Summer 2026

Data Science Intern

Posted on 9/5/2025

Perpay

Perpay

51-200 employees

Interest-free paycheck-deducted installment payments

No salary listed

Philadelphia, PA, USA

In Person

100% on-site in Philadelphia; remote work not available.

Category
Data & Analytics (1)
Required Skills
Python
Data Science
SQL
Machine Learning
Requirements
  • Currently enrolled in or will receive a Bachelor’s in Data Science, Computer Science, Computer Engineering, Information Systems or an equivalent technical discipline with an expected graduation date between winter 2026 – summer 2027
  • Knowledge of machine learning and statistical research
  • Experience using SQL for acquiring and transforming data
  • Proficient in programming, analysis and visualization using object-oriented programming languages (Python preferred)
  • Experience with object-oriented programming languages (Python preferred)
Responsibilities
  • In the 10-12 weeks you will have the opportunity to leverage expansive data sets to research, identify and build features to train models and drive real impact
  • You will partner with business leaders and communicate solutions designed to drive company growth
  • You will think proactively and futuristically to identify opportunities to contribute to the long-term roadmap for Data Science
Desired Qualifications
  • Enrolled in a Master’s Degree or advanced technical degree
  • Previous work experience in a technical field
  • Experience with implementing machine learning solutions to production environments
  • Understanding of modern scalable data science platforms

Perpay provides a platform for interest-free installment shopping. Users receive a spending limit based on a few questions and pay for their purchases through automatic deductions taken directly from their paychecks. Unlike many competitors that rely on traditional credit checks or high-interest loans, Perpay uses payroll integration to simplify the repayment process. The company's goal is to make significant retail purchases more accessible and affordable for people who want to avoid debt.

Company Size

51-200

Company Stage

N/A

Total Funding

$2.5M

Headquarters

Philadelphia, Pennsylvania

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • CFPB 2024 guidance on earned wage access legitimizes paycheck-deduction compliance framework.
  • Marqeta partnership enables scaled card issuance to 2 million members rapidly.
  • Credit score increases (32 points in three months) drive retention and referrals.

What critics are saying

  • Celtic Bank regulatory scrutiny over subprime lending halts credit card operations.
  • Marqeta outages or pricing increases cripple card issuance and repayments.
  • CFPB enforcement against deceptive BNPL practices forces shutdown or restructuring.

What makes Perpay unique

  • Automatic credit bureau reporting builds credit history unlike most BNPL competitors.
  • Paycheck-linked repayment model reduces default risk through direct deposit integration.
  • Income-based spending limits ($500–$2,500) target underbanked consumers systematically.

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People at Perpay who can refer or advise you

Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

7%
PaySpace Magazine
May 8th, 2025
Perpay Selects Marqeta to Power Consumer Credit Card

Perpay selects Marqeta to power consumer credit card.

INACTIVE