Full-Time

Senior Software Engineer

Payments

AtoB

AtoB

51-200 employees

Fintech fuel management and trucking payments

No salary listed

Montreal, QC, Canada + 1 more

More locations: California, USA

Hybrid

Must be in office 4 days/week (Mon–Thu) in SF Bay Area or Montreal.

Category
Software Engineering (1)
Required Skills
React.js
Ruby
Postgres
Requirements
  • Have 5+ years of professional experience building B2B or B2C SaaS products (FinTech, payments, or marketplace a plus).
  • Thrive in zero-bureaucracy, high-ownership environments.
  • Balance speed with rigor—automated tests, clean abstractions, clear docs.
  • Can dive deep into code (we use React, Ruby, Postgres—but great engineers pick up tools fast).
  • Communicate crisply across time zones.
  • This role is required to be in office 4 days/week (Mon-Thurs) either in San Francisco Bay Area or Montreal.
Responsibilities
  • Lead efforts to reconcile transactions across multiple financial providers, including Stripe, Highnote, Checkbook, and JPMorgan, ensuring accuracy and consistency across systems.
  • Ensure full alignment between internal records and customer-facing balances—what’s in the bank should precisely match what the customer sees.
  • Contribute to the development and ongoing scalability of our general ledger infrastructure, supporting accuracy, resilience, and growth.
  • Partner with our external ledger provider, Fragment, to build a reliable system capable of powering billions of transactions with speed and integrity.
  • Design and implement new money movement flows across a variety of payment rails—including push-to-card and wire transfers—optimizing for cost, speed, and reliability.
  • Own critical backend & platform projects end-to-end—from design to production ops.
  • Push architecture that scales to billions in annual payment volume and real-time risk controls.
  • Work closely with product and GTM leads to turn ambiguous problems into elegant code.
Desired Qualifications
  • Prior payments or back office fintech experience is a plus.

AtoB provides fintech-based fuel management and secure payments infrastructure for trucking and logistics. It enables delivery fleets, eCommerce, DTC, and third-party shippers to manage fuel purchases, ensure only authorized users can use a fuel card, and offer instant payroll for drivers. It differentiates itself with end-to-end fuel management and payroll built for fleets, backed by nationwide reach and card security features. Its goal is to reduce fuel costs and optimize routes to improve overall supply-chain efficiency and on-time, under-budget deliveries.

Company Size

51-200

Company Stage

Series C

Total Funding

$310.3M

Headquarters

San Francisco, California

Founded

2019

Simplify Jobs

Simplify's Take

What believers are saying

  • Mastercard partnership expands AtoB into exclusive commercial credit network.
  • Uber Freight collaboration integrates spend management for 100,000 carriers.
  • TA partnership delivers 42¢/gallon savings at 300+ nationwide locations.

What critics are saying

  • Comdata undercuts 45¢ savings via Pilot Flying J exclusives, eroding retention.
  • Uber Freight locks carriers with same-day payments, blocking AtoB acquisition.
  • WEX AI pricing in Q2 2026 poaches 80% SMB fleets from AtoB.

What makes AtoB unique

  • AtoB Fuel Card saves 45¢/gallon anywhere Visa accepted with zero fees.
  • Telematics integration enables real-time fraud detection and geolocation locking.
  • $250K fraud prevention guarantee protects fleets from unauthorized usage.

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Benefits

Bay Area compensation offered for all US and Canada based employees

We are a remote-first company, though there is strong preference for this role to sit in the San Francisco Bay Area.

Unlimited time off

401(K) match

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

4%

2 year growth

0%
Business Wire
Sep 21st, 2024
AtoB Announces New Funding and Growth Milestones

AtoB, the leading provider of modern payment solutions for the transportation industry, today announced significant growth and strategic milestones, i

Business Wire
Apr 30th, 2024
Fast-Growing Fintech Payment Platform Atob Collaborates With Trusted Travelcenters Of America

SAN FRANCISCO--(BUSINESS WIRE)--AtoB, the first fintech payments platform to modernize the $790 billion trucking industry’s financial system, announced a collaboration with TravelCenters of America (TA), the nationwide operator and franchisor of the TA, TA Express and Petro Stopping Centers travel center brands. The collaboration will bring a cost savings of an average of 42 cents per gallon, providing AtoB users with competitive prices on fuel at any of TA’s over 300 locations nationwide. “At TA, we are constantly seeking opportunities to enhance the guest experience and better serve our fleet customers and professional drivers,” said Debi Boffa, Chief Executive Officer of TA. “AtoB is a platform that will save our customers time and money, and we are pleased to work with a company that is at the forefront of digitizing and modernizing the trucking industry.”. “You can’t drive across the United States without seeing TA brands everywhere you look, and with the most convenient locations, excellent amenities, and competitive pump prices, the TA and AtoB relationship just makes sense in delivering the best for drivers and fleets. We’re proud to work with TA and look forward to passing down these savings to our customers,” said Vignan Velivela, co-founder and CEO of AtoB

PYMNTS
Feb 6th, 2024
Can Fleet Management Serve As Beacon For Platformization Of Connected Economy?

Bit by bit the smokestack economy — and the subsets thereof — come online, go digital, find new ways to connect stakeholders. And as counterintuitive as it might seem, fleet management, among the most smokestacky of the stacks, is inching toward becoming a beacon of connectivity, serving perhaps as a roadmap for other sectors. Trucking, of course, remains a key way of getting goods hither and yon. Late last year, the American Trucking Association reported that tonnage will grow to 14.2 billion tons within the next decade, up from a bit more than 11 billion tons in 2023

PYMNTS
Feb 5th, 2024
Roadz Beta Launches Generative Ai-Powered Fleet Management Platform

Roadz has beta launched its Unified Fleet Workspace, a generative artificial intelligence (AI)-powered fleet management solution aimed at helping commercial fleets optimize their operations. Commercial fleet operators with at least 100 vehicles under management can apply to participate in the beta program, the fleet-tech company said in a Monday (Feb. 5) press release. Roadz plans to integrate generative AI capabilities into the Unified Fleet Workspace, enabling fleet managers to ask questions about their fleet operations using natural language, according to the release. This integration, which is expected to be announced in March, will provide actionable insights based on unified fleet data, facilitating effective decision-making

PYMNTS
Feb 5th, 2024
Atob Ceo: Push-To-Card Payouts Become Banking Platform For Independent Truckers

AtoB CEO Vignan Velivela told Karen Webster that slow payments represent a “silent tax” on fleet management in general, and on the truckers behind the wheel, specifically. Paper checks still dominate and are still the primary means of getting short- and long-haul drivers paid. Payroll loans are the norm, as these individuals, spending days or weeks on the road, still must meet the needs of daily life, paying for food, gas, sometimes lodging or repairs. The firms themselves? They’re typically mom-and-pop operations. Of the half million trucking companies operating in the United States, 80% are small businesses that contract out to larger firms (carriers and distributors). Less than 3% of those small operators have more than 20 vehicles on the road