Management Accountant
Lovey
Management Accountant
Lovey
British SME lending: direct and brokered
Lovey · Birmingham, United Kingdom · Full-time · Posted 2026-10-07
Salary: GBP 50,000–60,000
Workplace: on_site
Department: Finance
About Lovey
Lovey is a leading online finance broker and lender dedicated to empowering UK SMEs. Since 2016, we’ve helped thousands of businesses access vital funding through our innovative technology platform and customer-first approach.
Ranked among the UK’s fastest-growing finance companies, certified as a Great Place to Work, and proudly holding a 4.9★ Trustpilot rating, Lovey continues to scale rapidly. As we grow, we’re strengthening our finance function and are looking for commercially minded Management Accountant to join our finance team and play a key role in driving our financial strategy forward
The Role
Management Accountant
Location: Birmingham City Centre – Full Time Office Based
Salary: £50,000 – £60,000 per annum, depending on experience
As Management Accountant, you’ll be responsible for preparing and presenting accurate financial reports to senior leadership, offering strategic insights that shape key business decisions. You’ll be instrumental in ensuring that financial processes are efficient, scalable, and aligned with our growth plans.
Key Responsibilities
Prepare monthly management accounts and financial reports, including budgets and forecasts
Prepare monthly compliance certificates and other MI as needed for funding agreements
Facilitation of daily cash sweeps between entities to ensure compliance with various funding agreements
Present financial performance insights to senior stakeholders to inform strategic decisions
Analyse costs and develop strategies to improve efficiency and reduce expenditure
Support business initiatives by sourcing finance for projects
Offer financial advice on business plans, risks, and investments
Improve and oversee financial systems, controls, and reporting procedures
Monitor income and expenditure, ensuring budget adherence
Supervise and support accounting technicians with day-to-day tasks
Translate complex financial data for non-finance colleagues across the business
Assess and manage financial risks in line with regulatory and business standards
About You
We’re looking for a proactive, detail-oriented finance professional with a strong analytical mindset and a passion for continuous improvement. You should be confident working in a fast-paced environment and able to communicate financial insights clearly to both finance and non-finance stakeholders.
Qualifications & Experience
ACA, ACCA, or CIMA qualified
Proven experience in management accounting and financial reporting
Strong knowledge of accounting standards and financial best practices
Experience working in financial services or an FCA-regulated environment (preferred)
Confidence in reading legal contracts and understanding of compliance mechanism
Advanced Excel skills (e.g., VLOOKUPs, SUMIFs, Macros)
Strong analytical and problem-solving skills
High attention to detail with the ability to meet tight deadlines
If you're a passionate Management Accountant looking to take the next step in your career, we'd love to hear from you. Apply today and become part of an exciting, growing business.
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Lovey is an FCA-authorised credit broker and lender that provides financial solutions to UK SMEs. It uses a hybrid model: it lends with its own capital for some loans and also brokers funding from a panel of third-party lenders. Their products include unsecured business loans, merchant cash advances, asset financing and VAT loans. Customers can get a funding inquiry in 60 seconds and receive funds in as little as four hours. Compared with competitors, Lovey combines in-house lending with access to a broad lender panel, offering fast, flexible options across multiple finance types. The company's goal is to make lending simple, fast and beautiful for small and medium-sized businesses, helping them grow across the UK.
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