Data Engineer 1
About the job
- Currently enrolled in a Bachelor's or accelerated Master's degree, with an anticipated graduation date between December 2026 and June 2027.
- Foundational knowledge of databases, data warehousing, data analytics, or related data technologies.
- Previous internship in Data Science, Data Engineering, or a related field.
- Basic proficiency in Python and SQL for data analysis, data processing, or problem-solving.
- Familiarity with machine learning concepts, techniques, and common applications.
- Strong analytical and problem-solving skills with an interest in working with large datasets.
- Ability to learn new technologies quickly and collaborate effectively in a team environment.
- Eligible to work in the United States now and in the future without employer sponsorship; students or recent graduates in the United States on an F1 visa, including those with CPT or OPT authorization, are not eligible.
- Upload an unofficial copy of the school transcript when submitting the application.
- Abide by Mastercard's security policies and practices.
- Ensure the confidentiality and integrity of information being accessed.
- Report any suspected information security violation or breach.
- Complete periodic mandatory security trainings in accordance with Mastercard's guidelines.
- Develop and operate shared data services, platforms, and tooling that underpin analytics and AI across B&MI.
- Support data ingestion and processing, reusable datasets, data quality, consistent access, and environments for research and customer data workflows.
- Contribute to the engineering and ongoing operation of data capabilities, focusing on automation, reliability, and reuse.
- Adopt enterprise platforms where suitable and build shared solutions where needed so product and research teams can use reliable data without maintaining separate infrastructure.
- Collaborate with teams across functions and contribute to strategic initiatives as part of the Launch Program.
About the company
Mastercard operates a global payments network that enables people and businesses to pay with cards and digital methods. Banks issue Mastercard-branded debit and credit cards, and Mastercard’s network authorizes transactions, clears them between banks, and settles funds, allowing merchants to receive payments securely and quickly. The company differentiates itself by leveraging a worldwide alliance of banks and merchants, transitioning from a cooperative of banks to a publicly traded company via its 2006 IPO, and continuously expanding its reach through partnerships and new payment technologies. Mastercard’s goal is to provide fast, secure, and convenient cross-border payment services and to grow its share of the global payments market by enabling merchants and customers to transact smoothly anywhere in the world.
Company Size
11-50
Company Stage
IPO
Headquarters
Town of Harrison, New York
Founded
2007
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Simplify's Take
What believers are saying
- Q2 2026 revenue rose 14% to $9.28 billion, with EPS beating estimates on July 30.
- On September 30, 2026, Mastercard launched new agentic-commerce trust services and AI-powered B2B analytics.
- SoFi's September 22, 2026 stablecoin settlement live on Mastercard validates tokenized-rail demand.
What critics are saying
- The $167.5 million ATM-fee settlement needs final approval February 17, 2027, preserving antitrust overhang.
- UAE Jaywan and UnionPay co-badging route domestic debit away from Mastercard's proprietary network.
- If AI agents transact through closed ecosystems, Mastercard becomes a commoditized tollbooth instead of the trust layer.
What makes Mastercard unique
- Mastercard's network now underpins agentic commerce, with Agent Pay for Machines launched June 10, 2026.
- It offers multi-rail settlement across cards, accounts, and stablecoins through BVNK and OpenUSD partnerships.
- Its commercial-payments stack combines authorization, fraud, identity, and analytics across banks and merchants.
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Benefits
New Parent Leave
Inclusive Family Building Benefit
Employee Family Resource Program
Bereavement Leave
Dependent Scholarship
Employee Assitance Fund
Business Resource Groups
Employee Recognition
Flexible Work
Tuition Assistance
Travel Assistance
Matching Charitable Gifts
Company News
Mastercard introduced tools to evaluate AI-driven purchases, with shares falling 0.86% to $558.71. The services assess identity, purchase intent, behaviour and fraud signals to verify whether shopping agents have permission to spend users' money. The first US service estimates the likelihood an AI agent initiated a transaction. Mastercard projects one in ten consumers could routinely use shopping agents by 2030, potentially widening demand for verification services. Shares currently trade 18.6% below the $686.34 GF Value estimate. The tools could help issuers distinguish authorised purchases from impersonation, but commercial success depends on consumer adoption of shopping agents, customer willingness to pay for verification, and measurable fraud reductions.
Mastercard Incorporated (NYSE:MA) stock has consensus target price of $666.64. Mastercard Incorporated (NYSE:MA - Get Free Report) has been given a consensus recommendation of "Moderate Buy" by the thirty-four brokerages that are presently covering the firm, Marketbeat.com reports. One investment analyst has rated the stock with a sell recommendation, one has assigned a hold recommendation, thirty have given a buy recommendation and two have given a strong buy recommendation to the company. The average twelve-month price objective among brokers that have covered the stock in the last year is $680.00. A number of equities analysts have commented on MA shares. UBS Group upped their price objective on shares of Mastercard from $640.00 to $670.00 and gave the stock a "buy" rating in a research report on Friday, July 31st. President Capital lifted their target price on shares of Mastercard from $693.00 to $729.00 and gave the company a "buy" rating in a report on Monday, August 17th. KeyCorp increased their price target on shares of Mastercard from $670.00 to $680.00 and gave the stock an "overweight" rating in a report on Friday, July 31st. Evercore raised their price objective on shares of Mastercard from $550.00 to $620.00 in a research report on Friday, July 31st. Finally, TD Cowen lifted their price objective on Mastercard from $664.00 to $667.00 and gave the company a "buy" rating in a report on Friday, July 31st. More Mastercard news. Discover more Mobile App Access Online News Archive Business News Here are the key news stories impacting Mastercard this week: * Mastercard is targeting the approximately $80 trillion commercial-payments market, making business-to-business transactions a significant potential growth avenue as the company broadens beyond traditional card payments. * Mastercard is expanding its small- and medium-sized business strategy in India, where rising digital-payment adoption and the One Credential product could simplify payments and deepen customer relationships. * Management says Mastercard is positioned to process nearly all UAE debit payments despite the growth of domestic payment systems, easing concerns that national payment networks could displace its business. * Research indicates UAE small businesses are among global leaders in stablecoin and digital-asset payments, supporting Mastercard's efforts to participate in emerging payment rails. * Analysts remain constructive on Mastercard's long-term outlook, citing growth in value-added services, AI, digital wallets and stablecoin settlement. * Mastercard's Agent Pay completed Denmark's first AI-agent purchase with user consent, but undisclosed transaction economics leave questions about the eventual revenue and margin opportunity. * New research coverage highlights Mastercard's position in payments, although the report provides limited new company-specific information. * A $168 million Visa and Mastercard ATM-fee settlement could create a limited financial and reputational overhang, though the direct effect on Mastercard's earnings is unclear. Insiders place their bets. In other news, CEO Michael Miebach sold 15,372 shares of the firm's stock in a transaction that occurred on Wednesday, August 5th. The stock was sold at an average price of $575.00, for a total value of $8,838,900.00. Following the completion of the sale, the chief executive officer directly owned 93,693 shares of the company's stock, valued at $53,873,475. This trade represents a 14.09% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Raj Seshadri sold 1,977 shares of Mastercard stock in a transaction that occurred on Thursday, July 2nd. The shares were sold at an average price of $529.73, for a total value of $1,047,276.21. Following the completion of the sale, the insider owned 16,429 shares in the company, valued at approximately $8,702,934.17. This trade represents a 10.74% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders sold 74,623 shares of company stock worth $42,544,606. Corporate insiders own 0.09% of the company's stock. Institutional investors weigh in on Mastercard. Several institutional investors have recently made changes to their positions in the stock. Border to Coast Pensions Partnership Ltd boosted its holdings in shares of Mastercard by 7.3% during the first quarter. Border to Coast Pensions Partnership Ltd now owns 139,844 shares of the credit services provider's stock worth $70,089,000 after purchasing an additional 9,504 shares during the period. Marble Wealth LLC acquired a new position in Mastercard in the 4th quarter valued at approximately $1,328,000. Charles Lim Capital Ltd purchased a new stake in Mastercard in the 4th quarter worth approximately $15,699,000. Gamco Investors INC. ET AL lifted its position in Mastercard by 5.4% in the 1st quarter. Gamco Investors INC. ET AL now owns 28,205 shares of the credit services provider's stock worth $14,093,000 after buying an additional 1,434 shares in the last quarter. Finally, Patriot Financial Group Insurance Agency LLC boosted its stake in shares of Mastercard by 105.1% during the 1st quarter. Patriot Financial Group Insurance Agency LLC now owns 12,834 shares of the credit services provider's stock valued at $6,412,000 after buying an additional 6,576 shares during the period. 97.28% of the stock is currently owned by hedge funds and other institutional investors. Mastercard trading up 0.2%. NYSE:MA opened at $569.02 on Tuesday. Mastercard has a 12-month low of $464.52 and a 12-month high of $601.23. The company has a current ratio of 1.06, a quick ratio of 1.06 and a debt-to-equity ratio of 3.96. The stock's 50 day simple moving average is $569.96 and its 200-day simple moving average is $527.18. The firm has a market cap of $498.46 billion, a P/E ratio of 31.30, a PEG ratio of 1.62 and a beta of 0.74. Mastercard (NYSE:MA - Get Free Report) last issued its quarterly earnings results on Thursday, July 30th. The credit services provider reported $5.04 earnings per share for the quarter, topping the consensus estimate of $4.77 by $0.27. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.The firm had revenue of $9.28 billion during the quarter, compared to the consensus estimate of $9.08 billion. During the same period last year, the company earned $4.15 earnings per share. The company's revenue for the quarter was up 14.1% on a year-over-year basis. Equities analysts anticipate that Mastercard will post 19.9 EPS for the current year. About Mastercard. Mastercard Incorporated (NYSE: MA) is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses. The company facilitates the authorization, clearing and settlement of electronic payment transactions, while generally not issuing cards or extending credit itself. Its network supports payments made in stores, online and through mobile devices. Mastercard's products and services include consumer and commercial payment cards, digital payment solutions, payment processing, fraud prevention, cybersecurity, identity verification, data and analytics, and open banking tools. Receive News & Ratings for Mastercard Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Mastercard and related companies with MarketBeat.com's FREE daily email newsletter.
Mona raises $3.5M in funding. September 28, 2026 Mona, a San Francisco, CA-based provider of an AI platform that helps small businesses across the U.S. access capital and financial coaching, raised $3.5M in funding. The round was led by Sandberg Bernthal Venture Partners, with participation from Alumni Ventures, Wisdom Ventures, angels including former Google CEO Eric Schmidt, and others. Mona is also backed by the Mastercard Strive USA Innovation Fund. The company intends to use the funds to expand operations and its business reach. Founded by Andrew Leon Hanna and Anny Dow, who met at Stanford and whose families' stories as immigrant small business owners inspired the company's mission, Mona provides an AI platform for small business capital access and financial coaching. Entrepreneurs complete a common application, which the systems uses to surface relevant opportunities, streamline applications, and tailor guidance. Mona has already supported thousands of small businesses and helped entrepreneurs secure millions in affordable capital, with early traction in Chicago, Detroit, Jacksonville, New York City, and San Francisco. Mona is also partnering with Mastercard Strive USA, with support from the Mastercard Strive USA Innovation Fund. Through the partnership, Mona will collaborate with small business support organizations to expand its reach. Don't just read the news. Own the data. Stop manually tracking deals. Access this round and over 100 others this week - in our structured Master Database (XML) + Weekly Intelligence PDF. [Access FinSMEs Intelligence Hub] 28/09/2026
Citi, Mastercard and the FinTech Association of Hong Kong co-hosted their third annual fintech forum in Hong Kong, focusing on agentic AI in financial services. The event brought together regulators, financial industry leaders and fintech innovators to discuss responsible AI adoption across wealth management, banking and payments. A key highlight was Citi Sky, Citi Wealth's conversational AI platform developed using Google Cloud and Google DeepMind technologies. The platform serves as an always-on digital companion designed to help clients access market insights and engage with wealth advisors. Speakers included representatives from Citi, Mastercard, the Hong Kong Monetary Authority, Accenture, AlipayHK, Ant International, Google Cloud, Hong Kong Cyberport and NVIDIA. Discussions covered customer engagement, governance, cybersecurity and the future of work in an AI-driven financial landscape.
Australian business owners are kind of over the 'move fast' thing. 71% of Australian SME owners prioritise personal wellbeing over rapid growth, new Mastercard research reveals. Yajush Gupta Australian SMEs don't want to move fast and break things. New research shows what they actually want instead While plenty of the business world chases speed and scale, new research suggests Australian small business owners are playing a different game altogether, one built around stability, personal wellbeing and sticking with the customers they already have. According to Mastercard's new Dreamonomics report, 71% of Australian SME owners say they prioritise a business that supports their personal health and relationships, placing Australia among the highest of all the global markets surveyed, well above the 61% global average. That same measured mindset carries through to how these businesses handle money. Sixty-eight percent said they prioritise predictability over fast growth, 53% actively avoid unnecessary financial risk, and 61% would rather deepen relationships with existing customers than chase broader reach. Anouska Ladds, Mastercard's Executive Vice President of Commercial and New Payment Flows for Asia Pacific, said the findings reflect a different definition of ambition. "Australian small business owners are showing that ambition is not only about speed and scale, but also about building a business that creates opportunity, supports personal wellbeing and stands the test of time. The focus on thoughtful, sustainable growth reinforces the need for solutions that are practical, secure, easy to use and give them greater control." A cautious approach to new technology. That same caution shows up clearly in how Australian SMEs are approaching digital tools. Only 65% see integrated business tools as critical to their operations, the lowest figure among the four Asia Pacific markets surveyed, trailing China (69%), India (75%) and Indonesia (87%), and well below the global average of 78%. Attitudes toward artificial intelligence follow a similar pattern. Just over half, 54%, of Australian SMEs say they're excited about AI's potential for their business. Rather than jumping on new technology early, Australian SMEs appear to be taking their time to work out where it will actually deliver value, rather than adopting it for its own sake. Ladds pointed to Mastercard's own work in this space, noting the company has been testing new tools aimed at automating routine business admin. "To turn operational routine into seamless automation, Mastercard recently completed successful pilots for agentic business payments across Sydney, Melbourne, and Auckland. By pairing agentic commerce capabilities with AI-powered intelligence like Virtual C-Suite, Mastercard is helping lean SME teams shrink everyday admin like paying bills and reconciling expenses." Cybersecurity: a priority in name, but not always in practice. Protecting the business from cyber threats is clearly on the radar for Australian SMEs, with 70% naming it a high priority, closely tracking both the global average (71%) and the wider Asia Pacific average (70%). But there's a real gap between that concern and actual practice. Only 36% currently use any cybersecurity tools. That gap carries real risk. Separate Mastercard research into the global SME cybersecurity landscape found that nearly one in five businesses, 18%, that experienced a cyberattack were forced to file for bankruptcy or shut down entirely as a result. Even here, Australian SMEs remain selective. Only 33% expressed interest in AI-specific fraud protection tools, with businesses generally wanting to see proven return on investment and reliability before committing. What's actually driving financial decisions. Among Australian SMEs still using personal cards for business spending, 67% said they're interested in switching to a dedicated business card, a notably lower figure than the 91% recorded globally, and far below the 93 to 100% range seen in China, India and Indonesia. The main drivers behind that interest were clearer separation between personal and business spending, cited by 15%, and rewards parity with personal cards, cited by 18%. A further 26% said they'd be keen to access cybersecurity services directly through their existing financial provider, pointing to a clear opportunity for banks and financial institutions to offer more built-in value. As Australian SMEs continue navigating these shifts, the underlying challenge seems to be less about ambition and more about execution, closing the gap between wanting stability and security, and actually having the practical tools in place to deliver it day to day. Yajush Gupta Yajush Gupta reports for Dynamic Business - covering the founders, money and policy shaping Australia's economy. From the floor Closer to this story than we are? If you're building in this space - or watching it reshape your market - pitch us. We edit it; you get the byline.