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Cermati.com

Financial product marketplace and application service

Business Intelligence – Senior - Mid

Full-TimePosted on 10/15/2026
No salary listed
Junior
Bachelor's, Master's
Central Jakarta, Central Jakarta City, Jakarta, Indonesia
In Person
Data & AnalyticsBusiness Intelligence

About the job

Requirements
  • Minimum of 2 years of professional experience in Business Intelligence, Data Analytics, or a related field.
  • Bachelor’s or Master’s degree in Information Systems, Computer Science, Mathematics, Statistics, or a related field.
  • Expert-level SQL skills and the ability to write advanced database queries.
  • Ability to quickly disseminate data to find key trends and perform deep-dive data mining to understand the reasons behind those trends.
  • Comfort working with datasets containing millions of rows and creating complex visualizations from raw data in a live dashboard environment.
  • Ability to explain complex technical findings to non-technical stakeholders.
  • Proven ability to lead complex data analysis projects and provide strategic recommendations to management.
  • Ability to deliver high-quality results under pressure in a fast-paced environment.
Responsibilities
  • Interpret data and analyze results using advanced query techniques and statistical methods to uncover actionable insights.
  • Create reusable data querying, transformation, and visualization processes using tools such as Excel, SQL, BigQuery, Python, R, and other big data tools.
  • Develop analytical reports and represent large, complex datasets through visualizations and dashboards.
  • Identify reporting needs and updates independently or based on stakeholder requirements within business processes.
  • Present information and insights to drive fact-based decision-making across the organization.
  • Propose and define business process improvement opportunities based on data.
  • Work with management to prioritize business and information needs while aligning with company goals.
  • Monitor deep-dive data analysis to identify trends or specific events and escalate issues or findings in business processes.
  • Mentor junior BI team members by providing guidance, reviewing their work, and offering constructive feedback on projects.
  • Implement and maintain documentation and records for reports and dashboards to ensure consistency and scalability.
Desired Qualifications
  • Proficiency in Python, R, Java, or JavaScript is highly desirable.
  • Experience with analytical tools such as Jupyter, Python, Hive, and BigQuery ML is a significant plus.
  • Excellent written and verbal communication skills.

About the company

Cermati is a Jakarta-based fintech platform that helps Indonesians research, compare, and apply for financial products like credit cards, loans, mortgages, auto loans, savings, insurance, and bill payments. It aggregates information from banks and financial institutions into a standardized format so users can understand options and make informed choices. The service often handles parts of the application process for partners, earning commissions from successful applications rather than charging users. Its goal is to expand financial inclusion in Indonesia by making financial products easier to find, compare, and access for a population that's increasingly online but underserved in formal finance.

Company Size

501-1,000

Company Stage

Series A

Total Funding

$1.9M

Headquarters

Jakarta, Indonesia

Founded

2015

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Simplify's Take

What believers are saying

  • July 2026 BCA funding expanded Indodana PayLater reach across 180 Indonesian cities.
  • Cermati Protect launched multiple 2026 partnerships, showing active cross-sell and monetization.
  • Series D rumors from 2024 suggest investors still see scalable value in Cermati.

What critics are saying

  • BNPL default losses can hit Indodana Finance fast if consumer delinquencies rise in 2026.
  • OJK fined dozens of firms in 2026, raising compliance risk for Indonesian lenders.
  • Cermati depends on partner distribution; losing BCA, banks, or merchants weakens growth immediately.

What makes Cermati.com unique

  • Cermati groups comparison, brokerage, and BNPL under one Jakarta fintech platform.
  • Indodana Finance's BCA-backed IDR1.5 trillion facility deepens funding access for 2026 growth.
  • Cermati Protect keeps bundling insurance with tiket.com, Bumame, and DR SPECS.

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Benefits

  • Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
DailySocial
Aug 12th, 2022
Cermati Is Reportedly Securing 250 Billion Rupiah Series D Funding Led by MDI Ventures | DailySocial.id

Financial product aggregator startup Cermati reportedly secured Series D round funding of $17 million led by MDI Ventures