Threat and Analytics Lead
GoCardless
Threat and Analytics Lead
GoCardless
Global bank-debit network for recurring payments
GoCardless, a Mollie company, is a global leader in bank payments. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit, real-time payments and open banking. With US$130bn+ processed annually across 30+ countries, we handle recurring and one-off payments without the chasing, stress, or expensive fees. Our end-to-end payment platform also features AI-powered solutions to improve payment success and reduce fraud, alongside connections to over 350 platforms businesses use everyday.
We are headquartered in the UK, with teams and operations spanning North America, Europe and Asia-Pacific. For more information, please visit www.gocardless.com and follow us on LinkedIn @GoCardless.
Mollie is the leading payments and financial services partner for business, rooted in Europe, with global reach.
The Threat & Analytics Lead builds GoCardless's data-driven understanding of fraud and financial crime risk. You'll bring specialist analytical expertise to both domains, helping the business understand emerging threats, measure how well existing controls are working, and identify where prevention and detection need to get stronger. Your evidence and insights will inform our strategy and how we prioritise our investments.
You'll work closely with Product, Engineering, Operations and Data Science to analyse large, complex datasets and surface patterns, trends and risk concentrations across the customer lifecycle, spanning fraud prevention, transaction monitoring, sanctions screening, customer risk management and broader financial crime work. You’ll work hand-in-hand with the teams who own fraud and financial crime strategy, governance, policy and operational delivery.
The Threat & Analytics Lead is a senior-level role with a high level of complexity, autonomy and expectation of impact.
Base salary range: € 4730 - € 7100 EUR (gross) (including the 13th and 14th salary)
Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer competitive compensation, our approach is to pay between the minimum and the mid-point (€4730 - €5910 EUR (gross)) of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fellow employees at GoCardless doing similar work.
We're an organisation defined by our values; We start with why before we begin any project, to ensure it’s aligned with our mission. We make it happen, working with urgency and taking personal accountability for getting things done. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do it. Our Values form part of the GoCardless DNA, and are used to not only help us nurture and develop our culture, but to deliver impactful work that will help us to achieve our vision.
As of April 2025, we had 806 employees (GeeCees) globally, with 524 based in the UK, 163 based in Latvia and 119 across our other offices.
To ensure that we're representative of the world around us - and to be able to review relevant benchmarks - we ask GeeCees to voluntarily disclose diversity data. This year, the proportion of GeeCees providing data increased to 88% (up from 79% in 2024). With regards to diversity within GoCardless, we can see GeeCees identifying as:
Asian, Black, Mixed or Other — 25%
Neurodiverse — 9%
LGBTQIA+ — 9%
Disabled — 1%
Average age — 33
Female — 45%
Male — 55%
We’re rooting for you during your application and GoCardless aims to provide reasonable adjustments to make our recruitment process as remarkable and accessible as we can. Please speak to your Talent Partner if you need extra support.
If you want to learn more, you can read about our Employee Resource Groups and objectives here
Sustainability
We’re committed to reducing our impact on the environment, leaving a more sustainable world for future generations. Check out our sustainability action plan here.
Find out more about Life at GoCardless via Twitter, Instagram and LinkedIn.
Global bank-debit network for recurring payments
GoCardless provides a payment platform that helps businesses collect recurring payments using a global bank debit network. It supports subscriptions, invoices, memberships, and installment payments, offering an alternative to traditional card networks. The service works by enabling businesses to initiate collections through the GoCardless network, with fees charged per transaction. It integrates with other software through APIs and platform connectors, making it easy to embed GoCardless into existing systems. Compared to card-based payment providers, GoCardless focuses on a bank debit method optimized for recurring revenue at a global scale, serving clients from small businesses to large enterprises like TripAdvisor and The Guardian. The company's goal is to simplify and streamline the process of collecting recurring payments worldwide, improving efficiency, predictability, and cash flow for its customers.
Explore more opportunities at GoCardless