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Chime

Runs a mobile banking app with no monthly fees

Senior Associate - Strategic Finance

Corporate Finance & FP&AConfirmed live in the last 24 hours
Full-timeSan Francisco, CA, USAHybrid

About the Job

Requirements

  • Minimum 4–7 years of relevant experience in strategic finance, financial planning and analysis, investment banking, consulting, or business intelligence; prior experience at a high-growth technology or financial technology company is a plus.
  • A bachelor's degree or equivalent degree in Business, Finance, Economics, Accounting, or another relevant field.
  • Demonstrated experience building driver-based forecasts, such as volume multiplied by rate, unit economics, or cohort models, and a clear point of view on validating drivers and diagnosing forecast-versus-actual variance.
  • Expertise in Excel or Google Sheets, including building scalable, efficient, and auditable models with clear assumptions and a well-structured model design.
  • Ability to communicate complex, multi-driver results to non-finance partners by presenting the answer first and then the underlying logic.
  • Strong sense of ownership and comfort with ambiguity.
  • A process-improvement mindset and demonstrated ability to leverage artificial intelligence and automation to scale finance workflows and improve forecasting precision and turnaround time.
  • A team-oriented mindset and a positive attitude.

Responsibilities

  • Support development of unit economic frameworks to evaluate the return on investment of products, features, and business strategies and guide company decision-making.
  • Evaluate economic viability and drive strategy for new and emerging products.
  • Build working relationships with Product, Risk, Analytics, and Marketing teams to advise on financial impact and improve business performance.
  • Use Pigment to manage and own financial forecasts and regularly advise executive leadership on business-unit and product performance.
  • Contribute to board and investor materials, public-facing materials and disclosures, and other external reporting on company financial health and product positioning and performance.
  • Partner with the Analytics team to create dashboards and key performance indicators to track product health and evaluate experimental results.
  • Promote adoption of artificial intelligence and automation across the forecasting process, shorten close-to-forecast turnaround, standardize recurring reporting, and reduce manual effort in Pigment and spreadsheets.

Desired Qualifications

  • Experience with payments, banking, or money-movement economics.
  • Experience with cohort analysis.
  • Experience with Pigment, NetSuite, Looker, or Snowflake.
  • Prior experience at a high-growth technology or financial technology company.

About the Company

Chime

Runs a mobile banking app with no monthly fees

Chime runs a mobile banking app for everyday Americans, with accounts held at federally insured banks and no monthly or overdraft fees. It made its name by releasing direct-deposit paychecks up to two days early, and in 2019 it introduced SpotMe, which covers small overdrafts without a fee. Members spend with a Visa debit card or the Chime Card, a credit card backed by their own deposits that builds credit, and get part of their pay before payday through MyPay. Chime makes most of its money from the swipe fees merchants pay when members use its cards, plus charges and interest on instant transfers, pay advances, and small loans. Chime was founded in 2012 and is based in San Francisco, California.

Company size
1,001-5,000
Company stage
IPO
Headquarters
San Francisco, CA
Founded
2012

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