Java Engineer - Payments and Settlement Services

Discover ING Hubs Romania 

ING Hubs Romania offers 130 services in software development, data management, non-financial risk & compliance, audit, and retail operations to 24 ING units worldwide, with the help of over 2000 high-performing engineers, risk, and operations professionals. 

We started out in 2015 as ING’s software development hub, then steadily expanded our range to include more services and competencies. Now we provide borderless services with bank-wide capabilities and operate from two locations: Bucharest and Cluj-Napoca. 

Our tech capabilities remain the core of our business, with more than 1800 colleagues active in Data and Analytics Tech, Tech Foundation and Channels, Retail Core Banking and Architecture, and Global Products and Technology Services. 

We enjoy a flexible way of working and a highly collaborative environment, where fair and constructive feedback is encouraged.  

For us, impact isn't a perk. It's the driver of our work. We are guided and rewarded by a shared desire to make the world a better place, one innovative solution at a time. Our colleagues make it their job to do impactful things and they love doing it in good company. Do you?  

The Mission

Payments & Settlement Services – Real‑Time Payments Engine (RTPE)

RTPE is a mission‑critical, real‑time payments platform processing high‑volume, low‑latency transactions across ING. It plays a central role in SEPA, instant payments, and ISO 20022 message processing, ensuring availability, resilience, and correctness under strict regulatory and operational constraints.

RTPE operates in a 24/7 production environment, handling millions of messages, integrating with multiple upstream and downstream systems, and supporting continuous modernization (e.g. migration from legacy integrations to Java‑based listeners and modern event‑driven architectures).

Your day to day

Even if you’ll start your day from the comfort of your home or drink your morning coffee in our office’s garden, your day will be quite similar when comes to tasks. Here are your daily responsibilities:

• • Being an Engineer, work on user stories that have been broke down from features.
  • Design, develop, and maintain Java‑based real‑time processing components
  • Implement and maintain message driven integrations (MQ, Kafka, APIs)
  • Work with ISO 20022 payment messages (e.g. pacs.008, pacs.002, camt messages)
  • Ensure end‑to‑end ownership of user stories: analysis, development, testing, release, and production support
  • Participate in incident analysis, root cause investigations, and production improvements
  • Collaborate closely with SRE, product owners, and other global engineering teams
  • Contribute to non‑functional requirements: performance, resilience, scalability, security
  • Ensure compliance with ING IT Risk, audit, and security requirements
  • Participate in Scrum ceremonies (stand‑ups, refinements, reviews, retrospectives)
  • Demo delivered functionality to stakeholders when required

What you’ll bring to the team

• • Experience:
    • 5+ years of experience of java development (Java 17 and Java 21)
    • Understanding/work exposure to Kafka
    • Experience/Knowledge of various Java Frameworks – Spring, Spring Boot
    • Experience working on CI/CD tools - any would do, we are going to use AzDO.
    • Some experience with XML, XSL, XSD
    • Experience working with TDD and BDD
    • Analysis Skills
    • Good communication skills with an appetite to receive feedback whether it is positive or used for improvements.
    • Experience in SCRUM with a strong preference for the agile way of working.
  • Nice to have:
    • Experience/Knowledge of various Java Frameworks.
    • Knowledge of ISO 20022 standards.
    • Some project experience in financial market group treasury.
    • Exposure to observability tools (Prometheus, Grafana, logging/alerting)
  • Foreign languages: English (advanced)
  • Education: nice to have bachelor’s degree (or higher) in an IT related field

To deep dive into your rights related to the processing of personal data conducted by ING Hubs Romania during recruitment, read the privacy notices on our website (scroll down to the Data Protection section).