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Imprint

Designs, launches, manages co-branded credit cards

Product Counsel - Data & Privacy

Legal Counsel & Legal SupportConfirmed live in the last 24 hours
Full-timeHybrid

About the Job

Requirements

  • A Juris Doctor from an accredited law school and active membership in good standing with at least one U.S. state bar are required.
  • Four to eight years of experience in data privacy law, with demonstrated expertise in the Gramm-Leach-Bliley Act and Regulation P, the Fair Credit Reporting Act, state privacy laws including the California Consumer Privacy Act, and consumer financial regulation are required.
  • Experience in financial services, fintech, or a high-growth startup environment is required.
  • Working knowledge of the Fair Credit Reporting Act and the Gramm-Leach-Bliley Act and Regulation P, and familiarity with state privacy laws including the California Consumer Privacy Act and California Privacy Rights Act and newer state regimes, plus their practical application to data sharing and products, are required.
  • Experience advising on data-sharing arrangements, privacy notices and opt-outs, and data retention is required.
  • Strong contract review skills, including data-sharing agreements, data processing agreements, and regulatory-facing documentation, are required.
  • Comfort partnering with security and information-security teams on vendor risk assessments, data protection, and incident response is required.
  • Ability to work autonomously, own work end-to-end, manage competing priorities, and deliver clear legal guidance under tight timelines is required.
  • Ability to explain legal risks to engineers, data questions to analysts, and regulatory nuances to business leaders is required.
  • Willingness to research independently and verify findings with senior team members is required.

Responsibilities

  • Serve as the go-to legal advisor on partner data sharing, including determining what customer, account, and application data can be shared through integrations and offline feeds and on what legal basis, and documenting that guidance for the Data and business teams.
  • Advise on privacy opt-outs and suppression obligations, including processing partner privacy files and honoring opt-outs across data sets and downstream third parties; maintain business-facing data-sharing and opt-out guides.
  • Provide practical Fair Credit Reporting Act guidance, including permissible purpose, use and reuse of credit reports, and sharing application and credit-decision outcomes.
  • Advise on the Gramm-Leach-Bliley Act, Regulation P, and consumer privacy notices; draft, review, and maintain privacy notices and cardholder information-sharing notices.
  • Interpret state privacy laws, including the California Consumer Privacy Act, California Privacy Rights Act, and emerging state regimes, and automated-decision-making and artificial intelligence requirements; advise on their impact on data use, credit scoring, and product design.
  • Own data retention and deletion guidance by mapping regulatory retention obligations and destruction requirements and supporting the record-retention policy.
  • Partner with Security and governance, risk, and compliance teams on partner and vendor information-security risk assessments, testing constraints, and incident response, including forensics, chain of custody, and breach or authority notification.
  • Provide product counseling to Product and Engineering on new features and builds that affect data sharing, privacy, or customer experience, and draft the required consents and data-related terms.
  • Coordinate with Compliance on regulatory interpretation, monitoring, and exam preparation, and support the Associate General Counsel on escalated complaints, regulatory inquiries, and bank-partner matters.
  • Translate complex data, privacy, and security requirements into clear, actionable guidance for cross-functional partners.

Desired Qualifications

  • Privacy certification, such as Certified Information Privacy Professional/United States.
  • Experience with the Fair Credit Reporting Act in a lending or credit context, Equal Credit Opportunity Act and Regulation B adverse action, and automated decision-making or artificial intelligence governance, such as state automated decision-making technology laws.
  • Familiarity with data-security frameworks including Payment Card Industry Data Security Standard, System and Organization Controls 2, and National Institute of Standards and Technology frameworks, and breach or incident-response processes.
  • Familiarity with additional consumer finance regulations including the Truth in Lending Act and Regulation Z, Electronic Fund Transfer Act and Regulation E, Unfair, Deceptive, or Abusive Acts or Practices, CAN-SPAM, and Telephone Consumer Protection Act, and their intersection with data and products.
  • Experience in sponsor-bank, banking-as-a-service, or fintech partnership environments.
  • Experience with General Data Protection Regulation applicability and Records of Processing Activities obligations.
  • Experience working in a ticketing or project-management system such as Linear, Jira, or Asana.
  • Comfort with legal technology, artificial-intelligence-assisted workflows, and process automation.
  • Experience with consumer credit products such as credit cards or buy-now-pay-later products.
  • Experience building or standardizing privacy frameworks across multiple product lines or partner programs.

About the Company

Imprint

Designs, launches, manages co-branded credit cards

Imprint.co designs, launches, and manages co-br branded credit card programs for major American brands. The company partners with brands to offer consumers a branded credit card and focuses on increasing the lifetime value of the brands’ customers. Its product works by creating tailored card programs that brands can offer to their customers, aiming to raise the average basket size, shopping frequency, and annual spend per cardholder. Revenue comes from fees charged to partners for building and managing the programs, plus a share of cardholder transaction fees. Imprint differentiates itself through fast program launches (as quick as three months, versus 18 months for traditional issuers), agile development, and white-glove customer service. The goal is to help brands grow loyalty and spending by providing efficient, high-quality co-branded credit card programs.

Company size
201-500
Company stage
Late Stage VC
Total funding
$3B
Headquarters
New York City, New York
Founded
2020

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