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Amartha

P2P lending for women-led MSMEs

Team Leader

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeBengkulu, IndonesiaNo salary listed

About the Job

Requirements

  • A minimum diploma-level education is required.
  • At least two years of experience leading a team is required.
  • Experience leading a team of more than five members is required.
  • At least two years of experience as a manager in microfinance is required; experience with a Grameen-system financial institution is preferred.
  • Ability to develop sales and marketing strategies to guide the team in meeting targets is required.
  • Must have a motorcycle and a valid SIM C driving license.
  • Must be willing to work throughout Amartha's Bengkulu regional work area.
  • High discipline, integrity, honesty, and transparency are required.
  • Ability to communicate and collaborate with the team is required.
  • A strong willingness to learn, especially to analyze information and data, is required.
  • Ability to adapt to change and remain target-oriented is required.
  • Ability to build a coaching culture to improve team performance is required.

Responsibilities

  • Manage and monitor the overall operations of the branch or point office.
  • Ensure portfolio quality and quantity develop in line with Amartha's goals and targets.
  • Ensure staff perform effectively through capacity-development planning, monitoring work practices, and conflict management.
  • Ensure partner recruitment, service, and support follow applicable standard operating procedures and regulations to maintain partner satisfaction.
  • Evaluate, validate, and approve financing applications according to standard operating procedures, credit ratings, and partner eligibility.
  • Optimize the branch repayment rate.
  • Manage the overall strategy and field operations of the branch, including expansion, financing, partner recruitment, service, and support.
  • Manage all branch-office administration.
  • Ensure branch operations, policies, and procedures run properly and comply with requirements.

Desired Qualifications

  • Experience with a Grameen-system financial institution is preferred.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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