N

Nous

Automates household financial tracking and contracts

Product Builder

Full-Time
No salary listed
Mid
London, UK
Hybrid
Software EngineeringAI Application Engineering

About the job

Requirements
  • Builds without precise instructions and has experience as a founder, early product manager, or generalist who takes ownership of ambiguous work.
  • Uses AI tools such as Claude Code, Cursor, or similar for prototyping, querying data, navigating systems, and automating work.
  • Is technically confident but recognizes limitations, can read code, write SQL, learn new tools independently, and knows when to ask for engineering help.
  • Exercises product judgment by identifying meaningful member problems, framing work around outcomes, and evaluating ideas critically.
  • Has substantial practical experience and has previously owned something real; this is not a first-job role.
Responsibilities
  • Own a product surface and improve it end to end without waiting for an engineer.
  • Take product problems from rough concept to shipped solution using AI tooling as the primary working environment.
  • Write queries to answer product questions and investigate issues independently.
  • Ship changes on safe surfaces, including prompts, agent behavior, configuration, workflows, data pipelines, and internal tools; involve an engineer before crossing safety boundaries.
  • Review user conversations and observe where the product succeeds or fails, using those insights to guide work.
  • Own outcomes beyond launch and ensure shipped features work for members.
  • Depending on the initial surface, improve the customer-facing AI agent by identifying issues in real conversations, improving its handling, building and running evaluations, and strengthening recovery flows.
  • Depending on the initial surface, analyze Open Banking and subscription data, identify patterns, build cancellation or flagging logic, and determine how to automate cancellations.
  • Turn emerging product problems into shipped, improving solutions.
Desired Qualifications
  • Has built and shipped an independent project, startup, or internal tool.
  • Has experience with large language models, AI agents, evaluations, or messy real-world data such as Open Banking, financial, or operational data.
  • Has startup experience involving multiple responsibilities.

About the company

Nous.co helps households manage finances by automating the tracking of service providers and contracts, alerting users to renewals and savings opportunities, and negotiating exclusive tariffs with leading brands while handling paperwork with the user’s final approval. It works by connecting to household bills and providers, monitoring important dates, and using collective bargaining power to secure better rates, then presenting changes for the user to approve. This approach combines ongoing contract tracking, in-house negotiation with exclusive tariffs, and a fully managed process, rather than just price comparison or bill tracking tools. The goal is to simplify household finances, protect families from rising costs, and reduce the administrative burden of managing contracts and bills.

Company Size

51-200

Company Stage

Series A

Total Funding

$17.9M

Headquarters

London, United Kingdom

Founded

2021

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Simplify's Take

What believers are saying

  • Nous launched an OpenAI-powered bill assistant in 2023, extended through WhatsApp in 2026.
  • Nous.co says Premium households save £960 annually, supporting a strong value proposition.
  • Central Co-op partnered with Nous in March 2025, validating workplace-benefit demand.

What critics are saying

  • Trustpilot reviews in 2026 describe higher costs, weaker deals, and credit concerns.
  • The model depends on open banking, email access, and provider data-sharing permissions.
  • If Premium conversions stall, Nous stays a free utility and burns its seed capital.

What makes Nous unique

  • Nous combines bill tracking, switching, and negotiation into one household-finance workflow.
  • Its free tier and £6.99 Premium pricing, updated March 31, 2026, lower adoption friction.
  • Employer-paid Nous for Business, updated June 30, 2026, reaches workers as a benefit.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Remote Work Options
  • Paid Holidays
  • Stock Options
  • Commuter Benefits
  • Mental Health Support

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-2%

2 year growth

-1%
Bristol Jobs
Aug 2nd, 2023
Kids Put Working Parents In A Financial Black Hole

The findings come as Nous.co has partnered with several major employers to provide their staff with its household bills management service as a workplace benefit via Nous for Business.

TechCrunch
Jul 20th, 2023
What Happened When Nous.Co Hooked-Up Generative Ai To Its Users' Household Bills

With the cost of living ever more painful, and Generative AI supposedly gunning for your job, at least — for the moment — it might be here to save you some money on your household bills.UK-based cost-of-living start-up Nous.co has now launched an OpenAI-powered assistant (combined with its own proprietary systems) to help its users understand and manage their household bills. Users will be able to upload bills or connect their email inbox to have bills forwarded to the assistant automatically. It then categorises and summarises the bills, alerting customers to details and potential savings.Nous claims it can now save households up to £1,000 a year or more via its AI-driven system, and around £126 on average. It also says it can spot it when suppliers’ try to send estimated bills rather than final ones.The new feature is on the free tier of Nous membership, currently works with energy bills and will soon be extended to broadband, mobile phone and insurance documents, with alerts delivered via WhatsApp.According to the company’s own research, two thirds of people in the UK find it difficult to understand their energy bills and only 15% say they read the small print.After just over 12 months of development in private beta, Nous soon plans to offer a subscription service as its premium product, focusing on clear billing and customer reassurance regarding data privacy. The free product will serve as an onboarding tool and customer acquisition funnel for the premium service. The startup relies on open banking regulations to access consumer spending data.Greg Marsh, co-founder and CEO of Nous, told me: “We knew intellectually AI would be part of the story for this service

TechniBlend
Jul 20th, 2023
What happened when Nous.co hooked-up Generative AI to its users’ household bills

UK-based cost-of-living start-up Nous.co has now launched an OpenAI-powered assistant (combined with its own proprietary systems) to help its users understand and manage their household bills.

FinSMEs
Feb 21st, 2022
Nous Raises $9M In Seed Financing

Nous, a London, UK-based fintech startup for households to get smart as they face the rising cost of living, raised $9M in Seed funding. The round was led by Mosaic Ventures with participation from Tom Blomfield, Marc Warner, Dan Hegarty, Eamon Jubbawy, Brent Hoberman, Andy Phillipps and John Gibson. The company intends to use the [] The post Nous Raises $9M in Seed Financing appeared first on FinSMEs.