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Chime

Runs a mobile banking app with no monthly fees

Strategic Finance Senior Associate

Corporate Finance & FP&AUpdated on Nov 14
Full-timeSan Francisco, CA, USA

About the Job

Requirements

  • A minimum of 4–7 years of relevant experience in strategic finance, financial planning and analysis, investment banking, consulting, or business intelligence.
  • A Bachelor's Degree or equivalent degree in Business, Finance, Economics, Accounting, or another relevant field.
  • Demonstrated experience building driver-based forecasts, such as volume × rate, unit economics, and cohort models, including validating drivers and diagnosing forecast-versus-actual variance.
  • Expertise in Excel and Google Sheets, including building scalable, efficient, and auditable models with clear assumptions.
  • Ability to communicate complex, multi-driver results clearly to non-finance partners, providing the answer first and then the logic.
  • Strong ownership and comfort with ambiguity.
  • A process-improvement mindset and demonstrated ability to use artificial intelligence and automation to scale finance workflows and improve forecasting precision and turnaround time.

Responsibilities

  • Support the development of unit economic frameworks to evaluate the return on investment of products, features, and business strategies and guide company decision-making.
  • Evaluate the economic viability of new and emerging products and drive strategy for them.
  • Build working relationships with Product, Risk, Analytics, and Marketing teams to advise on financial impact and improve business performance.
  • Use Pigment to manage and own financial forecasts and regularly advise executive leadership on business unit and product performance.
  • Contribute to board and investor materials, public-facing materials and disclosures, and other external reporting on overall company financial health, product positioning, and performance.
  • Partner with the Analytics team to create dashboards and key performance indicators to track product health and evaluate experimental results.
  • Champion adoption of artificial intelligence and automation across the forecast process, compressing close-to-forecast turnaround, standardizing recurring reporting, and reducing manual effort in Pigment and Google Sheets.

Desired Qualifications

  • Prior experience at a high-growth technology or financial technology company.
  • Experience with payments, banking, or money-movement economics.
  • Experience with cohort analysis.
  • Experience with Pigment, NetSuite, Looker, or Snowflake.

About the Company

Chime

Runs a mobile banking app with no monthly fees

Chime runs a mobile banking app for everyday Americans, with accounts held at federally insured banks and no monthly or overdraft fees. It made its name by releasing direct-deposit paychecks up to two days early, and in 2019 it introduced SpotMe, which covers small overdrafts without a fee. Members spend with a Visa debit card or the Chime Card, a credit card backed by their own deposits that builds credit, and get part of their pay before payday through MyPay. Chime makes most of its money from the swipe fees merchants pay when members use its cards, plus charges and interest on instant transfers, pay advances, and small loans. Chime was founded in 2012 and is based in San Francisco, California.

Company size
1,001-5,000
Company stage
IPO
Headquarters
San Francisco, CA
Founded
2012

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