Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal, Technology Standards GovernanceWho is Mastercard?

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview

The Technology Standards Governance team is seeking a Principal, Technology Risk Analyst to provide strategic leadership and subject-matter expertise across technology policies and standards. The role leads technology policy reviews and stakeholder engagement, helps shape and execute the Technology Standards Governance strategy, strengthens standard owner knowledge and understanding, and drives continuous improvement across governance processes, tools, training, and regulatory and audit support. The position also connects the Technology Controls Governance and Technology Standards Governance teams to promote consistent, risk-informed reviews and effective execution.

Role
• Lead the annual reviews of technology policies, ensuring stakeholder engagement, alignment with Technology Standards, and adherence to the policy governance framework.
• Develop, maintain, and deliver training aligned with Technology Policy.
• Lead the annual reviews of technology standards, ensuring stakeholder engagement and adherence to the technology standards governance framework.
• Co-lead monthly technology standards governance meetings, including meeting preparation, end-to-end process improvements, and alignment with approving members.
• Develop, maintain and implement standard owner procedures and playbooks, and design and deliver training to support consistent execution.
• Own the tools supporting standards governance including but not limited to leading and providing direction for updates.
• Lead responses to regulatory and audit obligations (e.g. SOC, SOX, and RBI) by serving as the primary point of contact, reviewing supporting materials, and coordinating evidence submission.
• Foster collaboration between the Technology Controls Governance and Technology Standards Governance teams to drive alignment between technology standards and associated control expectations, serving as a credible challenge function to ensure control expectations are established, maintained, and aligned with enterprise standards and industry-leading practices.
• Foster collaboration between Tech Risk Governance and Technology Standards Governance teams to drive alignment between technology standards and risk environments.

All About You
The ideal candidate is a hands-on technology risk leader who can bring structure, judgment, and execution discipline to technology standards governance program.
• Bachelor’s degree or equivalent combination of education and experience in information technology, technology risk management, audit, cybersecurity, governance, or related fields preferred.
• Experience leading or overseeing policy/standard governance, technology control testing, internal audit, compliance testing, assurance, or risk-based control assessment programs.
• Demonstrated ability to define and execute a compliance monitoring methodology.
• Strong communication skills with the ability to translate standard updates and compliance monitoring outcomes into clear reporting for Technology leadership, risk governance forums, regulators, auditors, and other stakeholders.
• Proven ability to work across teams, standard owners, risk partners, and senior stakeholders to drive updates to our technology policies and standards.
• Comfortable building and updating repeatable processes.
• Familiarity with financial services, payment technology environments, regulatory expectations, and industry control frameworks such as SOC 1/2, SOX, ISO 27000, ISAE 3000/3402, NIST, RBI, CROE, PCI, CRI, and UCF

Corporate Security Responsibility
Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must:

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

About the company

Mastercard operates a global payment network connecting financial institutions, merchants, businesses and consumers. It authorizes, clears and settles transactions between participating institutions, while banks issue Mastercard-branded cards and extend credit to their customers. Its services also include fraud detection, identity verification, payment tokenization, data analysis and consulting for organizations managing commerce and financial operations. The company earns network fees linked to payment volumes and processed transactions, along with fees for its services and solutions. Founded by a group of banks in 1966, Mastercard is headquartered in Purchase, within Harrison, New York.

Company Size

10,001+

Company Stage

IPO

Headquarters

Town of Harrison, New York

Founded

1966

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Simplify's Take

What believers are saying

Revenue is growing: July 2026 Mastercard reported $9.3 billion Q2 net revenue, up 14% year over year.
Services broaden growth: July 2026 Mastercard reported Q2 value-added services and solutions net revenue growth of 20%.
Parent support has a published floor: Mastercard lists at least 16 weeks of new parent leave, with regional variations.

What critics are saying

Customer incentives complicate revenue: Mastercard adjusts rebates when actual client transaction volumes differ from estimates.
Legal costs remain material: February 2026 Mastercard reported $504 million in pre-tax litigation provisions for 2025.
Remote work is program based: Mastercard lists a hybrid policy and four-week work-from-elsewhere benefit, with regional variations.

What makes Mastercard unique

Acceptance spans currencies: Mastercard's network processes payments in over 210 markets and 150 currencies.
Tokens connect payment participants: Mastercard's APIs enable issuers, merchants and service providers to use tokens at scale.
Fraud scoring extends beyond Mastercard cards: Decision Intelligence assesses transactions processed by any payment network.

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Benefits

New Parent Leave
Inclusive Family Building Benefit
Employee Family Resource Program
Bereavement Leave
Dependent Scholarship
Employee Assitance Fund
Business Resource Groups
Employee Recognition
Flexible Work
Tuition Assistance
Travel Assistance
Matching Charitable Gifts

Company News

Yahoo Finance

Oct 28th, 2026

Mastercard stock up 20.5% in six months: key dates, from Q3 results on October 29

Mastercard stock returned 20.5% in the six months to October 27, 2026, ahead of the S&P 500's 8.8%. The company reports fiscal third-quarter results on October 29, before the market opens, its first since Ling Hai became chief financial officer on August 3. Management guided 2026 net revenue growth to the high end of the low double digits on a currency-neutral basis. Growth was 12% in the second quarter, and the comparison is $8.6 billion of revenue a year earlier. Two risks stand out: rebates and incentives taking a slightly larger share of network fees, and Middle East conflict weighing on cross-border travel. Fourth-quarter results are due in January 2027.

Yahoo Finance

Oct 27th, 2026

S&P 500 futures ease before Fed decision as Nu Holdings falls 17% and Visa faces $6.4B UK suit

US stock futures look set for a slightly softer open on Tuesday as investors weigh solid economic data against the Federal Reserve's rate decision, due Wednesday. The Chicago Fed National Activity Index came in at +0.07 for September, pointing to modestly above-trend growth. Nu Holdings fell 16.95% after Lula's reelection in Brazil hit Brazilian financial stocks and the currency. MercadoLibre dropped 7.81%, and DoorDash fell 6.10% on reports it is in advanced talks to buy Instacart for about $17 billion. Comfort Systems USA rose 7.18% on strong third-quarter results and a record backlog. Coherent gained 5.83%, and Bloom Energy climbed 5.49%. Visa and Mastercard face a proposed £5 billion collective lawsuit in the UK over card payment fees. The Fed's target rate is 4%, in line with consensus.

CNBC

Oct 27th, 2026

Mastercard warns "stablecoin sandwich" could slow payments without better infrastructure

Stablecoins could make payments faster and cheaper, but only if the supporting infrastructure improves, Mastercard executive Matthew Driver told CNBC. He is executive vice president of services for Asia Pacific. Driver warned against a "stablecoin sandwich": a slow on-ramp into stablecoins, a fast transaction, then a slow off-ramp back into fiat currency. Linking real-time payment systems to stablecoin exchanges at both ends could help. Stablecoins may suit certain remittance corridors and less commonly traded currency pairs. In Singapore, where retail payments are already efficient, corporate payments may offer more opportunity. Mastercard completed its acquisition of stablecoin infrastructure provider BVNK in August. The two have since launched Global Money Platform, which lets banks, fintechs, and businesses manage traditional and stablecoin payments through one API.

ChannelDrive

Oct 26th, 2026

Tech Mahindra, Mastercard partner to help enterprise modernize B2B payments.

Tech Mahindra, Mastercard partner to help enterprise modernize B2B payments. October 26, 2026 15:00 IST Tech Mahindra, a leading provider of AI-powered digital transformation and technology consulting solutions to enterprises across industries, announced a partnership with Mastercard to help global enterprises modernize B2B payments by embedding secure virtual card and payment capabilities directly into their enterprise resource planning (ERP) and procurement platforms. This engagement will help organizations optimize working capital, strengthen spend controls, accelerate payment execution and reconciliation, and simplify supplier enablement while retaining their existing technology investments. Combining Tech Mahindra's enterprise transformation expertise with Mastercard's embedded payments capabilities and global virtual card ecosystem will help corporations modernize and optimize how they manage commercial payments - embedding secure, intelligent payment capabilities directly into procurement, ERP, and financial workflows. Together, the partnership can accelerate the shift from traditional, fragmented payment processes to seamless embedded finance, while helping enterprises improve working capital, strengthen supplier relationships, increase automation, and enhance security, fraud prevention, and compliance. Mastercard's embedded payment capabilities will also be integrated with enterprise environments spanning leading ERPs, and other procure-to-pay and source-to-pay platforms. By making payments an integral part of established procurement workflows, enterprises will be able to automate transactions, gain greater financial visibility, and reduce operational friction across finance, treasury, accounts payable, procurement, and supplier management functions. Modernizing enterprise payments through embedded finance. Organizations continue to navigate growing procurement complexity, supply-chain volatility, working capital pressures, fragmented supplier management, and manual approval processes. Traditional B2B payment systems can further create inefficiencies in onboarding and reconciliation while limiting real-time visibility. Tech Mahindra and Mastercard will address these challenges through API-led integration, payment automation, real-time reconciliation, fraud management, and enhanced payment controls within the software environments businesses already use. "Enterprises should not have to choose between modern payment capabilities and the technology investments they already rely on," said, Roshan Shetty, BFSI & Public Sector Head, Americas, Tech Mahindra. "Together with Mastercard, we are bringing payments directly into the flow of procurement and finance. This partnership will also enable enterprises to leverage Agentic-AI workflows to optimize and modernize at their own pace while creating a faster and more connected experience for their suppliers." "Embedding payments directly into the platforms enterprises use every day can transform commercial payments from a manual process into an integrated, intelligent part of the procurement and finance workflow," said, Rebecca Meeker, SVP of B2B Platforms and Embedded Finance at Mastercard. "Our partnership with Tech Mahindra brings together payments and enterprise transformation expertise to help organizations automate payment processes, improve visibility and control, and optimize working capital, while creating more efficient, connected experiences for their suppliers." Unlike standalone payment offerings, the partnership is designed to integrate financial capabilities directly into existing business processes. This approach will allow enterprises to connect procurement modernization with broader ERP and digital transformation initiatives, creating a more automated and resilient B2B payments ecosystem.

Kooc Media Ltd.

Oct 25th, 2026

Mastercard reportedly praises RLUSD stablecoin at XRPL event.

Mastercard reportedly praises RLUSD stablecoin at XRPL event. An attendee reported the comment at a New York hackathon, while Mastercard's formal settlement plans remain a separate development. Tldr: Table of Contents * RLUSD stablecoin received reported praise during an XRPL Commons hackathon pitch session, but the account came from community member Lost Art rather than an official Mastercard release. * Mastercard is listed as an event partner, and the 36-hour New York hackathon on October 24-25 features more than $40,000 in prizes across four developer tracks. * Ripple and Mastercard announced plans in 2025 to explore RLUSD settlement for Gemini card transactions, subject to approvals; Mastercard later included RLUSD in broader settlement plans. * The reported compliment does not establish a product launch or XRP demand catalyst; published announcements provide no new settlement volumes or market-impact data tied to the event. Mastercard has reportedly praised Ripple's RLUSD stablecoin during the XRP Ledger Hackathon in New York, according to an attendee's post. The comment came during a presentation about partner pitch requirements, not in a company statement. The event runs October 24-25 and lists Mastercard among its ecosystem partners. Mastercard has announced plans to include RLUSD among regulated settlement options and XRPL among supported blockchain networks. That report adds visibility to Ripple's token; it does not confirm a new product, rollout, or change to XRP demand. Developers are exploring financial applications on XRPL, but the post alone says little about commercial adoption. RLUSD stablecoin praise reported at New York hackathon. Lost Art, an XRPL community member on X, said Mastercard representatives complimented the RLUSD stablecoin while explaining partner pitch requirements. The account shared its report on October 24. It provided no recording, named speaker, or direct company statement. The remark theref ore remains an attendee's account, not a formal Mastercard endorsement. XRPL Commons describes the New York gathering as a 36-hour build sprint. Developers are building payment applications, lending products, and protocol upgrades. It runs October 24-25, just before Ripple Swell, and the organizers list Mastercard as a partner. Other listed partners include Ripple, the XRP Ledger Foundation, Ledger, AWS, and QuickNode. More than $40,000 in prizes supports four tracks: agentic finance, lending and borrowing, protocol innovation, and an open category. The agenda creates space to test stablecoin uses, without promising a payment launch. Mastercard's work with Ripple predates the event. In November 2025, Ripple announced that Mastercard, WebBank, and Gemini would explore RLUSD stablecoin settlement for fiat card transactions. WebBank issues the Gemini Credit Card. The partners planned RLUSD settlement on XRPL between the bank and Mastercard. Ripple said onboarding and integration planning remained subject to regulatory approvals. Mastercard settlement plans leave XRP demand unclear. In June 2026, Mastercard announced plans to add regulated stablecoin settlement options across its network. The company named the RLUSD stablecoin among supported choices, alongside USDC, SoFiUSD, and Paxos-issued tokens. It also named XRPL as one of the supported networks. Mastercard described the expansion as new options for issuers and acquirers, with a wider rollout subject to regulation. Mastercard said on-chain settlement would retain existing security, fraud, and dispute safeguards. Those controls would operate beside traditional processes, giving participating issuers and acquirers more timing choices. Naming RLUSD among planned options does not mean every bank, card program, or market can use it today. The company did not say whether RLUSD settlement is live today across partners. Those announcements provide commercial context for the event, but do not confirm the hackathon remark. Lost Art's post did not describe a contract, launch date, or settlement volume. Mastercard's partner listing also does not show that event projects will enter its network. The agentic finance track focuses on software that can make payments and transact on-chain. XRPL Commons says applications may settle in XRP or the RLUSD stablecoin. Teams can demonstrate ideas at a hackathon, but deployment still requires a product decision and operational controls.

Mastercard

Principal Technology Standards Governance

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