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GoTymeX

Phygital digital banking for consumers

Backend Engineer Middle/Senior

Full-TimeUpdated on 10/17/2026
No salary listed
Senior
Ho Chi Minh City, Vietnam
Hybrid
Software EngineeringBackend Engineering

About the job

Requirements
  • A pragmatic mindset.
  • Problem-solving ability, eagerness to learn, and curiosity.
  • At least 5 years of software development experience with Java, Spring Boot, Kafka, Redis, Python (such as Django, Flask, or FastAPI), or similar technologies.
  • Strong database and schema design skills for large-scale applications.
  • Experience developing distributed systems using microservices, serverless, and event-driven architectures.
  • Experience with Amazon Web Services.
  • Strong English skills to work comfortably with international teams and stakeholders.
  • Adaptability and readiness for continuous change.
  • Ability to collaborate and fit a culture in an Agile environment.
Responsibilities
  • Design, develop, and deploy backend services focused on scalability, high availability, and low latency.
  • Drive efficient delivery of change through analysis, definition, and documentation of requirements, while identifying potential solutions using agile delivery frameworks.
  • Solve technical and business problems and learn new technologies and frameworks.
  • Take responsibility as part of a team for the features owned.
  • Design, develop, test, deploy, monitor, and improve products throughout their full lifecycle.
Desired Qualifications
  • Experience working in the banking and financial domain.
  • Experience with Ansible, Packer, Docker, and Kubernetes.
  • Experience with automated testing frameworks.

About the company

GoTymeX provides the technology and product engine for Tyme Group’s digital banks in emerging markets. It designs, builds and operates consumer and SME digital banks through a phygital model that blends an app-based banking platform with a network of retail kiosks. It runs licensed banks in South Africa and the Philippines and scales via partnerships, offering a unified platform across multiple markets. Its goal is to expand access to digital banking in emerging markets by extending its model to more countries and serving tens of millions more customers.

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Singapore

Founded

2019

Simplify Jobs

Simplify's Take

What believers are saying

  • Tyme Group reached 23 million customers and 95 million monthly transactions by July 2026.
  • GoTyme Bank crossed 10 million users and ₱53 billion deposits by July 2026.
  • Euromoney named GoTyme Best Digital Bank for Consumers in July 2026.

What critics are saying

  • GoTyme still depends on parent capital injections after July 2026 and April 2025 top-ups.
  • MariBank Philippines entered in 2026, and BSP raised digital-bank licenses to ten.
  • Cross-border expansion across Vietnam, India, and China adds execution risk across regulatory regimes.

What makes GoTymeX unique

  • GoTymeX powers multi-country banking from one platform across South Africa and the Philippines.
  • GoTyme’s phygital kiosks and mall agents lower acquisition costs versus app-only rivals.
  • Apple Pay, Wise remittances, and remittance campaigns deepen product breadth fast.

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Benefits

  • Health Insurance
  • Meal Benefits
  • Paid Vacation
  • Paid Sick Leave
  • Performance Bonus
  • Company Equity

Company News

DealStreetAsia
Jul 4th, 2026
JV partners inject fresh capital into PH digibank GoTyme

The latest infusion follows a $10.4m capital injection in April last year

Innovation Village
Nov 27th, 2025
Tyme Group partners with Visa to drive financial inclusion across emerging markets

Tyme Group partners with Visa to drive financial inclusion across emerging markets. The Tyme Group, owner of TymeBank, South Africa's first profitable digital bank, has announced a new multi-year, multi-market partnership with Visa aimed at accelerating financial inclusion and digital payment innovation in South Africa, Southeast Asia, and beyond. TymeBank, launched in February 2019, has grown into South Africa's third-largest bank by customer base, serving 11 million customers. The bank boasts R7 billion in deposits, a network of 1,000 kiosks, and 15,000 retail points nationwide. While Tyme started as a South African venture, the group - now headquartered in Singapore - expanded to the Philippines in 2022 and operates a technology and product development hub in Vietnam, where it plans to launch a new bank. Across all markets, Tyme serves 20 million customers.

Bob Reyes
Jun 29th, 2025
Tyme Group, GoTyme Bank's Major Shareholder, Named to TIME's 100 Most Influential Companies of 2025

Tyme Group, the major shareholder behind the Philippines' rapidly expanding GoTyme Bank, has been named to TIME Magazine's 2025 list of the 100 Most Influential Companies in the World.