural direction while balancing innovation with operational stability.
  • Foster a culture of ownership, continuous learning, mentorship, and accountability.
  • Drive alignment across teams and stakeholders to ensure successful delivery of strategic initiatives.
Desired Qualifications
  • Experience taking AI products from concept through production deployment and long-term operational ownership.
  • Experience developing AI systems where large language models are part of critical decision-support or operational workflows.
  • Expertise in evaluation frameworks, benchmark datasets, regression testing, model quality measurement, and human review processes.
  • Experience with agentic systems, Model Context Protocol, workflow orchestration, multi-step reasoning frameworks, and AI observability platforms.
  • Experience with React, Next.js, modern frontend technologies, and full-stack application development.
  • Experience deploying and managing workloads using Kubernetes, Docker, modern continuous integration and continuous delivery platforms, and cloud-native technologies.
  • Experience with Google Cloud Platform, Azure, AWS, Vertex AI, or comparable AI and cloud infrastructure platforms.
  • Experience working in highly regulated industries such as healthcare, financial services, or government.
  • Knowledge of privacy, compliance, security, and governance frameworks impacting AI and data-driven applications.
  • Experience implementing AI-assisted development practices that improve engineering productivity and delivery speed.

About the company

Humana sells health insurance paid for by government programs, chiefly Medicare Advantage plans that private insurers run for Americans 65 and older in place of traditional Medicare. It ranks among the largest Medicare Advantage insurers in the country and also runs Medicaid plans for low-income families in several states. Its CenterWell business operates senior primary care clinics, a mail-order pharmacy and home health services, so many members get care from a company the insurer owns. Medicare and states pay Humana a set monthly amount per member, and it keeps the difference between those payments and members' medical costs. Humana was founded in 1961 as a nursing home company and is based in Louisville, Kentucky.

Company Size

10,001+

Company Stage

IPO

Headquarters

Louisville, Kentucky

Founded

1961

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Simplify Jobs

Simplify's Take

What believers are saying

  • Enrollment is surging: in July 2026 Humana affirmed about 25% individual Medicare Advantage membership growth for 2026.
  • Owned clinics create clinical careers: CenterWell Senior Primary Care added 130,900 patients, up 27%, in early 2026.
  • Medicaid is widening: Illinois chose Humana in June 2026 to run Medicaid coverage statewide.

What critics are saying

  • Low quality scores cut Medicare bonuses: only 20% of Humana's members sat in 4-star or better plans for 2026.
  • The insurer is shrinking to save margins: about 600,000 Medicare Advantage members got plan-closure notices in October 2026.
  • Stock grants carry risk: in July 2026 Humana cut its 2026 GAAP earnings floor to $6.52 a share from $8.36.

What makes Humana unique

  • Military families are a second market: Humana runs the Pentagon's TRICARE health plan across 24 eastern states and Washington, DC.
  • Florida anchors the business: Humana's Medicare Advantage contracts there produced 14% of its 2025 revenue.
  • Medicaid is a quiet second insurer: Humana covers over 1.54 million low-income members across 11 states.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Unlimited Paid Time Off
  • Paid Vacation
  • Paid Parental Leave
  • Short-term Disability
  • Long-term Disability
  • 401(k) Retirement Plan
  • 401(k) Company Match

Growth & Insights and Company News

6 month growth

2%

1 year growth

6%

2 year growth

6%
Yahoo Finance
Oct 27th, 2026
Elevance, CVS and Humana: three US health insurers worth $265B suited to higher rates

A Simply Wall St screen flags three large US health insurers as well placed if interest rates stay higher for longer: Elevance Health, CVS Health, and Humana. The screen favours quality value companies with solid balance sheets and dependable cash flow. Elevance Health has a market value of about $95.1 billion. Its Health Benefits unit brings in about $170.4 billion of revenue, and Carelon's CarelonRx and Carelon Services add about $45.1 billion and $30.1 billion. CVS Health is valued at about $119.5 billion, with Health Services revenue of about $200.5 billion. It took a $1.1 billion charge tied to Medicare and Individual Exchange businesses and a $1.2 billion restructuring charge for store closures. Humana, valued at about $50.7 billion, draws about $139.7 billion from insurance and $24.7 billion from CenterWell. Regulators are sharpening their focus on its risk adjustment data and prior authorization standards.

Yahoo Finance
Oct 20th, 2026
UnitedHealth and Humana raise drug costs 30% as older Americans face pricier Medicare

US insurers including UnitedHealth and Humana are cutting benefits for older clients and raising prescription drug costs for 2027, weeks before the midterm elections. Both insurers scrapped hundreds of plans and tightened coverage as older voters began choosing their plans. UnitedHealth and Humana raised maximum out-of-pocket costs by 11% and 8% respectively, according to investment bank Leerink. Both raised prescription drug coverage costs by about 30%. The changes affect 35 million Americans on Medicare Advantage plans, and the two firms hold about 46% of that market. The changes should help insurers' profits. UnitedHealth's healthcare division operating margin rose to 3.3% from 2.1% a year earlier, and Humana's shares are up 57% this year.

Yahoo Finance
Oct 9th, 2026
Humana soars 15% as 95% of Medicare members join four-star plans, beating analyst expectations

Humana shares surged 15% after the insurer announced 95% of its Medicare Advantage members will be in plans rated four stars or higher for 2027, up from just 20% a year ago. The result significantly exceeded J.P. Morgan analysts' expectations of 60% to 70%. Plans with four-star ratings or higher qualify for government bonus payments worth billions across the industry. The industry average for 2027 stands at roughly 71%. However, these ratings will determine bonus payments for 2028, not 2027. The improved ratings are particularly significant given Humana's thin margins. The company's EBIT margin has declined from 4.3% in 2023 to 2.3% on a last-twelve-months basis. Meanwhile, competitors moved in the opposite direction. UnitedHealth's four-star share is estimated to fall to approximately 67% from 81%, whilst CVS Health's drops to around 70% from 84%. CVS shares declined roughly 3%.

Yahoo Finance
Sep 13th, 2026
US health insurers rebound as medical costs stabilise, analysts predict 16% earnings growth through 2030

The health insurance industry may have recovered from high medical costs, with analysts predicting strong growth through 2030. Morningstar forecasts 16% annual earnings per share growth for major insurers, above the industry's typical low-double-digit target. Health insurers are improving profitability by raising rates to cover increased medical utilisation. UnitedHealth Group reported over $5 billion in second-quarter net income, with its medical care ratio falling to 86.7% from 89.4% year-over-year. The outlook also improved for pharmacy benefit management operations at companies like UnitedHealth, CVS Health, and Cigna. Despite increased regulatory scrutiny, the "big three" PBMs maintain strong competitive positions. Third-quarter earnings reports next month should provide further clarity on the industry's financial health.

PR Newswire
Sep 2nd, 2026
Thyme Care raises $125M at $2B+ valuation to expand oncology care model

Thyme Care, a Nashville-based oncology company, has closed a Series E funding round of more than $125 million at a valuation exceeding $2 billion. Morgan Health led the round, with participation from CVS Health Ventures, Humana, AlleyCorp, HealthQuest Capital, Foresite Capital, Concord Health Partners, Frist Cressey Ventures, Town Hall Ventures, and a16z Bio + Health. The company now serves over 10.5 million people across all 50 US states and manages more than $7 billion in oncology spend. Thyme Care reports it is profitable with positive free cash flow whilst delivering validated reductions of 5 to 10 per cent in total cost of care. Alongside the funding, Thyme Care is establishing Thyme Companies, a parent entity that will build a portfolio of independent oncology businesses addressing care barriers. Co-founder Robin Shah will serve as executive chairman of the new entity.