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Amartha

P2P lending for women-led MSMEs

Area Manager

Business & StrategyConfirmed live in the last 24 hours
Full-timeRembang, Rembang Regency, Central Java, IndonesiaNo salary listed

About the Job

Requirements

  • A bachelor’s degree is required.
  • Experience leading at least two branches is required.
  • Experience leading a team of more than five to ten members is required.
  • At least two years of microfinance experience as a Coordinator, Supervisor, Branch Head, or Area Manager is required.
  • Ability to develop sales and marketing strategies to guide the team toward achieving targets is required.
  • A motorcycle and a valid SIM C driving license are required.
  • Willingness to travel throughout the Rembang area is required.

Responsibilities

  • Ensure all branch key performance indicators within the area are achieved, including developing portfolio quality and volume in line with Amartha’s objectives and targets.
  • Ensure partner recruitment, service, and assistance processes follow standard operating procedures.
  • Ensure strategy, management, processes, and operations are carried out across all branches in the assigned area.
  • Ensure branch office administration is complete and orderly.
  • Ensure branch office operations run smoothly, including permits, infrastructure, and inventory.
  • Ensure all branch staff strictly comply with policies and procedures.
  • Ensure staff perform effectively through training, performance monitoring, and conflict management.
  • Ensure regional branch operations through adequate human-resource provision and management.
  • Ensure Amartha’s planned expansion is implemented effectively.
  • Ensure portfolio quality meets Amartha’s objectives and branch audit scores meet management expectations.
  • Uphold transparency principles in the branch.

About the Company

Amartha

P2P lending for women-led MSMEs

Amartha is a fintech platform in Indonesia that connects micro-entrepreneurs with investors through a peer-to-peer lending marketplace. It funds productive loans for MSMEs, focusing on women-led businesses, using a hybrid model of digital technology plus in-person field agents to support group lending inspired by Grameen Bank. Borrowers access working capital without traditional collateral, supported by a proprietary credit-scoring algorithm that uses machine learning and alternative data to assess creditworthiness of borrowers with no formal credit history. Lenders invest in loans, monitor impact, and earn returns; Amartha aims to improve financial inclusion for the unbanked rural population, empower women, and support sustainable rural economic growth, disbursing over $1.6B to more than 2.5 million women-led businesses as of 2024.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$276M
Headquarters
Jakarta, Indonesia
Founded
2010

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